888-226-1843

Received a few calls from this #. They left a message asking to call back but would not tell the reason for the call, or whom this message is for. Did some googling and found the name of the company behind the number in question. It's Northland Group - a collection agency. We just got a new number, they must be colling looking for someone else.

That is correct this is some collection number.
They are very rude and would not provide me any information about why they are calling.

i agree!  VERY RUDE PEOPLE!  they called looking for my brother and i was being very polite and just finding out who it was so that i could tell my brother who was on the phone...the guy went off on me.  wish these people were able to put out of jobs permanantly.

DIdn't get to phone in time.  Called back the number.  A young man answered saying the Northland Group.  I told them I just received a call and they new what number I was calling from and was looking for a person that must of had my number before me.  He was very polite though, and appoligized. I have had this number for at least 2 years.

Anyone who receives harrassing phone calls from either telemarketers or collection agencies should report them to the Federal Trade Commission.  Trust me once you file a report with the FTA, you'll never hear from these idiots again.  The FTC does not condone this kind harrassment to the community, they always get their job done.

I have filed out an online report form with the U.S. Federal Trade Commision at:

http://www.ftc.gov/ftc/contact.shtm

I figure our tax dollars and can resolve violations of federal regulations.

Got a call from a woman asking for a male name.  I'm a female living alone. The bizarre thing is that my maiden name is the same as the (very common) last name of the person she was looking for.  When I told her she had the wrong number, she didn't believe me. Actually said that it was "obvious" because of my last name being the same as his (even though I'm listed by my former married name, which is NOT the same as the person she was looking for).  How she got that information is highly suspicious, especially since I live alone and my listed name would NOT be the one she is looking for.  When I reiterated that I was not that person, she yelled "LADY, PUT HIM ON THE PHONE!".  I told her that's impossible since I don't know him, and I've had this number for years.  She called me a B*tch and while I was hanging up, I heard her say "I'm dialing you back Lady".  I heard beeps, hung up, and she called right back, although I didn't answer.

they keep calling, have no idea who the heck they are, since I am on the national no call list.  They call 2 to 4 times a day

want to know it this was first name   last name....  I called them back and said that there were a number of people with my name through out my state and to not call me  ......

I've asked them several times to stop calling.
I'm on the do not call list.
I've reported them to the do not call list registry before.
They still call me.

I want their names, addresses, and phone numbers so I can sue them.

VEry rude- asked for my mother, who has dementia, they wanted me to fax a copy of POA without telling me why the call or who they were.  I'm not about to do that!!  Also, we don't owe anyone anything!!  They said the calls would continue!!

http://consumerjustice.com/consumer/agencydetail.aspx?id=6250

7831 Glenroy Rd #350

City : Edina
State : Minnesota
Zip : 55439

--------------------------------------------------------------------------------
Phone No.  800-800-8191- 800-831-4005 800-500-8266 952-831-4005 800-248-3038 866-380-8783 877-321-4053 866-272-3010 866-572-8957 952-835-2273  
Fax 952-831-7356  

  www.northlandgroup.com 
lblack@northlandgroup.com
 
 

Notes
Junk debt collectors, bottom feeders collecting on very old, out of statute debts. Make them prove everything, (you may not legally owe them.)  


Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

This Northland group is horrible. Very rude; the Better Business Bureau should close them down!

I dont know them i dont want to know them and they call all day long iam sick of them They  wont tell me y they are callin they ask me WHO ARE YOU i will not tell them and they tell me they will call here until i thell them who iam

This phone number constantly is recorded in my "caller i.d." machine. Never has a message been left in my "message recorder."

Receiving calls for a "Susan" who is in debt. Must be a collection agency. No such person here.

Started calling again, but no message on machine.  SCUMBAG COLLECTION AGENCY that buys up old debts for pennies on the dollar and tries to collect. They’re looking for someone with the same last name as mine that doesn’t live here. They appear to collect any & all phone numbers that MAY BE related to the person they are trying to collect from and hound the hell out of everyone of them. These [***] and many others have been calling me on and off for at least six years. When one gives up another one starts. Here is information I have garnered on this one from various internet searches:


Northland Group (or LVNV Funding)
7831 Glenroy Road, Suite 250, Edina, MN 55439
P.O.Box 390846,  Minneapolis, MN 55439
877-321-3549, (888-226-1843 on caller ID), 800-800-8191,

also Denovus Corp.
480 Johnson Rd  Suite 110,  Washington, PA 15301
866-520-9192

I just do not pick up calls from numbers that I do not know. Eventually they will take me/you out of the robo dialer.

They several times a day.  I just don't pick up.  However, I heard that if you pick up the phone and rapidly hit the # key at least 7 times it confuses the computer.  I have tried it ---- there's so many agencies out there.  Plus, they buy up so many numbers.  Its a joke -- because these people forget one important matter -- it's because people owe money that they have a job.  If everyone pays up -- they will be on the unemployment line!!!

This is rude.  Call repeatedly