8886819902
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- anonymousMAN replies to anonymous| 26 repliesI actually signed up with this company back in May. I dont know where you got the information you have but my attorney contacted the state of Utah and they paid their business license renewal fee as recent as like March or April of this year.
From what I gathered AMT is their DBA and is licensed/registered to do business in Utah. I checked before I paid.
I will say that they told me the audit would take 2 weeks. It actually took about 4 weeks. BUT i will say that based on my ARM I had for 3 years with WAMU they found that WAMU had overcharged me about $400. Not the $1300 I was hoping for, but other than the service taking over twice as long as they said I actually got money back from Chase (who serviced the loan at the end).
I dont have the time or care enough to post the links but I do know that AMT is licensed to do business in utah and I had no problem with them. - FLoridaSTEve replies to Certified Fraud ExaminerMaybe there is an expiration date to drive a consumer to action? LOL, I dont know about you but if you are a business owner you are looking to incentivize consumers to make a move.
I got the letter and havent called yet so I dont know if its good or bad, but an expiration date on a letter is pretty much standard marketing procedure.
Just my 2 cents - anonymous replies to anonymousMAN| 4 repliesRe. "I dont know where you got the information you have," I got it from the official Utah state Gov business licensing website https://secure.utah.gov/bes/action Where else did you think I got it from? Timbuktu? Why did you need an attorney to look up Utah business licenses? Are Utah business licenses so difficult to track down that the services of an attorney is needed? Or did you mention "attorney" to give your post some legitimacy? You're making a mountain out of a molehill. Utah puts business licenses on an unrestricted website for public access, no attorney needed, here https://secure.utah.gov/bes/action
Re. "From what I gathered AMT is their DBA and is licensed/registered to do business in Utah," *WHOSE* DBA is that??? I stand by my previous statements that no Utah business license currently exists for "amt," "amtdivision," "amt division," "30to8," or "CRM Ventures LP" (unless one was *just* filed), that the owners of amtdivision.org and 30to8.com are hiding behind domain proxies, and for folks to away from all these fake companies and sleazy business practices (no Utah business licenses, hide behind domain proxies, needless multiple company names, money up front).
I'm *not* going to make your case for you and waste my time looking up licenses for you just because you claim they exist (and they don't!). If you want to claim CRM Ventures LP or AMT Division (or "Division of AMT" as originally posted by susan on 25 Apr 2011) has a Utah business license, then post the links. Go ahead, use this link https://secure.utah.gov/bes/action that I've posted twice on this thread already, it's only a few clicks away. Still won't do it after I've made it so easy for you? Hahahahahahaha! We both know why you won't post that *one* link, don't we? Hahahahahahaha! - TheRealBob| 3 replies@anonymous, You're wasting your time. Half the posts on this page are buy the criminals them selves. Look at all the positive posts and note the simple responses made to minimize the fact that this company is not only a fraud but doesn't exist beyond someones living-room. You see "Bob" claim he got ripped by his bank but that's apparently what he signed up for. "Of course he did if he in fact signed the loan!" Then there's Jeramiah who got his money back. Oh that made me laugh out loud!!!
Yes I too got their little letter and I immediately gave it all the attention it was due. I placed it lovingly in "File 13!!!"
Good day to all the suckers out there. To all the good folks, don't even bother to respond to them or even take the time to read the letter. Trash it right off and you'll feel better for it.- Caller: Mortgage Audit Program
- anonymous replies to TheRealBob| 2 repliesRe."Half the posts on this page are buy the criminals them selves," you and I know that but prospective victims who're checking them out on the net may not. It's important to show prospective victims how shill posts that are seeming so real actually make little sense; simple denouncement won't achieve that but logical arguments will. These scammers are among the most literate I've ever had the displeasure to come across (I bet they can sell ice to the Eskimos) and homeowners, especially the desperate/vulnerable ones caught up in the foreclosure mess, have to be convinced to not call. If they call, they run some risk they will be talked into buying crap. I estimate this scam has raked in somewhere around 8 to 9 figures and the scammers can afford something better than "someones living room."
- abcrep67STAY AWAY!!!!! from them!!!!! PERIOD! Sending money to them without proper lanuage or contract is not good.
- NOTASBUMBASYOU| 4 repliesI love how people type whole pages to let everyone else know how smart they are. REMEMBER THIS: THE SAFEST WAY TO MAKE A PAYMENT ON ANYTHING IS WITH A CREDIT CARD. IF THE COMPANY COLLECTING THE PAYMENT HAPPENS TO BE FRAUD THEN JUST CALL YOUR CARD COMPANY AND THEY WILL CREDIT YOU BACK YOUR MONEY AND THEN PREVENT THAT COMPANY FROM PROCESSING ANY MORE PAYMENTS.
FREAKING IDIOTS - emanuel de oliveira| 1 replyyes i want to know about this number
- Caller: mortgage auding program
- BE LEARY| 1 replyI, just like many I'm sure, took a second look at this letter. Let's face it, we can all use a little extra cash, but really, it doesn't come that easily. I called the number, spoke with "Preston", then called back to tell them they were a joke. When I entered "Preston's" extension, I got "Spencer" on the phone, and he sounds JUST LIKE PRESTON! Hahaha! He transferred me to his own voicemail, the VM of the extension I had just entered, after saying "oh yea, Preston, hold on, I'm not sure why your call came to me". What a joke. Be careful people. We all hope for a break like this, but it's like buying that $149 powerball ticket. Actually, you probably have a better chance at Powerball. It's truly a shame that people like this would take advantage of depserate or hopeful people.
- Caller: AMT Division
- anonymous replies to NOTASBUMBASYOU| 1 replyI love how scammer shills hate it when their scams are exposed. "IF THE COMPANY COLLECTING THE PAYMENT HAPPENS TO BE FRAUD ... YOUR CARD COMPANY ... WILL CREDIT YOU BACK YOUR MONEY" is *FALSE* for situations where the product/service you bought works as advertised and isn't defective. Before your card company actually claws money back if you should file a fraud complaint, it will ask the charging party for their side of the story. The charging party can dispute it and in this case, *will* dispute it and say that you voluntarily bought a product/service that works, is not defective, and you're only claiming fraud because you've buyer's remorse. If you claim the product/service is fraudulent, the burden of proof is on you to prove it's fraudulent, and how are you going to do that when you've simply bought a product/service that works as advertised and isn't defective? Your card company will refuse to claw money back for this very reason. The scam is in the marketing and not in the product/service; once you fall for it, you're done for, you can never get your money back and why AMT Division wants your money UP FRONT.
- anonymous replies to emanuel de oliveiraAnd... what? Are you waiting for a scammer shill to show up and tell you all about it?
- mortgage auditing program victimThese people are trying to SCAM you. mortgage auditing program is a SCAM. Don't give them any information. Report them to the authority.
- Caller: mortgage auditing program
- Theremedyforignorance replies to anonymous| 14 repliesIt is extremely simple to find out the real name of the company, all you have to do is ask them. Generally thats how that works incase you were unaware. Its AMT Auditing Services, just like every sales rep told me the few times I called in. Anybody claiming this company is scaming people is absolutely ignorant. I had them perform an audit for me, and what do you know, they acctually did what they were supposed to! There were no overcharges on my mortgage so they refunded me the $149 I paid them for the audit just as they said they would. And as for the 30to8 program, they did not try to sell me on it. There was a couple sentences where they explained what it was and how they give everyone who has an audit done on their mortgage a 30 day free trial, then they explained how to cancel it which I did the day I signed up. If you dont want the debt consolidation program then cancel it. Its as simple as that. No reason to knock a company until they've done you or someone you know wrong and they sure as hell didn't do me wrong. Sure they probably do make most of their money from the 30to8 but you dont have to use, its a good deal as far auditing your mortgage goes so why not use them for what they acctually do well, which is auditing, and just cancel the stupid 30to8 thing.
- jeff replies to scamstopperdid you ever proceed with this company and if so how did it go?
- anonymous replies to Theremedyforignorance| 9 repliesRe. "If you dont want the debt consolidation program then cancel it," suggests the 30to8 Debt Software is a negative option deal where victims will be auto-charged $49.95/month after the free period unless they cancel. This explains "they did not try to sell me on it" -- no need to sell it to victims when they're forced to sign up for it anyway regardless of whether they want it or not.
Is "No reason to knock a company until they've done you or someone you know wrong" like don't knock cyanide unless you've tried it?
You say I'm ignorant for not knowing "AMT Division" is a *FAKE NAME* and for not knowing the procedure on how to resolve this (call up and ask), never mind that "AMT Division" is the very name this fake company uses on letters to prospective victims and never mind that "amtdivision.org" is their web domain. Wow! What brilliantly twisted DUMB illogic! How could I have known in the first place to even ask? I drive a Windows PC; shall I call up Microsoft to ask if "Microsoft" is indeed their real company name and if "Windows" is indeed the real name of their operating system? Hahahahahahaha! This company can use as many *FAKE NAMES* as it wants to and it's everybody else's fault for not knowing that it's using *FAKE NAMES* and for failing to know to call to find out. What arrogance. Company management, take note: this shill cannot be trusted to shill for you without bringing down shame and derision on your company. Hahahahahahaha!
How clean, really, is AMT Division? (apologies for long post but I found out some interesting stuff)
1. amtdivision.org is registered to the domain proxy Oneandone Private Registration -- a common tactic used by scammers to hide their identity. Why hide behind a domain proxy? Why isn't amtdivision.org registered to AMT Auditing Services? Why did it chose amtdivision.org for a domain instead of amtauditing.org (I just checked and it's available)? Trying to hide behind another *FAKE NAME*?
2. When you click the Login link on amtdivison.org, you are sent to a different website 30to8.com which is registered to another domain proxy called DomainsByProxy. Why hide behind a domain proxy? Who owns the 30to8 website/software? Who is victims who buy the 30to8 Debt Software dealing with? AMT Division? AMT Auditing Services? Another *FAKE* company? Who?
3. See those bank logos (Citi, Wells Fargo, Ally, America First, HSBC, Chase, KeyBank) on amtdivision.org? Why are those logos on amtdivision.org? Do those banks approve/recommend the AMT Division audit? How come there's no statement on amtdivision.org that says amtdivision is approved/recommended by those banks? Seems like a good thing to advertise if true. If not approved/recommended, then why are those logos displayed? Does AMT Division, a *FAKE COMPANY*, have permission from those banks to use their trademark-protected logos on amtdivision.org? Or were they simply put there to give amtdivision.org an illusion of legitimacy? What do you think? Hahahahahahaha!
4. A search for "AMT Auditing Service" on Utah's state Gov website for business licenses here https://secure.utah.gov/bes/action shows a DBA named "AMT Auditing Services, LLC" registered to Colton Moody, 9647 N Canyon Heights Dr, Cedar Hills, UT 84062 https://secure.utah.gov/bes/action/details?entity=7968758-0151 This is *very* strange -- why does a DBA=Doing Business As company declare itself to be a LLC=Limited Liability Company in its registered business name when it's a DBA? It's possible Colton Moody goofed up the registration but I doubt it; there's a mountain of difference between a LLC and DBA and someone registering his business name on which he depends on for income *won't* goof that up. Colton Moody registered it as a DBA, not a LLC, though he designated it as a LLC in the business name and appears to want the world to think it's a LLC when it's in fact a DBA.
5. "AMT Auditing Service, LLC" is listed as an Alternative Business Name at the very bottom of the BBB listing for a company called "Mortgage Auditing Program" at 831 E 340 S Ste 150, American Fork, UT 84003-3398 http://www.bbb.org/utah/business-reviews/fore ... ork-ut-22302183 which has the same phone number 888-681-9902 as AMT Division. Gee, anyone reading that would think AMT Auditing Service was a LLC and not a DBA, wouldn't s/he? Hahahahahahaha! The Alternative Business Name was only added recently, it wasn't there short weeks ago. A search for Mortgage Auditing Program's business license here https://secure.utah.gov/bes/action finds, guess what -- NOTHING!!! There's an expired (on 08/01/2008) Name Reservation license for Mortgage Audit LLC but nothing on Mortgage Auditing Program. I searched for the words "mortgage," "mortgage audit," and "mortgage auditing program" and found *NOTHING*. Yep, the company "Mortgage Auditing Program" that uses "AMT Auditing Services, LLC" for a DBA company *IS ITSELF A FAKE COMPANY*!!! Hahahahahahaha!
A whole bloody string of *FAKE COMPANIES* and a shill chides me for being too ignorant to know to call up a scam-company to ask what their real name is! What arrogance! I'm ROTFLMAO! Hahahahahahaha!
Prospective victims, take note:
1. Should you log into 30to8.com, the fine print on 30to8.com contractually applies regardless of what you may be told by amtdivision salesmen. Anything that amtdivision salesmen tells you about 30to8.com cannot be relied upon because they work for amtdivision.org, not 30to8.com, and you'll have no recourse against 30to8.com if you rely on the accuracy of info on 30to8.com from amtdivision.org salesmen. It'll be your word against theirs if what they told you is any different from the fine print on 30to8.com. Will victims be authorizing 30to8 to sell their data to third parties in the fine print? No? How would you know they won't do that? Where's the 30to8.com Privacy Policy and Terms of Service? They're usually accessible on legit websites without having to log in but I don't see it. Do you?
2. The 30to8 login uses an *INSECURE* http connection instead of a secure encrypted https connection which means everything you type into 30to8 is readable in plain text if intercepted. Do you really want your financial details like income, bills, expenses, etc. transmitted on an insecure http connection to 30to8? Ask yourself what sort of company would endanger their customers' private info on a http connection? When you "buy" the 30to8 software, you are only buying a license to use the 30to8 software online, you do not get it on a CD, you have to login and enter all your data into 30to8.com. How safe is your data that's stored on 30to8? Is it stored encrypted or in plain text?
FOLKS -- STAY FAR, FAR AWAY FROM AMT DIVISION, 30TO8, AMT AUDITING SERVICES LLC (a DBA, not a LLC), AND MORTGAGE AUDITING PROGRAM. And what kind of a company name is "Mortgage Auditing Program" anyway? Sounds confusingly like software, not a company, and confusion only benefits scammers, not consumers.
And guess what? The amtdivision.org Audit page says "The total cost for a mortgage audit is only $395. Sale $249.00" ("395" is struck out) so did the scammers raise prices without telling the shills or is the $249 deliberate? I can see it now: You sign up at $149, they charge you $249, you call up to get $100 back, they say you must have misunderstood, we told you $249, not $149, and it's $249 on the website, go look for yourself, tough luck. Hahahahahahaha! - jamy replies to Theremedyforignorance| 1 replyJust got a letter from Mortgage Auditing Program stating that because of financing our mortgage w/Fremont Investment that we could be due average 1492.00 and that 30% of the people they audit get back 3-10,000.00 dollars. When i first called this morning a Dave Black ext. # 0007 said that AMT had a A+ rating w/the BBB. Turns out the BBB didn't have a rating w/ them. Later got a call from another from their company and said that dave Black was a new employee and made a mistake in what he had told me. He also said he would e-mail me their website (CRM Ventures). As of now I haven't gotten that e-mail. Not a company--- or so they call themselves that--- I would trust my card number to.
- Glenn| 7 repliesI got the same form letter and have decided to give it a try. I intend to cancel the debt cancellation program as soon as I receive my user id. I really don't expect to get a refund because I keep close tabs on the numbers. Worse case scenario is that i refuse to pay the $199 on my credit card if the deal goes bad. Seems like a win/win situation, assuming they do not ask for confidential information.
- anonymous replies to jamyBBB report for CRM Ventures LP (a *FAKE COMPANY* not registered with UT Dept. of Commerce) http://www.bbb.org/utah/business-reviews/cred ... ork-ut-22301453 shows CRM Ventures LP has the same phone number 888-681-9902 as AMT Division (a *FAKE DBA* not registered with UT Dept. of Commerce) so this must be the "CRM Ventures" mentioned on your callback. Why isn't "AMT Division" listed as an Alternate Business Name on the BBB report? Does it not want the BBB to know it's using "AMT Division" as an Alternate Business Name? And why multiple company names? Why does a fake company CRM Ventures LP need to make up a fake DBA named AMT Division to do business?
Utah requires all Utah businesses to register with the state. From http://corporations.utah.gov/pdf/buslicguide.pdf
"Who Must Register Their Business?
All businesses in Utah are required by law to register with the Utah Department of Commerce either as a "DBA" (Doing Business As), corporation, limited liability company or limited partnership. Businesses are also required to obtain a business license from the city or county in which they are located."
CRM Ventures LP and AMT Division are *FAKE COMPANIES* because they haven't registered as businesses with the state, search for yourself here https://secure.utah.gov/bes/action There is an expired registration for CRM Ventures LLC https://secure.utah.gov/bes/action/details?entity=7325828-0160 but nothing for CRM Ventures LP. Do you really want to do a $money deal with a *FAKE COMPANY* ? - anonymous replies to Glenn| 4 repliesYour lies are so transparent that you need to go back to shill school.
You want us to believe that since you "really don't expect to get a refund," you would go ahead and pay (throw away!) your $199 up front and "refuse to pay the $199 on my credit card if the deal goes bad." Let's see, how can the deal possibly go bad? The answer is the deal is *never* going to go bad -- you voluntarily paid $199 on your credit card for an audit, you received an audit, the quality of which is open to question but you did receive what you paid for so the deal is *never* going to go bad. Your card issuer will never clawback money from the company because you gave your card info voluntarily for a service that you received. The company will say you only want your money back because you have buyer's remorse. How is this "a win/win situation?" You only want victims to throw away their hard earned $199 for a useless audit. Shill. - MarilynI just got the letter stating "Records show that you signed ..... (Right bank, right amount). Problem is, they sent it in the name of my son who lives clear across the country and didn't sign my mortgage loan. I will be sending this letter to the attorney general of my state. THEY ARE CLEARLY NOT LEGIT.
- Caller: Mortgage Auditing Program
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