877-481-9880

They say they are from East Guardian Equity Group.

anybody know if they're legit or scammers?

I am considering taking a personal loan with them, it sounds legit but I'm going to look into it first.  they want 5 months of the payments up front as collateral... I need to make sure they're legit before I send them any money.  If anyone has information on them please let me know.

I am also considering taking a personal loan with them and they told me that they needed 6 months of payments up front within a certain time period. I don't know if it's a scam or not thar's why I am seaching for information on them.

Have you had any luck finding out.  I need to also find out.

i got a call for a loan and i am needing to put money down...my question is why do i have to put money down in order to get money? that was the purpose for appyling for the loan right? something does not add up

Advance-Fee Loan Scams: ‘Easy’ Cash Offers Teach Hard Lessons
Looking for a loan or credit card but don’t think you’ll qualify? Turned down by a bank because of your poor credit history?

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, that could be a tip-off to a rip-off. If you’re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you’re dealing with a scam artist. More than likely, you’ll get an application, or a stored value or debit card, instead of the loan or credit card.

The Signs of an Advance-Fee Loan Scam
The FTC says some red flags can tip you off to scam artists’ tricks. For example:

A lender who isn’t interested in your credit history. A lender may offer loans or credit cards for many purposes — for example, so a borrower can start a business or consolidate bill payments. But one who doesn’t care about your credit record should give you cause for concern. Ads that say “Bad credit? No problem” or “We don’t care about your past. You deserve a loan” or “Get money fast” or even “No hassle — guaranteed” often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they guarantee firm offers of credit — even to creditworthy consumers.
Fees that are not disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork.”

Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

It’s also a warning sign if a lender says they won’t check your credit history, yet asks for your personal information, such as your Social Security number or bank account number. They may use your information to debit your bank account to pay a fee they’re hiding.
A loan that is offered by phone. It is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver.
A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.
A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.
A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire funds.

Finally, just because you’ve received a slick promotion, seen an ad for a loan in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don’t assume it’s a good deal — or even legitimate. Scam artists like to operate on the premise of legitimacy by association, so it’s really important to do your homework.
Finding Low-Cost Help for Credit Problems
If you have debt problems, try to solve them with your creditors as soon as you realize you won’t be able to make your payments. If you can’t resolve the problems yourself or need help to do it, you may want to contact a credit counseling service. Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely. Often, these services are low- or no-cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. To learn more about dealing with debt, including how to select a credit counseling service, visit ftc.gov/credit.

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm


Where to Complain
If you think you’ve had an experience with an advance-fee loan scam, report it to the FTC.

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

they said i was approved for a $5000.00 loan.

They approved me for a $7,000 loan. In order to get the money I'd have to send them the first 7 months of payments- $1,140. I think that it's def a scam and won't be sending them my money which is due by Nov 16th.

Has anyone found out if this is a scam or not and  by the way do anybody remember the name of the person that got in  contact with them. That way I can see if its the ame person. I looked up their website on the internet but that doesn't mean anything.

When did you apply for your loan because I was told that my payment was also due by the 16th. But then I called the guy and asked him if there was any way I could get a little more time because there was no way that I could come up with 911.64 in a week and he then said that he could extend it to the day before Thanksgiving.

I got a call today that I was approved for a loan I filled out on 10/16, they want 6 months pymt. My husband looked them up @ BBB, they are saying they just found out about this company november 2009. The person I talked to was Wilson Banks, this really sucks cause I really could use the money. I dont know what to do

Told I was approved for a 6000.00 loan, but I needed to pay 6 months first. faxed me the papers, I have not returned them

I applied at loanunion.net (without researching them first, my fault) then I received a call from Noah Langston saying I was approved for a 10,000 loan, which needed a security deposit of 663.xx . This made me skeptical, I researched the web, to no avail. Nothing shows up for them, I did a whois on their server and it returns it as being a fresh site on a host that hosts several thousand other sites. BBB doesn't know anything about them and the Attorney General for Ohio has 1 report received 11/6/09. They won't tell you anything over the phone about it though. Needless to say, it seemed shady to me. Their customer service had 2 people (I called 3 days in a row to see what I could learn) Philip and Jason. Jason supposedly has been there for 5 years and was very nice and knowledgable as was Philip who has been there for 4 years. But for a company that's been around so long, wheres the trail?!!?

So, unsatisfied with what I learned, I called and told them to cancel my contract...I did submit the papers, but never the money. I still have yet to get a call back from Noah, my 'rep'. I would think if it was a legit company, they would be concerned about the consumer and try to resolve the issue.

In short, I actually HOPE it's a scam....cause if it's not, I probably just killed my chances of getting a loan with them! LoL!

I got a call from Linda Saunders stating that I was approved for the lone but I also had to put up 938.08 and I wouldn't have to pay doe six monthe.  My payment would be 117.00 I don't have my fax working so she gave me a web-site so she could fax the papers via e-fax the phone number is the same and ext is 622.  Has anybody gotten any loans yet?

Wilson Banks was also the person that called me also> So now I really don't know what to think and I could really use the money right now too.

I also spoke with a Wilson Banks, approved for $6000.00 with a down payment of $1000.00. Really thought it was a ligit company until I called back to speak with Wilson about the down payment, and kept getting a story about taking out a payday loan to cover the down payment. I wasn't fishy until he told me to get one for $200.00. I corrected him and said but you told me $1000.00. At that point I really started researching, only found this website not the actual website they gave me.

Has anyone found out if this is a legi Company?

did u find out about this company?

i have call all over about this company. and its not looking good know one knows about this company. the address they give is not them. anyone fine out anymore about this company yut?