888-331-5019

Mr. Gates once me to call back to speak about a problem with my name and Social Security number. If I don't call immediately he'll be unable to help me.

Mr gates called leaving a message looking for messages skips to if this is you you need to call back a the same message about a ssi # and file the message was automated I wasn't sure if he was lookin for me cause he didn't say my name so yes again this is fake

This is a scam company. Other numbers they call from are 8446004818, 8448986757, 8005634062, 8005638240 and 8005649895. They tried to get me for a payday loan i never took out in 2013. Called my bank and there were no attempts by any creditor to pull the $300 dollars from my account as the company stated. My bank said it was a scam. Names of some of the peopme associated with this company are, ms. Weaver, vincent chase, julius, vanessa ortiz, mr. Pritchard, betsey cortes, and michael more. The company originally attached to these numbers is Cobalt Financial Group. Within the last month they switched the answering service message to Consumer Billing Alternatives. So we know they are hiding behind a new company name. If you listen to the message closely it says thank you for calling Consumer Billing Alternatives and at the very end just before someone picks up the message states thank you for calling CFG. These people get really rude and defensive when you start questioning them. They will not give out the business address, validate the debt, provide licensing information for the company so you can verify their status as a business and love to threaten you with papers and court. Do not let them fool you.

Called looking for someone, anyone. Message stated the call was for... then the sentence ended. It did not give a name but wanted to verify name and social security info pertaining to an important matter. There was an option to press 1 to speak to a person. So yes, I pushed 1. A (female dog) answered the phone. I asked the stupid (female dog who has had many casual partners) what the reason for the (pasture patty) phone call was. She in turn paused before telling me to suck my mama's (here kitty, kitty) and hung up.
sorry for being graphic. at least i tried cleaning the language enough for you to get a true feeling of the actual conversation. That's how I call these people out on their (pasture patties). This dumb (female dog) was so (fornicating) stupid that she had to pause a couple of seconds because she didn't know how to respond to someone catching her in her own (pasture patty). Oh. and by the way, if the (female dog) that called me happens to read this, any real man doesn't suck on (here kitty, kitty). He slurps it like he's recklessly eating a plate of spaghetti without a fork.
As crazy as it sounds, when I call these people out on their (you know by now), they actually stop calling.

I have gotten this message by a "Mr. Gates" and a "Ms. Weaver!  I love gotcha's analogy and would mirror same but don't want to sound redundant. Thanks Gotcha for your descriptive dialog! I have learned not to answer any call from a number I do not recognize. I figure if it is so important for someone to call me, then it will be equally as important for them to leave a message. And, as with this call, obviously a scam we can ignore! Screen your calls! It works!

Yeah.  I just got this same message from Mr. Gates at CFG.  He's calling to speak with " " , about account # " ".  An obvious scam.  Don't fall for it.

Same voice mail left but name is blank and account number ! Stupid people trying to scam !!!

recieved a scam call cant someone stop them???

There's no way to stop the calls from being initiated.   Invest in a call blocker and DO NOT pick up on call numbers you do not recognize.  Also, see my entry.

Cobalt Financial Group Scam.  AKA: Asset Recovery, Consumer Billing Alternatives scam.
No idea where they are located.
Calls from:
800-564-9895            Calling on behalf of “Shamrock Holdings”, “Angela Davis”. “Betsy Castro”
800-563-4062            Calling and claiming to be part of some vague county agency.
800-563-8240           Mr. Pritchard, Vincent Chase, Venessa Ortiz, Julius, Vincent Chase
800-917-2225            Calling from law firm of “Hutchinson and Coe”  “Patricia Lopez”
844-600-4818
844-898-6757
877-302-5190             Colbalt Financial—also using a CID of BRG
888-331-5019
888-359-2788             Also calling on behalf of  “kinny, strauss & brock”, KSB, Central Processing, “Jake Robinson”,  “Betsy Castro” Kinny, Strauss & Brock has been used as a zombie creditor on 800notes.  Other Zombie firms are used as well

___________________
In any event,

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.  Tell 'em  no scammy debt collector is going to push you around.

You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.

Same exact message from Mr gates. Very stern message saying that if blank, Didn't say a name for acct # blank at ctg, He will have to forward out documents. Don't fall for this!!! SCAM!!!

Same calls... multiple times..... many other numbers... 844-600-4818, 844-898-6757, 800-563-4062, 800-563-8240 and 800-564-9895.
FTC PLEASE, get involved and stop them!!!!

>> FTC PLEASE, get involved and stop them  <<

The FTC and top communications companies met several times, to determine what they can do to stop robocalls and other illegal calls.  Here is a link to a page showing the history and conclusions of various initiatives, as well as links to recent Congressional bills and Industry Implementations.

http://www.phonehelp.2truth.com/initiatives.html

(I strongly suggest you access the above page, and read the history and progress of
H.R.2669 - Anti-Spoofing Act of 2015
and
S.2558 - Spoofing Prevention Act of 2016
to learn how [slowly] bills progress through our Congressional system, even when there is bilateral agreement that something should be done.)

~~~~~~~~

Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.

I found them in Florida.  Now using Alternative Dispute Center.

You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

COBALT FINANCIAL GROUP AKA CONSUMER BILLING ALTERNATIVES AKA ALTERNATIVE DISPUTE CENTER AKA MPIRE RECEIVABLES MANAGEMENT LLC
Number threads associated with these crooks:  https://800notes.com/Phone.aspx/1-877-350-5022
https://800notes.com/Phone.aspx/1-800-564-9895/7#p1205654998533996466
https://800notes.com/Phone.aspx/1-844-600-4818/5
https://800notes.com/Phone.aspx/1-844-898-6757/4
https://800notes.com/Phone.aspx/1-800-563-4062/3
https://800notes.com/Phone.aspx/1-800-563-8240/4
https://800notes.com/Phone.aspx/1-831-217-4664
https://800notes.com/Phone.aspx/1-404-400-7402
https://800notes.com/Phone.aspx/1-888-331-5019

Website claims they are in Florida but gives no actual physical address other than Pompano Beach:  https://www.alternativedcenter.com/
Whois information:
Domain Name: ALTERNATIVEDCENTER.COM
Registry Domain ID: 2159314031_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.godaddy.com
Registrar URL: http://www.godaddy.com
Update Date: 2017-09-03T03:47:23Z
Creation Date: 2017-09-03T03:47:23Z
Registrar Registration Expiration Date: 2018-09-03T03:47:23Z
Registrar: GoDaddy.com, LLC
Registrar IANA ID: 146
Registrar Abuse Contact Email: abuse@godaddy.com
Registrar Abuse Contact Phone: +1.4806242505
Domain Status: clientTransferProhibited http://www.icann.org/epp#clientTransferProhibited
Domain Status: clientUpdateProhibited http://www.icann.org/epp#clientUpdateProhibited
Domain Status: clientRenewProhibited http://www.icann.org/epp#clientRenewProhibited
Domain Status: clientDeleteProhibited http://www.icann.org/epp#clientDeleteProhibited
Registry Registrant ID:
Registrant Name: Marco Mckithen
Registrant Organization:
Registrant Street: 208 Wimbledon Lake Dr.
Registrant City: Plantation
Registrant State/Province: Florida
Registrant Postal Code: 33324
Registrant Country: US
Registrant Phone: +1.7163136005
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: marco.mckithen@gmail.com
No BBB page for either name.
LinkedIn page for one of the head felons there (I have a screen shot in case the crooks takes it down):  https://www.linkedin.com/in/marco-mckithen-998bb8110/

Florida Dept. of State info:
Nothing on Alternative Dispute Center so they cannot legally conduct business.
MPIRE RECEIVABLES MANAGEMENT LLC
Filing Information
Document NumberL15000056508 FEI/EIN NumberNONE Date Filed03/30/2015 StateFL StatusINACTIVE Last EventADMIN DISSOLUTION FOR ANNUAL REPORT Event Date Filed09/23/2016 Event Effective DateNONE
Principal Address
5218 LONG LAKE CIR. 102
LAKELAND, FL 33805
Mailing Address
5218 LONG LAKE CIR. 102
LAKELAND, FL 33805
Registered Agent Name & Address BUSINESS FILINGS INCORPORATED
1200 SOUTH PINE ISLAND ROAD
PLANTATION, FL 33324

Address Changed: 11/23/2015
Authorized Person(s) Detail Name & Address

Title MBR

MCKITHEN, MARCO
5218 LONG LAKE CIR. 102
LAKELAND, FL 33805

COBALT FINANCIAL GROUP, LLC
Filing Information
Document NumberL16000216853 FEI/EIN Number81-4602810 Date Filed11/29/2016 Effective Date11/29/2016 StateFL StatusINACTIVE Last EventLC VOLUNTARY DISSOLUTION Event Date Filed09/29/2017 Event Effective DateNONE
Principal Address
1100 PARK CENTRAL BOULEVARD SOUTH
SUITE 2450
POMPANO BEACH, FL 33064
Mailing Address
1100 PARK CENTRAL BOULEVARD SOUTH
SUITE 2450
POMPANO BEACH, FL 33064
Registered Agent Name & Address Binyaminov, Zion
1100 PARK CENTRAL BOULEVARD SOUTH
SUITE 2450
POMPANO BEACH, FL 33064

Name Changed: 04/25/2017

Address Changed: 04/25/2017
Authorized Person(s) Detail Name & Address

Title AMBR

BINYAMINOV, ZION
1100 PARK CENTRAL BOULEVARD SOUTH
POMPANO BEACH, FL 33064

Florida requires debt collectors to be licensed and there are no companies with those names that have licenses.
The address in the above state registration is an apartment complex and 102 is probably the apartment number.  The address in the Whois registration also seems to be an apartment.
Information on some of the head felons at Cobalt:  https://www.corporationwiki.com/p/2xyxn5/cobalt-financial-group-llc
https://florida.intercreditreport.com/company ... lc-l16000216853

Other complaints:
http://www.scamcallfighters.com/scam-call-18005649895-Cobalt-Financial-Group---BOGUS-DEBT-COLLECTOR-18005649895-Loan-Scams-56053.html
http://www.scamcallfighters.com/scam-call-8005649895-Vincent-Chase--Cobalt-Financial-Group--Payday-Loan-Loan-Scams-54904.html
http://www.scamcallfighters.com/scam-call-18005634062-Cobalt-financial-group-SCAM-call-saying-I-defaulted-on-my-debt--Credit-Card--Bank-Acct--Fraud-55652.html

Lawsuits:
https://www.pacermonitor.com/public/case/2090 ... roup,_LLC_et_al
https://www.pacermonitor.com/public/case/2230 ... Group_LLC_et_al


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/

And the Florida Dept. of Financial Regulation:  http://www.flofr.com/StaticPages/FileAComplaint.htm