8884140763

I am almost sure that calling your job is illegal. I would talk with your boss if you have a good relationship with them and explain to them. Other than that, ignore the calls. I have been ignoring the calls for a couple months and they are starting to diminish in frequency

I just let him have it!!!!!!

Got a phone call from 916-369-6592 and person on line identified self as Richard and to make sure my daughter calls him at 888-414-0763.  Acted all nice but stated "don't wait to call." Would not give me any idea what the phone call in reference to.

These guys are nothing but bottom feeding debt collectors.  The original banks have already written off the debt. Look into your local statutes.  There is a statute of limitations on how long till they can't legally collect. All states are different.  
Ignore the calls. Richard is persistent at first but after a couple months he isn't calling so frequently anymore.  Dont give into fear. The chances that they can do anything is slim at best

the best thing to do is to adress the problem.. call them and have them send you some paper work . they emailed me. Be cool, and see if the can reduce some of the interest and come up with some sort of plan to resolve the situation. if you dont want to handle your finacail obligations then file bk, there are many options. I used to project that collector are the bad folks. I had to ask my self who's is cheating who, and what type of person takes loans out and thinks it ok to screw them out of the money when the helped me when i was in need. I did not pay my bills for several years. I thought i could cheat them but then it dawned on me.. pay back what i owe. live honorable. I DONT WANT MY KIDS TO SEE ME CHEaTING EVERYBODY, WHEN THEY GROW UP THEY WILL BO DOING THE SAME THING. just do whats right!! THERE IS SATISFACTION IN PAYING YOUR BILLS!!!

It's no Scam...... You owe a DEBT and take responsibility and pay YOUR BILL!!!!!!!!!

Well guess what....the banks screwed us all and now we are ina recession.  So you know what? I'm screwing them back. Not only that but if they continue thier crap I'll do it again. 4 years in the state of florida and statute of limitations expires.

Update on Mr. Richards: apparently his company has sold my debt to another debt collector. He has stopped calling. Most probably because I NEVER ANSWERED THE PHONE! People you need to be informed! Google is a powerful tool! Look up the laws in your state pertaining to these scumbags. Theres no need to fear them. Most of the time they have nothing!

OMG!!! you guys kill me... always complaining about a collect agency calling you and figuring its a scam... pathetic... first things first these people and companies wouldnt have your info if you would have paid your bills in the first place...are some collector working outside the law? yes those are the ones you sue for violating the law ... i have work with collectors who have called me and bee helpfull... pull your head outta your butts and pay your bills stop avoiding your responsibilities... made my life easier

received scam call from "richard" 916-369-6592 and i didnt answered..so do the same

A federal statute known as the Fair Debt Collection Practices Act (often called the "FDCPA"), 15 USC 1692, gives you specific legal rights to sue debt collectors who unlawfully threaten, berate, intimidate or harass you; call you during odd hours, make false representations about the debt or their intentions, or otherwise act in ways proscribed by the act (and their are many).  Debt collectors have to work within these laws or can be subject to prosecution and fines.  They cannot by law call you at all hours, call your employer if you request they do not, they are not abe to discuss your debt with anyone who is not responsible for the debt.  They cannot threaten to sue you, garnish your wages unless they seriously intend to do so.  They also cannot call you many times a day, this is in violation of the FDCPA and constitutes harrassment.  So you may have a bill that you owe, however, THIS COMPANY IS CLEARLY IN VIOLATION of the FDCPA laws.  DOCUMENT all harrassment and seek legal advice on pursuing charges against this company.  I am a legit debt collector that acts within the FDCPA. become an informed consumer and know your rights.

It amazes me just how I'll informed some if not all of you are... I have gotten calls from this company... how easy is it to forget we didnt pay our bills which is why they have jobs... Facts are they buy bad debt that is usually in stats meaning they can sue you get a judgment and if they want garnish wages... is that really what you want? Seriously? look at it this way if you make 2000 per month with a garnishment they could get up to 500 of that a month all because you let a bunch of us who run from bills talk you into believing all collection agencies are scams... Are they people rude? sometimes... pushy? yes but lets not forget we didnt pay a bill which is why they are  the way they are... we didnt keep our word to begin with so they are supposed to trust us now? I am working with this company and believe me its bettah than being sued... been there done that and talk about putting my family in financial trouble... so either pay your bills or deal honestly with these people... the alternative sucks it they want it to... not everyone is a scam... the scam is us who got credit or ran up bills and didnt pay them... just my 2cents

the reason the banks "screwed" us is cause people like all of us bitchin  on a website didnt pay them the money they fronted by givin us credit and it 5 years in fl dumbass

Wow you seem really informed... this is how you get back at collectors who violate the law... do keep a few things in mind tho... they can call anyone who may have a connection to you...mom sister...neighbors... doctors even....as long as they dont give private info...plus they call call you numberous time thru out the day as long as you dont answer or they dont leave a message...simply calling is not harrassment... nor is calling you even after you tell the you cant pay find away and pay your bills so they people cant piss you off

If they have a valid claim they'll be happy to provide, by mail, full validation of it.. right? If they don't have a valid claim and refuse to provide a full, verifiable letter of validation what does that make them? I'll tell you. They would then be classified as "Bottom-feeding Junk Debt Buyers" using unlawful methods to defraud people who are too naive to be aware of their rights under the FDCPA. In other words, they'd be criminals. Which, of course, would come as no surprise to them. We're all quite aware of the types of people employed in the fraudulent end of the debt collection industry. A criminal history is almost considered a prerequisite for employment.
It comes as no surprise to me that you'd be aware of terms like garnishment. You and the people employed by the 3rd party debt collection firms have the largest number of dead-beats per capita than any other segment of society. Which is more than evident by simply looking in the parking lot of any collection agency. Trash heaps paid for by the week.
You say that working for this company is better than being sued. Why is it that I'm quite convinced that you know this for a fact? How many judgements have been filed against you? I'll bet it's more than one and that bankruptcy is no longer an out for you. Used them up haven't you?
Your "2 cents" are worth exactly that. The term "self-righteous debt collector" is the epitome of an oxymoron. Look it up. I'm sure that went right over your head.
Collect your debts pal. Legally, as outlined by federal law. Failure to do so leaves you open to people like me. And believe me, [***] someone like me and your boss will put your minimum wage a** back on the street faster than your bar-stool barristers can say "Gimme' anothah one!".
Skeffa Ett Liv!
Gunnar

this company keeps calling my job , his name is James Williams. He tells me i need to send them some information about my account, I don't have one . He said I can GO OUT AND BY A PREPAID card and load it up with money so They can take payments for a bill he say  i owe. I need the address of the company that this payment would be going to before i send any thing, I've been GOT before.

If you don't have an account, then you don't owe money.
It is a scam:
http://www.bbb.org/blog/2013/03/beware-debt-collection-phone-scams/

Don't give them a DIME until (like the FTC says below), they have validated the debt:

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

A message was left at my work number by Richard at Nationwide DMS for my fiancee who has never worked here.  I figured maybe they were trying to reach me so I called him back and asked him if he was trying to reach me or my fiancee.  He stated that he was trying to reach my fiancee.  I explained to him that he does not and has never worked here so please remove this number from his file.  He told me that they were going to come after him for an old rewards card debt that he never paid.  I told him I would pass the number on but the best thing to do would be for him to mail him proof of the debt but to not contact me anymore because our finances are completely separate.  

He started screaming about how I know what is going on and this guy is a loser who doesn't pay his bills and is disgusting.  I told him I really didn't care what he thought but to please remove my number from his records.  He continued to scream and yell and say he was doing a property search and going to take away his house and car and everything else.  I told him whatever he thinks he needs to do, just please remove my name.  This went on for about 5 minutes and he wouldn't stop yelling and threatening so I told him to remove my name or I would contact my attorney and file harassment against him.  He kept right on yelling so I hung up and faxed a signed letter to the company.  The fax number is 916-369-6594.  We'll see if that helps.

There are more laws that debt collectors (and bogus debt collectors) have to follow besides the FDCPA.  For example, there is section 5 of the FTC Act, codified at 15 USC 45.  See:

http://www.law.cornell.edu/uscode/text/15/45

This statute begins:

(a) Declaration of unlawfulness; power to prohibit unfair practices; inapplicability to foreign trade
(1) Unfair methods of competition in or affecting commerce, and unfair or deceptive acts or practices in or affecting commerce, are hereby declared unlawful.

See also page 29 of "The Structure and Practice of the Debt Buying Industry," Federal Trade Commission, Jan. 2013, available in full at

http://www.ftc.gov/os/2013/01/debtbuyingreport.pdf

"In recent years, serious concerns have been raised about the sufficiency and accuracy of the information that debt buyers have at all stages of the collection process. Consumer groups have said that debt buyers typically receive from debt sellers at the time of sale only an electronic spreadsheet containing minimal information about debts and debtors. They also have charged that debt buyers often do little or nothing to verify debts if consumers dispute their validity – that is, they do not conduct an adequate investigation of consumer claims that they are not the debtor or that the amount of the debt being collected is incorrect.
The Commission’s enforcement actions and its policy work reflect similar concerns. For example, in its 2012 action against debt buyer Asset Acceptance, the FTC alleged that the company failed to adequately verify disputed debts. And in its 2009 report on debt collection, the Commission underscored the importance of data accuracy and debt verification for debt buyers and other debt collectors. The FTC also has brought numerous actions against debt collectors alleging that they made unsubstantiated claims that consumers owed debts or the amount of these debts, in violation of Section 5 of the FTC Act."

And, at page 32,

"In addition to the FDCPA, debt collectors also must comply with Section 5 of the FTC Act. A collector that makes an objective claim to a consumer without a 'reasonable basis' for it engages in deception in violation of Section 5 of the FTC Act. Debt collectors make express or implied representations at many stages of the collection process that particular consumers owe debts in a specific amount. For instance, during a phone call with a consumer a debt collector might state 'I am collecting the $1,000 you owe on your credit card.' The FTC has emphasized in numerous law enforcement actions and policy pronouncements in recent years that debt collectors that do not have adequate support for such representations are engaged in deception in violation of Section 5 of the FTC Act."

By the way, in case you wonder what is in the information that is sold about you, see page 34:

"In its study, the Commission obtained information from debt buyers concerning the data files and media they received from debt sellers at the time of sale. The FTC was able to analyze the data files for over 5 million accounts that debt sellers transmitted to debt buyers at the time of purchase.  As shown in Table 8, debt buyers received the following information about debtors: (1) over 98% of debt accounts included the name, street address, and social security number of the debtor; (2) 70% set forth the debtor’s home telephone number, and 47% and 15% listed work and mobile telephone numbers, respectively; (3) 65% included the debtor’s birth date; and (4) less than 1% revealed the debtor’s credit score."

So that is how they get all that personal information about you.  Note that if they call you collect, and if you are not the original party who consented to be contacted on a cell phone, pager, fax machine, or any other telecommunications device for which you are charged for receiving calls, the debt collectors are also -- from the very first contact -- in violation of the Telephone Consumer Protection Act, WHETHER OR NOT you are on the Do Not Call List.  See my other post in this blog in regard to a different phone number:

https://800notes.com/Phone.aspx/1-866-606-9942/6#p552766860449602275

So, yes, there are debt collector scammers, and the shills on this web site who blame the so-called "deadbeats" for not paying their alleged debts are mostly low-IQ imbiciles who believe everything their scammer employers tell them.

Or they are from India, backoffice to the world and the new epicenter of fraud (having claimed that title from the Nigerian 419 scammers.

http://www.hindustantimes.com/News-Feed/World ... le1-823574.aspx