844-866-7414

Auto-Blocked. No idea who this is.

Call is from a debt collector.  Called for my husband, but we have no outstanding debts.

Called my home line. Seem to call once a week.  Never leaves a message

Trying to collect on an account that has been closed almost eight years. Seriously??!! Scammers!

You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

NCB MANAGEMENT SERVICES, INCORPORATED AKA NCB CAPITAL, INC. AKA ONE SULLIVAN TRAIL, INC.
Number threads associated with these crooks:  https://800notes.com/Phone.aspx/1-215-244-4200/15
https://800notes.com/Phone.aspx/1-855-739-5600
https://800notes.com/Phone.aspx/1-800-828-1110/9
https://800notes.com/Phone.aspx/1-877-232-7054#p1215019951248406650
https://800notes.com/Phone.aspx/1-844-866-7414
Web site lists them in PA:  http://www.ncbi.com/Contact.html
BBB gives them an accredited A+ with 64 complaints and 2 negative reviews:  http://www.bbb.org/washington-dc-eastern-pa/b ... se-pa-80017713/
Bloomberg lists the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... vcapId=30828280
LinkedIn pages says they were founded in 1994:
https://www.linkedin.com/company/ncb-management-services-inc.
But the D & B page says 2004:  https://www.dandb.com/businessdirectory/ncbma ... a-18069207.html
Even the employees are not happy:  https://www.glassdoor.com/Reviews/NCB-Management-Services-Reviews-E333341.htm
Bizapedia has this on them:
Company Name:      NCB MANAGEMENT SERVICES, INC.

File Number:      2606165

Filing State:      Pennsylvania (PA)

Filing Status:      Active

Filing Date:      November 3, 1994

Company Age:      21 Years, 2 Months

Mailing Address:               1 Allied Drive
Trevose, PA 19053

SIC 2 Description:      Nondepository Credit Institutions

SIC 4 Description:      Mortgage Bankers And Loan Correspondents

Company Contacts
ANDREW J. BLADY

Secretary

         One Allied Drive
Fstrvl Trvose, PA 19053

BRETT SILVER

President

         One Allied Drive
Fstrvl Trvose, PA 19053

View Nationwide Phone Book Listings For Brett Silver

JAMES M. LASALA

Treasurer

         One Allied Drive
Fstrvl Trvose, PA 19053

View Nationwide Phone Book Listings For James Lasala

RICK SILVER

Vice President

         One Allied Drive
Fstrvl Trvose, PA 19053

Company Name:      ONE SULLIVAN TRAIL, INC.

File Number:      2807214

Filing State:      Pennsylvania (PA)

Filing Status:      Active

Filing Date:      March 23, 1998

Company Age:      17 Years, 10 Months

Registered Agent:      David A Lampe

Company Contacts
RICK D. SILVER

President

         One Allied Drive
Fstrvl Trvose, PA 19053

Company Name:      NCB CAPITAL, INC.

File Number:      3664431

Filing State:      Pennsylvania (PA)

Filing Status:      Active

Filing Date:      July 27, 2006

Company Age:      9 Years, 6 Months

Company Contacts
BRETT SILVER

Vice President

         One Allied Drive
Fstrvl Trvose, PA 19053

View Nationwide Phone Book Listings For Brett Silver

RICK SILVER

President

         One Allied Drive
Fstrvl Trvose, PA 19053

Lots of other complaints:  http://ncb-management-services.pissedconsumer.com/
http://www.ripoffreport.com/r/NCB-Management-Services-Incorporatiod/Langhorne-Pennsylvania-19047/NCB-Management-Services-Incorporatiod-Hamid-K-Young-and-Robert-Gianotti-Do-no-ive-up-to-th-594155
This one has a DC trying to plead its case:  http://mythreecents.com/reviews/ncb-management-services
http://www.debtorboards.com/index.php?topic=1436.0
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... lp/td-p/2740689
http://badfinance.org/review/1467149/ncb-mana ... debt-collection
http://www.creditinfocenter.com/community/top ... elp-me-unravel/

Looks like they get sued a lot:
http://law.justia.com/cases/federal/district- ... 00060/26031/29/
https://www.pacermonitor.com/public/case/5597 ... es_Incorporated
http://www.leagle.com/decision/In%20FDCO%2020 ... SERVICES,%20INC.
http://www.plainsite.org/dockets/m4k8utoo/pen ... s-incorporated/
http://www.law360.com/cases/4d9ca54badc68240c7000002

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/