844-327-7031

I just received a call from this number.844-296-8486 left me a message to call them and when i did a guy answered and would not give me any information of who they are or what NAM Group is for or what NAM stands for and he said to get more informationand for me ta call him back.....is it a scam?

please do not call them back, they are buying your information or ripping it off of the internat

I got a call too and im curious? If i remember having the account and dont have a problem paying the bill..why do they need to validate it? Or is that a way people who dont wanna pay try to get out of paying?

Per the FDCPA there are steps that must be followed by the alleged creditor to prove they legally have the right to collect the account, as well as to assure the amount in question is correct

For instance, what if the consumer pays the money to an entity not authorized to collect, and then later the actual owner of the debt contacts the consumer to try and collect?  Such circumstances need be taken into consideration.  There are numerous reports of that happened recently.  Specifically, dishonest debt sellers are selling the same accounts to several buyers, or are even selling stolen accounts

It is not a way for people to try and avoid paying rightfully owed bills, but rather a protection for both the consumer and the creditor

Since you did get the call, do you mind sharing the name of the company that called?  Thanks

A legitimate company would validate a debt as required by law. Based on your own comment it is my opinion that this debt collecter is not one of them

Welcome to the Forum Jeff.  I'm curious as why you would come to a forum dedicated to unknown phone calls, talk about your willingness to pay money to unknown callers and ask questions about people trying to get out of paying their bills.

They appear to have a new "location" as of Feb 2016

https://twitter.com/ellicottdev/status/697821946180927489

Quote:

We would like to welcome our newest tenant, Northwood Asset Management Group, LLC to their office space at 3901 Genesee St. in Cheektowaga.
8:38 AM - 11 Feb 2016

So, you would pay the debt, even if they do not own the debt?

Is this that wonderful outfit "Jeff"?  You can tell your bosses that I have complete copies of their LinkedIn pages in case they think taking them down will help conceal their identities from law enforcement.

NORTHWOOD ASSET MANAGEMENT GROUP LLC
Posted in:  https://800notes.com/Phone.aspx/1-844-327-7031
No web site or BBB page found.
Looks like they are owned by Andrew Fanelli who has a LinkedIn page here and brags about formerly being involved in other criminal debt collection enterprises:  https://www.linkedin.com/in/andrew-fanelli-87327156
Another one of the head criminals has a LinkedIn page also:  https://www.linkedin.com/in/kathryn-snell-schinaman-52165852
New York Dept. of State info:
Selected Entity Name: NORTHWOOD ASSET MANAGEMENT GROUP LLC
Selected Entity Status Information
Current Entity Name:    NORTHWOOD ASSET MANAGEMENT GROUP LLC
DOS ID #:    4285818
Initial DOS Filing Date:    AUGUST 20, 2012
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
NORTHWOOD ASSET MANAGEMENT GROUP LLC
1517 KENMORE AVENUE
SUITE 4
KENMORE, NEW YORK, 14217
Registered Agent
REGISTERED AGENT REVOKED

Sunbiz.org has this on them since they registered in Florida:
NORTHWOOD ASSET MANAGEMENT GROUP LLC
Filing Information
Document NumberM15000008025 FEI/EIN Number46-0840965 Date Filed09/29/2015 StateNY StatusACTIVE
Principal Address
1517 KENMORE AVENUE, SUITE 4
KENMORE, NY 14217
Mailing Address
1517 KENMORE AVENUE, SUITE 4
KENMORE, NY 14217
Registered Agent Name & Address INCORP SERVICES, INC.
17888 67TH COURT NORTH
LOXAHATCHEE, FL 33470
Authorized Person(s) Detail Name & Address

Title MBR

FANELLI, ANDREW
1517 KENMORE AVENUE, SUITE 4
KENMORE, NY 14217

Not much on these crooks at this time.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

There is a right and a wrong way to collect consumer debts. Educate yourself and you need not wait for others to answer your doubts.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

I might also be sued for something which happened sixteen or sixty years ago. It doesn't mean you have jurisdiction or standing or a solid case or an instant win. You will lose that bet you're making that I won't show up and torpedo your malicious prosecution, either by showing your claims are time-barred or, if within stat, making you prove every line of your dubious story to a judge. Later you'll be crying for mercy after you've spent a few months as my FDCPA defendants. Better spell my name right on that settlement check you'll be cutting me. I get cranky for details.

If a debt collector has a valid claim, why does it need to use six different business names and issue conflicting statements and make flimsy excuses for avoiding a paper trail and lie to me about getting me sued? Or is that a way for crooks with twice-recycled "paper" to get out of respecting my rights?

You can litigate for a refund of sorts if it's not more than a year since the collection activity. Any deception and bullying from this bunch violated the FDCPA. You may claim the statutory grand plus whatever you paid to "resolve" nothing as your actual damages. Losers pay all your legal costs, permitting competent attorneys to work on contingency.

FDCPA § 1692k. Civil liability
http://www.law.cornell.edu/uscode/text/15/1692k

There's something called the Statute of Limitations.  And some states do not allow the enforcement of payday loans.

Yes it is.

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking),  the only thing they understand.

Last known address:

NORTHWOOD ASSET MANAGEMENT GROUP  LLC
1517 KENMORE AVENUE SUITE 4
KENMORE, NY  14217

This is a NY registered LLC.  Also registered in CALIFORNIA.  See previous entries.

I have been getting calls from a Steve Matthew. He is flaming that he has a file with my name and SS number. He is saying the last 4 of my social security number on my voice mail. How do I know that he has not told anyone else my SS number?  I appreciate all the input on this site. I will deal with him in a little bit.

I also calls and I asked for info I called the number back and researched the number it's a unregistered Vonage internet # like a Google phone # complete fraud I'm still waiting for the police to come that they threatened me with ( still no police ) and it's been a week

Complete scam after they got all the money from my friend all the sudden the number was no longer in service do not give them anything credit collections do not threaten people with police or further action it will only affect ur credit score

Got a message to call  Dave Adams from the NAM group. Call back number was  844-829-3399. Wanted to speak to Gloria B, not even a known person to anyone in this household. Gave a file/ case number and a deadline, he says after this he can't help anymore.

Someone named Paul Murphy called me at work the other day from this so-called NAM Group and he acted all nice and everything to try and get me to fall for his scam. I told him to send documents in the mail and he went ahead an emailed me a DocuSign form to sign and I went ahead and declined it. In order to get him off the phone, I went ahead and gave him a prepaid Walmart visa card number. He had my social security number, the amount I owed on a loan years back and an email address I only used when I was selling stuff using PayPal and had deleted. I thought it was odd when I got on the computer and googled the name that was given to me, but nothing popped up at first. When I finally did get the listing of the company name, I seen where it had been changed along with the address over the years.  The are known as Northwood Asset Management Group, Pinnacle Asset Recovery LLC, Fanelli and Associates, Meyers Group and many others. Owner Andrew Fanelli also brags on Linked in about buying peoples old debt from other creditors at a fraction of the price to try and make a profit of it... https://www.linkedin.com/in/andrew-fanelli-87327156