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I recieved the same letter as "LORE".  It says I signed my home loan on July 6, 2006 and the loan amount was 122,650.  The phone # is 888-659-2077.
I am very glad that I did research on this "company."  You can't trust anyone now a days. Thanks to you "anonymous" for all of your knowledge of this particular subject. You made it very easy for me to understand how fraudulent this company really is. Thank you for taking the time posting all of your information about this matter.

I got a letter in the mail today about a possible refund.  I called them and they wanted $199 up front to do the audit. I hesitated and wanted to check them out first with the Better Business Bureau. So I hung up and said that i would call back in a couple of days. Now I see it is all a SCAM-just trying to swindle innocent homeowners out of money. SHAME ON YOU! You will go to h*** for stealing peoples' money!

I received same Letter. From Mortgage Auditing program ,Division of A.M.T. Address: 831 E.340S.Suite 150, American Fork, UT 84003
The phone # is : 888-659-2077
I call them and talked to Andrew. They want $249 upfront. He said that I will receive my money back if there is no refund.

Actually, Andrew lied to you. If there is no refund, you will *NOT* automatically receive your money back. You have to *find* the rebate form on their website, print and fill it out, mail it to Utah, all within a 45 day window or the rebate will be denied. It's also not clear when the 45-day clock starts -- from when you buy the audit, when you receive your audit results, etc., and who knows what's in the fine print associated in the rebate form? Does sending in the rebate form trigger other hidden negative-option subscriptions? After all, they do have your account info! If there is no refund, they know who you are, why do they make you *APPLY* for your own refund??? I suggest everyone stay the H. away from this BS audit.

I just called these people and was removed from their mailing list. Any company without an address on their letterhead should scream "fake" to anyone reading it.

For anyone interested, I did get a new address from the person who answered my call:

826 East 340 South
Suite 210
American Fork, UT 84003

Wow!  I'm SO glad I found this site!  We received a letter over a month ago and called it and talked to a lady name Christine I think.  Seemed ok in theory but the $249 they wanted seemed steep so we just didn't do it.  Then just TODAY I get a call from a guy named Brian who "followed up" on the conversation we had with Christine.  Now they were offering $199 and I heard his spiel and pulled a credit card out and went through all my information with him.  The higher powers that be were watching out for me because he called back and said it didn't go through and was declined! lol!  At that point I felt I had given enough of my time and had work to do so told him I'd have to call him back.  He was pretty insistent that he also be able to call me back tonight.  He made a big deal about the phone number to call him back on (which is the one you all are talking about but different than the one that showed up on my caller id - 925-826-0860).  Basically he called like three times and left messages and then when I finally left work he called AGAIN!  By then I was overly irritated and suspicious so I told him I’d call tomorrow (knowing I was coming straight home to look this stuff up!)   He again made a big deal about the number and stuff.  Obviously to me this smells of a scam or at least something that isn’t going to play out as well as I would want!  Thanks to you ALL for sharing the information and if someone could tell me if there is anywhere else I should report this, I’d be happy to do so!  I hate these damn “white collar crooks” praying on trusting people who are just looking for some help!

I found all this info when I tried to find their website because I got suspicious.  I couldn't find a website at all related to AMT Auditing.  I see others have found a different site which must be what is sent in the email you get AFTER you give them your payment!

I replied to Gailen's post from Sept. 21st and then Debbie’s from June 2nd as I have read all the posts on this thread!  Don't know how I stumbled onto this site but I really appreciate anonymous educated posts and others as well.  A couple questions,  is there a good way for me to report this to anyone that could do anything or that it would help?  Also, I had confirmed my info and like I said in my reply to Sept 21st post, I gave them a credit card # which didn't go through.  So, I'm thinking I'll call that credit card and make SURE they know NOT to take any charges from this place.  Any other suggestions or ideas on how to protect myself since I fell "half way over the cliff" with this scam?!  Thanks again for getting the word out there.  I'm sure this "Brian" guy kept calling hoping I wouldn't get home and think to check this crap out!  dang it  I'm so mad at myself!

FYI - my credit card is "blocking them" and closing my credit card number out.  They are totally treating this as if someone stole my credit card... as I stated, mine didn't go through but I was worried they would try again and it might go through later.  Not sure how it would have worked out if it went through and then I wanted to cancel it!

I just rec'vd a letter yesterday no address and number 1888-852-0486... I called and they wanted to collect 249.99 over the phone to start my audit...lol I aint that stupid or crazy to believe this crap after this!  Wake up people its a major SCAM!!!!!

Utah scammers tend to give out misleading addresses. Check out your address here http://zip4.usps.com/zip4/welcome.jsp  See the difference between what the scammer gave you and what the US Postal Service says it ought to be?

You can try reporting it to Utah's and your state's Attorney General's Office but it may not do much good. The law can't do anything because the useless products that AMT sells actually work as advertised and aren't defective. It's not against the law to sell useless products but it is against the law to spin a web of lies to sell them. Trouble is, you have to catch AMT in the act and that's very hard to do.

I too received the exact same letter with the phone number 888-852-0486.  I reported it to the Department of Justice so they can alert the public, consumers and social service agencies that deal with housing and housing related issues.  The best way to put these Scammers out of business is to expose them for what they are by educating others!

Where is everyone from.  I am not from Utah...I'm from Pennsylvania.

I just received the same letter and spoke to a lady named Jenee smith..ext.2019.
I am so glad I decided to google this number..(888)659-2077. Thank god that I did not
give out any information thank you for the good people at are still in this world.

Your a damn idiot.. Don't you have anything better to do with your miserable life??

Exactly.. Your Information is literally worthless.. I had an audit done myself, and yes it took them 4 weeks instead of 2, but I did recieve my check from Citi Mtg for 1,850.00.. I think before you knock a company and there services you should use it yourself.. Damn idiots do your own research and call BBB don't listen to these helpless morons..

What do you know about ARMS.. There is nothing standard about them.. Go look at the government studies that show 70% of all ARMS contain errors and discrepancies.. Also consumers with ARMs have been overcharged more then 8 billion dollars by there lenders.. Once again your a moron who listens to people who don't know anything..

He's assuming..

I hate people who are White collar criminals as well.. However I have done a lot of research on this company because I as well have recieved the letter.. One thing I didn't do was read what everyone else was writing that have never used these services.. I did find you can perform an audit yourself if you know about mortgages etc. I however don't and would have taken me hours upon hours to do the audit myself.. I figured $250 was worth me saving ten hours and etting someone do the work for me.. I have not recieved my results yet, however they have been very helpful and have been keeping me informed.. This is the problem with todays society people read these blogs and make all the assumptions in the world. I for one did my own research and I'm very grateful that there is companies out there that actually hold these banks accountable.. As for the 49.00 fee for the other program I did not enroll.. I already do bi-weekly and it's very similar.. I know everyone says it's easy and simple math, but that is what's wrong with people.. Anyone can say I weight 300 lbs and buy a gym membership, but that doesn't mean your gonna use it.. I think you should take some more time and do some research on your own.. Call the BBB and the FTC.. There website is amtdivision.org..