8888320243

I filed complaints with the Department of Justice, The Federal Trade Commission, and Law Enforcement.  Once I obtained Reference/Report numbers, I contacted my phone carrier and had ALL their numbers blocked. After 4 months of ignoring them, I finally got fed up and decided to do something about it! I put forth the time and effort to file complaints.  If enought people do as well, then these people will be fined and/or shut down.

All you have to do is send them a cease and desist letter via CERTIFIED MAIL and they cannot call you. I was contacted today and a VERY rude man hung up on me after I was trying to figure out what happened. I was involved in a shoplifting incident at a Target store a YEAR AGO. He claims I received tons of letters which I DID NOT and all my charges were dropped anyways!!! I'm not giving them A DIME and I sent them a fax and CERTIFIED letter today so they can shove it.

I sent your firm a cease and desist letter and fax and email YET YOU STILL CALL ME. STOP CALLING ME.

They won't stop calling me either after I sent a certified letter!!!!

Why don't your collection manager just send a letter validating the debt?

New telephone phishing scam hoping you take the bait and answer your phone giving them your financial information. They don't know you they are guessing, they can get your telephone number from the telephone company.

Rich, Sir, your law office is now harassing kids! I am way under 18.
I have a Sprint phone on my step dad's family plan. I got introuble today because my phone went off in class! Yup, the call was from (Bennett, Deloney, Noyes). I am kinda afraid to ask my parents if everything is alright with their dept. Now I have learned that my parents may have done nothing wrong, and it could be a mistake! Oh, I would like to tell this to my social studies teacher, but that wouldn't help me at all. I should have had my phone off, but I forgot. I should be able to leave it on cause nobody will every call me unless it's an emergency! I'm like the only kid in school to get calls from a law office!!!!
I was shocked to see you Mr. Rich, show up here! I guess you feel kinda bad, but I still don't understand how you guys can live with yourselves knowing you are harassing posabley innocent folks. I am a smart kid I think, and I understand you have or may have a family and responsablility and employees that depend on you.
But still, how can you sleep at night knowing you harass people? My parents run a janitorial business, and get paid to help people with a particular problem. They would be less then decent people if they had to help people at the expense of many others, like the way you run your business. Me, and everyone I know, have parents that have lost money, or are at least struggling to make ends meet, but they would never do what you guys do. I'm sorry I have to sound like the bad guy here, but please stop bothering people who own cell phones!!!
For the message board people: I get calls from this number randomly, not every day. But just recently I got called 2 times in one day. It's the same loud legalistic recording as described by others here. Thanks for reading my rant.....everybody.
FIGHT THE SYSTEM Y'ALL!!! PEACE, -b-

Rich,
You call all the time and have never sent a letter.
When I call to find out why, they ask me for info.
Get serious, why would anyone give you info if you cannot state
why your automated system is calling.

I have gotten automated calls from this number for over six months on my cell number. When I have called, the person answering wants my name and social security number to look up my acct. I have none with this company and of course will not give them any info. I have never recieved any written correspondence from this firm. And when I told them to stop calling
they said they can because I am on there list. but cannot tell me why unless I give them info that is personel. Sounds like a scam to me

Keep getting calls on a daily basis.

They have called us for THREE weeks.

They keep calling but never leave a message!  I have no idea what they want  or do!  these call are ridiculous!

When we pick up this number there is no answer and they call at 7:59 am and 1:15 pm, and of course dinner time. When we try to call back it states the number as nonexistant. This has been going on for 6 mo. and we can't block without doing additional charges on our phone bill per month. Somhow I don't see that as right when THERE the ones being obnoxious.

I do not answer the phone for numbers I do not recognize. If you have a legitimate "legal" matter to discuss with me then I suggest you state your business in the 2 minutes thats there for that on my voicemail.  I'm not calling back an automated person who has"a legal matter" thats so important they can't get a live body to call me they have an automated machine do it. This sounds like scam to me...if it was legitimate I would expect to see something in the mail or hear from a real live human being....

Left message claiming the business was (Men at Law) they gave me a file number. I was under the impression that they could not do this do to confidentiality agreements. I have never heard of these people before and am unaware of what this file number pretians to. Did any others get contacted from these people claiming the business was (Men at Law)?

I have been getting a phonecall on on cellphone twice a day for a long time.  Early in the day it does not have the 1 in front.  In the evening it does.

They keep calling don't leave a message... Stop calling me very annoying.....

After months of them calling with no message, I finally called them today to discover they were looking for someone not at this number. I didn't catch the name of the company when they answered, but they were very courteous, apologetic, and said they would remove my number. We shall see.

We get calls once or twice a day from this number from 8:00 A.M. until 9:00 P.M. and it's very annoying.

KNOWN FDCPA VIOLATORS - ON www.budhibbs.com since 2004 AS AN AGENCY TO AVOID and they still have not changed their ways!

NEVER IGNORE A DEBT COLLECTION ATTEMPT - EVEN AN ILLEGAL ONE - LEARN YOUR RIGHTS AND HOW TO FIGHT BACK LEGALLY AGAINST THESE LAW BREAKING BOTTOMFEEDERS.

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!

FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY
Dealing with debt collectors
http://www.budhibbs.com/start.html
Statute of limitations by state – always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from debt collectors – always double check with your own State Government website
http://www.budhibbs.com/record.htm
From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.




Bennett & DeLoney, PC.
1265 E. Fort Union Blvd. #150
Midvale, Utah 84047
Phone: 888-884-3455
Fax: 801-963-9955
Web Address:  www.bennett-deloney.com

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Bud Says                         Consumer Comments Below

Hold your nose, the smell from this assortment of wasted law licenses makes a garbage barge smell like perfume. These are TOXIC WASTE debt collectors, some of the worst in America.

The following individuals are still licensed to practice law in Utah under the name of Bennett & DeLoney:         Richard H. DeLoney          Michael B. Bennett          Douglas R. Short      Derek J. Barcla    Michael J. Young

They give a new meaning to con-men and scum bags.  Vultures, con-men, thieves, dirty, disgusting, wasted law licenses, I can't conjure up a phrase that adequately describes the sheer ugliness and disgust of this group of lawless holders of bar cards and law licenses.


Fax the Cease-Comm Letter to 801-963-9955

DO NOT DEAL WITH THIS LAW FIRM UNDER ANY CIRCUMSTANCE! THEY ARE LIARS, CON-MEN, THIEVES!



They were recently fined more than $50,000 by the state of West Virginia for ripping people off on bounced check fees. These losers of law must be snorting something that fogs their abilities to count from 1-10, because the way they figure a debt is to add on fees that boggle any rationale thinking individual.



Also, below are updated e-mail addresses & website for Bennett & Deloney:  www.bennett-deloney.com               rdeloney@bennett-deloney.com    

mbennett@bennett-deloney.com                myoung@bennett-deloney.com

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available