888-832-0243

KNOWN FDCPA VIOLATORS - ON www.budhibbs.com since 2004 AS AN AGENCY TO AVOID and they still have not changed their ways!

NEVER IGNORE A DEBT COLLECTION ATTEMPT - EVEN AN ILLEGAL ONE - LEARN YOUR RIGHTS AND HOW TO FIGHT BACK LEGALLY AGAINST THESE LAW BREAKING BOTTOMFEEDERS.

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!

FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY
Dealing with debt collectors
http://www.budhibbs.com/start.html
Statute of limitations by state – always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from debt collectors – always double check with your own State Government website
http://www.budhibbs.com/record.htm
From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.




Bennett & DeLoney, PC.
1265 E. Fort Union Blvd. #150
Midvale, Utah 84047
Phone: 888-884-3455
Fax: 801-963-9955
Web Address:  www.bennett-deloney.com

--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

Hold your nose, the smell from this assortment of wasted law licenses makes a garbage barge smell like perfume. These are TOXIC WASTE debt collectors, some of the worst in America.

The following individuals are still licensed to practice law in Utah under the name of Bennett & DeLoney:         Richard H. DeLoney          Michael B. Bennett          Douglas R. Short      Derek J. Barcla    Michael J. Young

They give a new meaning to con-men and scum bags.  Vultures, con-men, thieves, dirty, disgusting, wasted law licenses, I can't conjure up a phrase that adequately describes the sheer ugliness and disgust of this group of lawless holders of bar cards and law licenses.


Fax the Cease-Comm Letter to 801-963-9955

DO NOT DEAL WITH THIS LAW FIRM UNDER ANY CIRCUMSTANCE! THEY ARE LIARS, CON-MEN, THIEVES!



They were recently fined more than $50,000 by the state of West Virginia for ripping people off on bounced check fees. These losers of law must be snorting something that fogs their abilities to count from 1-10, because the way they figure a debt is to add on fees that boggle any rationale thinking individual.



Also, below are updated e-mail addresses & website for Bennett & Deloney:  www.bennett-deloney.com               rdeloney@bennett-deloney.com    

mbennett@bennett-deloney.com                myoung@bennett-deloney.com

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available

They call themself Bennett Law company and call almost every day saing that it is reregarding important business metter. Twice I got chance to talk to the representative and they promised to erase my phone number from their list. They were looking for Richard and this person does not live here...

I have looked into this law firm on behalf of a client who received harassing letters and phone calls.  Apparently, they are licensed in several states, but when you send your cease and desist or validation demand, ask them to prove they are licensed in YOUR state.  If not, they will have to obtain local counsel to sue you.  They are not known for following up on their threats, so your written demand for verification may be the end of it.  Don't give in to them and don't believe anything they tell you.  Contact a lawyer if you are at all unsure about how to protect yourself from them.

they have been calling me ever since i got my phone hooked up a week ago, they keep asking for arianna williams, who i have never heard of, i called the number back and the lady was very polite just asked what my number was and i told her she apologized for the inconvenience, and said she would take my number out of their list

Caller states he is looking for Elbert Skiffer and they are a collection agency,and he nedds to call them wright away it's a very important mater.
They left this # to call back 866-512-8077, Qwest said the # had been disconnected. WE have had our # for five years and owe no one any money.

I really don't understand why I'm getting phone calls concerning debt. I'm only 17. How could I be in debt before I'm even qualified to sign up for a credit card.

IF MORE THAN 10% OF YOUR BUSINESS IS FROM COLLECTIONS YOUR A COLLECTION AGENCY. YOU JUST HAPPEN TO HAVE A LAWYER THAT SITS IN HIS OFFICE TO SIGN OFF ON LETTERS, SUITS, JUDGMENTS AND GARNS. TRUST ME MY BOSS IS A LAWYER TOO AND IT SAYS LAW FIRM ON THE OUTSIDE OF OUR BUSINESS BUT WE ARE A COLLECTION AGENCY! THATS WERE WE GET MOST OF OUR MONEY FROM.

rich

you say you are an attorny or law office, that is hard to beleave you must not know the law too well for your company to call people you must obtain thier permision and also when your told not to call anymore your to stop , as of now i have been recording how many times your office calls my home and for the past four months its been alot i also have it recorded when i spoke with your representive do not call and that was 4 months ago. trust me i am very close in filing my law suit against your company and trust me i will shut you down so make sure you have your phony law office ready .

I have been getting calls from this number almost daily for the past weeks asking for a person that I do not know.  They say if I am not that person, I should hang up, which I do but they still keep calling back.  It sounds like a collection agency.

calls two times every day...a recording stating important matter...blah..blah

DO NOT DEAL WITH THIS LAW FIRM UNDER ANY CIRCUMSTANCE! THEY ARE LIARS, CON-MEN, THIEVES!

http://www.budhibbs.com/collectorpages/bennett_deloney.htm


Bennett & DeLoney, PC.
1265 E. Fort Union Blvd. #150
Midvale, Utah 84047
Phone: 888-884-3455
Fax: 801-963-9955
Web Address:  www.bennett-deloney.com

--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

Hold your nose, the smell from this assortment of wasted law licenses makes a garbage barge smell like perfume. These are TOXIC WASTE debt collectors, some of the worst in America.

The following individuals are still licensed to practice law in Utah under the name of Bennett & DeLoney:         Richard H. DeLoney          Michael B. Bennett          Douglas R. Short      Derek J. Barcla    Michael J. Young

They give a new meaning to con-men and scum bags.  Vultures, con-men, thieves, dirty, disgusting, wasted law licenses, I can't conjure up a phrase that adequately describes the sheer ugliness and disgust of this group of lawless holders of bar cards and law licenses.


Fax the Cease-Comm Letter to 801-963-9955

DO NOT DEAL WITH THIS LAW FIRM UNDER ANY CIRCUMSTANCE! THEY ARE LIARS, CON-MEN, THIEVES!



They were recently fined more than $50,000 by the state of West Virginia for ripping people off on bounced check fees. These losers of law must be snorting something that fogs their abilities to count from 1-10, because the way they figure a debt is to add on fees that boggle any rationale thinking individual.



Also, below are updated e-mail addresses & website for Bennett & Deloney:  www.bennett-deloney.com               rdeloney@bennett-deloney.com    

mbennett@bennett-deloney.com                myoung@bennett-deloney.com

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.  


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

I personally thought this call was kind of commical. Although the introduction they gave me was, "This is Nathan,Cook,Bennett Law Firm." I was told that I owed $250.00 they are collecting on behalf of Wal-Mart. My son was caught shop lifting there approx. 1 month ago. A woman from security called and said she was doing us a courtesy by not calling the police because, for one,my son had no ID and she said they couldn't report to the police and two she said my son was very polite and because it was only $10.00 worth of merchandise, they were just going to keep his name on file and if he ever did this again they would press charges. I have never recieved a thing in the mail or nothing. We picked up my son and went on our way. They just call out of the blue and tell me I owe $250.00 for my sons crime!!!!! I explained to him when I was young and did the same thing, the police were called, i had to do approx. 50 hrs of community service, and I learned never to committ theft again. I had asked what the address was and it was actually a PO Box that I was given.

Douglas R Short has moved from this firm to working for Keith Barton & Associates.  A good fit but now he is also advertising a new firm called Short & whatever that is supposed to be a bankruptcy firm.  I guess if you want him for anything he can be reached at drshortesq@hotmail.com doug@bkcenterutah.com  douglasrshort@gmail.com  dougs@keithbartonlaw.com  or his phone of 801-755-3955.   Would you really want a bankruptcy attorney that spent years with Deloney?

If you want one of the most agressive consumer attorneys you can find, then you do.  Having handled the FDCPA defense for Bennett & DeLoney for several years, I know the ins and outs of the collection industry and now use those powers for good in representing consumers whose FDCPA rights are being violated, or who need bankruptcy assistance.  The new firm is Short & Mawhinney, P.C. and we operate both the Bankruptcy Center of Utah tm and The American Consumer Law Center tm.  We can be reached at (801) 255-1999.

There are actually laws in almost all states now that allow stores like Walmart to pursue civil damages against shoplifters to recover the damages caused by the shoplifter, including not only the merchandse but also time spent dealing with the matter.  Most state laws give a default amount as a minimum amount of damages.  Bennett has had the contract with Walmart to collect these debts for years.  Its legit.

BTW, Nathan Cook would have been the name of the collector.  I think the firm is now just called Bennett Law since the Bennett & DeLoney firm split up over a year ago.

Its been several years ago that I was with Bennett & DeLoney as their inhouse attorney.  The one thing that you should know about Bud Hibbs and his comments is that Bud would use this kind of incendiary language to get people to contact him, and then he would put them in touch with local attorneys who would then bring FDCPA claims and, rumor has it, if they found a real violation the attorneys would split the attorney fees with Bud.  So Bud's motives in calling people slime bags etc was to make money.  Interestingly enough, there is not a single statement as to why he said what he did about us.  Something to think about.  Bud's beef was just that Bennett & DeLoney used to settle up bad checks by including attorney fees as part of the settlement, a legitimate, but unpopular tactic.

As for me, I'm the former Salt Lake County Attorney.  I have sat on several public service boards and commission and currently sit on the Judicial Performance Evaluation Commission for the State of Utah, having been appointed by the Speaker of the Utah House. (we evaluate the judges and make official recommendations as to whether the voters should retain the judge in the next judicial retention election, which recommendations are included in the official voter information pamphlet published by the State)

Not exactly what you would expect if you believe Buds advertising materials.

Now I have a consumer rights firm, and Bud would no doubt be glad that I have come to the light.

See my response to Veritas above as to what Bud would say and how he used it to make money.

See my response to Veritas above about what Bud said and how he uses such statements to make money.  It might surprise you.

You don't know the law very well.  The do not solicit laws you are referring to do not cover collection calls because they are calling in relation to a business relationship that already exists.