855-528-8454

A woman's voice, doesn't give her name or the company she represents.  States that they are currently processing my paperwork and there is a problem with our 1099c form.  States that it would be in my best interest not to ignore this call!

Good to know! Even though my gut told me something wasn't right.. Thank you!

unfamiliar # 855 528 8454 ID says MNS assoc tax fraud, scam. blocked

Message saying a 1099c and SSN has been filed for the 2015 tax year. This phone number was on the message 1-855-528-8454 to call back. The phone number they called in on was 1-334-649-6588.

I have been receiving numerous calls from a Jason Headford.  He states that he is calling in regard to a 1099c that is going to be attatched to my address, social security number and 2015 taxes by M&S Associates.  I am supposed to call him back ASAP in regards to this matter.  He calls from a (501) area code so it looks local. I am in Arkansas.  If you try to call that number back it says it is a unworking number.  The number he gives me to call back is 855-528-8454. I haven't been answering any of the calls.  I have blocked the number on my phone so it doesn't ring but it stills goes to my voice mail and he leaves several messages a day.  I figured it was a scam and googled the 855 number and found this message board.  Looks like I was right.  There has also been a few calls with from a woman with basically the same message.  I cant remember what name she gave.

Called 6 times between midNov to end of Dec. was not here to receive calls. Did not return call. These calls were on top of 22 calls regarding my credit card rate. This is very intrusive.

They keep calling my home asking about a debt that I'm not aware of and asking me to call them back

phone number 1 855 528 8454 called left a message that I was going to be sued. I was to return a call and find out why.

I just got a call 1-13-2016 from (513) 815-4913.  Man identified himself as Marshall Wilcox with MNS Associates.  The message was demanding that I call him by 5:00 pm about a statement and filing from his client.  He did not ask for me by name, just left his information call back at (855) 528-8454. Did not divulge client information or what it was exactly regarding.  With so many scams happening, I don't answer calls unless they leave a detailed message for me to check the validity of the company and phone numbers.

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

M.N.S & ASSOCIATES AKA MNS & ASSOCIATES
Posted in:  https://800notes.com/Phone.aspx/1-855-528-8454/3
https://800notes.com/Phone.aspx/1-855-216-4345

Web site lists them in Western New York, known haven for criminal debt collectors:
http://www.mnsassociatesllc.com/
BBB has them as accredited with an A+ rating and 2 complaints:  http://www.bbb.org/upstate-new-york/business- ... t-ny-235981463/
This web site lists the head criminal at this organization:  http://www.corporationwiki.com/New-York/Amher ... /110596206.aspx
New York Dept. of State info:
Selected Entity Name: MNS & ASSOCIATES LLC
Selected Entity Status Information
Current Entity Name:    MNS & ASSOCIATES LLC
DOS ID #:    4329301
Initial DOS Filing Date:    DECEMBER 06, 2012
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
MNS & ASSOCIATES LLC
3580 HARLEM RD STE 204
CHEEKTOWAGA, NEW YORK, 14215
Registered Agent
NONE

Other complaints:
https://whocallsme.com/Phone-Number.aspx/8776306421
http://www.badnumbers.info/877-630-6421/
https://rateit.org/company/mns-associates-llc/

Looks like they have been sued already:
https://www.pacermonitor.com/public/case/8655 ... Associates,_LLC
https://www.pacermonitor.com/public/case/9448 ... ates,_LLC_et_al
https://www.pacermonitor.com/public/case/9426 ... ssociates_et_al
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

SCAM  SCAM   SCAM    Hang up  Hang Up  Hang Up   especially some creep who calls himself "Marshal"
Wilcox

Please see Big A's post above for this company's information!

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

A Mitchell Wilcox from mns & ass. Called was very rude said they had a conjunction  agents me. But never said for what gave me till 5p. To call him back. It was 430 alaska time so it was past 5p every else.

This company has called me on several occasions from several local phone numbers and then from an (855) number.
I do not answer phone calls from numbers I do not recognize.  I listened to the voicemail message and this time they left a message about filing a 1099-C against the residence, SS number and this year's filing.
Since I do not have any past due debts, I called the number back.  I ask the guy who he needed to talk to.  Seems he was looking for another person within our family and they are calling everyone associated.  I told the guy he was calling the wrong number, I did not owe the debt.  He immediately got abusive.  I told him I did not have to put up with his attitude since I was not behind in any bills and he just kept arguing with me and treating me like crap so I hung up on him.
I have read complaints about this place and how they treat people.  I don't owe this place anything and they need to stopping calling.

I have no debt of any kind ???

Two calls from M&S Associates: 855 529-8454

In a very stern police like tone...   The first message was as follows  "THIS IS MARSHALL WILCOX AND A MOTION IS BEING FILE AGAINST YOU !!! Press #1 to speak with me...."

Then a few days later (1-20-2016) a 2nd call.....  "This is Jason Headford, and we are filing a 1099-C against your 2015 tax return.....call us now !!!"

The 1st guy posing as a Marshall is not a Marshall because his voice was the same exact voice as the 2nd guy who said his name was Jason Headford....!!!!!!

Will someone please investigate this SCAM !!!! and stop these criminals ???!!!!!

I had a voicemail from a guy claiming to be a Jason Bradford today as well! He claimed that mns recovery solution was Filing a 1099 for my 2015 tax return& it would be attached to my address and SS #. These scammers need to be stopped

Basically a debt collection scam.  Read the other posts.  Ignore and block the calls.

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.  Tell 'em  no scammy debt collector is going to push you around.

You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.

Last known address:

M.N.S. & Associates LLC
3960 Harlem Rd Ste 14
Amherst, NY 14226

I got the same exact call claiming to be a jason headford and claimed thst mns recovery solution wad ting a 1099 on my 2015 tax return. Butdid not even state my name on the voicemail. He called from the number:  (615) 645-1739 andgave the call back # 855-528-8454

This MNS and Associates is going around contacting people and waving around IRS Form 1099Cs.

Total scam.  An IRS 1099C is a report of a cancellation of debt  by a creditor in favor of a debtor/taxpayer.  The amount of the debt becomes gross income for the taxpayer.

See:  http://www.irs.gov/uac/Form-1099-C,-Cancellation-of-Debt

The rules are complex for the entity forgiving the debt.  Only certain entities can issue a 1099C.

See:   http://www.irs.gov/pub/irs-pdf/i1099ac.pdf

Unless the debt collector actually owns the debt and falls within the categories listed, they cannot issue a 1099C.

It is unlikely that the person calling you has any authority to issue a 1099C.    What is happening is that more and more of these fly-by-night debt collection companies are calling people up and waving around IRS 1099C forms  in order to frighten people into paying them something.  It's stupid and self-contradictory.  Why would a creditor/debt collector issue a forgiveness of debt, in an attempt to collect the very debt they are trying to forgive?  But of course the debt collector isn't interested in logical niceties; his or her interest is basically scaring money out of a debtor.

A 1099C is not attached to anyone's SSN.  A 1099C is not connected to anyone's bank accounts or other property.    No more so than any other form representing gross income to the taxpayer.  The form just lays out the amount that has been forgiven and must be included in the taxpayer's gross income.

I'm an Enrolled Agent with the IRS (inactive) and I can tell you that the persons  calling   have no idea what a 1099C is and have no authority to issue such a document.  They are  basically using the magic words "IRS" in order to scare money out of people.

Ignore and block these calls.

They are not filing anything, so far as I can see.  One of the reasons they won't file anything is that the creditor/issuer must also fill out the name, address and federal tax number on the form and they must file it with the IRS.  This is something they are not going to do.  They want to keep their physical location secret.

Look at the form:  http://www.irs.gov/pub/irs-pdf/f1099c.pdf

This is just a total scam.  Ignore them.  Block their calls.

If they are bothering you,

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general