800-942-1572

Call and hang up 3 or more times daily

1-800-942-1572
Keeps calling, like 4-5 times a day. When I answer they hang up. Today I finally got tired of it and call the number back they said it was Northland collestion agency, and asked for my social security number without even asking my name.

keeps calling daily , morning or night.  I do not answer 800 calls or unknown.  They do not leave a message

First call was from 563-875-6227. They called wanted to talk to Becky - I've had my # for 8 years never a Becky here even for the night. Said they had the wrong number and hung up.

What's interesting is that 1 minute later I got a call from 800-942-1572 - a number I had not been answering for b/c I knew it was a scummy collections company, and I don't owe anybody. They were probably just checking to see if anybody answered w/ the 1st call. I answered the 2nd call - they wanted to talk to an ex g/f that owes everybody in the world... assured me they had "all her numbers" and would just call on her cell phone.

I have no Idea why these peeps keep calling me, when I answer no one is on the other end of the line

And that's going to get you far

Fix the problem on the 1st call so the vultures don't call again..That's the problem on your end

It's not on a do not call list..just explain the situation that u just took over the number and don't know who that person is and tell them to remove the number or ask to speak to a manager telling them to remove the number..it's as easy as that

Apparently they have so many complaints that they have a website just for the purpose of placing complaints.  Here is the web address:
http://www.complaintsboard.com/complaints/northland-group-inc-c5367.html
I don't know what kind of response will be received, but hopefully it will help some folks.

That is ONLY 1 of numerous complaint boards on the internet.  not a special one just for Northland Group.  

THE ONES YOU REALLY WANT TO VISIT ARE:

http://www.budhibbs.com/index.html
http://www.collectorsexposed.com/
http://www.consumerjustice.com/consumer

These are specific to ILLEGAL DEBT COLLECTION TACTICS!


Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

I wish they would grow a pair and not hide behind a recording!!!..

Unfortunately, it's almost never that simple. Collection agencies are horrible about harassing people whether a debt is legitimate and they're talking to the right person or not. The whole industry is a mess. They pretty much never listen to anything you as the debtor say, unless you are working out how to pay the bill.

This lady called my work number asking for someone that used to work here. I told the lady on the other end  Peggy doesn't work here anymore, she said ok thank you.  About 3 hours later a guy called and asked for Peggy.  I told him the same thing, Peggy doesn't work for this company anymore, you know damn well they noted that on the account or should have.  Did they think the company hired Peggy back within the last three hours.  THEY ARE REALLY STUPID PEOPLE WORKING FOR THAT COMPANY!

Lol...Annie and Kathy must work for Northland Group...or are 2 morons living in a fantasy world. I used to work as an accounts manager with a company. What you are asked to do in those positions is borderline illegal, harassing, and immoral to say the least. Unfortunately, many forfeitures of debt have created this situation. However...it is still a situation that cannot be resolved in 1 or 2 calls. You only have to endure it for so long though. It is possible to make their lives as miserable as they have made your life. Explore all of your criminal and civil options.

No answer.  They try to collect debts that are sold to collection companies, even if you have settled for a lesser amount, they will try to collect the difference.  Ignore them.

dont call me

Annie - you are an idiot. They used to call me a lot for a person I do not know. I have explained repeatedly that the person they seek does not live here. They refuse to accept this and keep calling.

They called on a debt I settled (paid) 3 years ago.

Annie, YOU ARE A COMPLETE IMBECILE!!!!

You could show these people irrefutable proof that you are NOT the individual they are calling for, that you've NEVER possessed a credit card they're calling about, IT DOES NOT MATTER!  Speak to all the 'managers' you want - NOTHING changes.

My boss passed away 6 months ago.  About TEN YEARS AGO, when she was going through a divorce, she stayed briefly (less than a year) with a co-worker.  SHE IS NOW GETTING CALLS from debt collecters making demands for debts my boss left (she had no next-of-kin).  My co-worker has spoken to 'umpteen' different "managers" and explained to every drone that continues to call and harass her at her home number what the situation is and how these debts (of a deceased woman) have NOTHING TO DO WITH HER OR HER TELEPHONE NUMBER.

The calls continue.

So, why don't YOU stick your empty, ignorant head back up your [***] before continuing to give INCORRECT 'advice'... and knock it off with THE ALL-CAPS B.S. - it only makes you look even MORE obnoxious and ignorant.

They are a debt collector and VERY easy to work with, in my case.