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Will Collins, not all scammers are overseas.  This company is committing the same basic fraud, right here in the California desert.   It's simple; if the Credit Card Companies you dislike so much did not hire them to collect and when you pay the so called debt collector they don’t pay the owner of the debt, that is Fraud.  

You are not paying your debt in this case you are simply paying a con artist.  They are no different than the common street criminal.  They simply steal money via the phone.  Don’t believe me?  Call the Riverside DA, Call the Riverside Sheriff’s Office even call the Corona PD.  They all have pending fraud cases against these guys and will take your statement as part of it.  Now cases are not proof but where there is smoke there is fire.  So ask yourself, why would a company use blatantly illegal collection practices, lie about their name, their company address, their company status and they debts they are collecting if they were legitimate? The answer is they would not.  If they were a legitimate debt collection company they would not place themselves and their clients in danger of FTC and State charges and fines like this.  They basically make it impossible to collect a dime by their illegal collection practices since every judge in the nation will dismiss any case brought by them because they violated the Fair Debt Collection Practices Act.  Further after their initial barrage of calls to people they are not legally permitted to call they don’t continue collection practices.  Why?  Why break your own ability to collect money? Why lie? Why commit such clear violations of the FDCPA?  Answer seems simple to me.  Because they are not a collection company.    

I actually agree with you, a person should pay their debts.  I also work as an in house collection agent for an auto loan shop so the moment they called I knew there was something wrong.  This guy is yelling at me about handling this outside the courts?  Bull, there are a number of steps they have to take before they can sue including certified mail that I knew I had not gotten. Then he knew nothing of the original debt, all he knew what their name and the last 4 of the account number!  Major red flag as any reputable collector would have the full file from the creditor.  Lastly when they called my boss he immediately began asking them with questions because as a Collections Supervisor he knew no process server; or collection agency; would call him to ask permission to serve a summons.  It kind of defeats the purpose of a summons as the process server must get the summons to the person being sued so if you know they are coming you can simply avoid them and stall any proceedings. They got upset and hung up on him.  He immediately came over and said I should call the police as this was a fraud.  Lastly when they threatened to send the police and garnish my wages I knew they were not legit.  The police do not serve summons for civil proceedings, anyone in the collection business knows this, they know this because the moment you send your lawyer into to sue the dead beat and they start talking about you threatening them with police action the case is dismissed and the collection company is facing an injunction so that you cannot collect that debt anymore.  It’s simply stupid for a legitimate collection company to do.  Then when I called the original creditor they a) still own the debt, b) have not engaged a collection agency and c) are not pursuing collection action since I demanded arbitration over the debt 6 years ago.  All this means the calls to me were fraudulent.  I’m not the only one apparently since there are so many people with the same story.  

Yes I am spending a lot of time on this.  But you know what, I am mad as hell.  Frauds like this make life difficult on real collection agents who are trying to do a hard job in a professional manner.  These jerks give me a bad name and I take that personal and will do everything I can to see they face criminal charges for their Fraud.

Well like I said people mine was in stat and I remembered it and yes I paid it. I can send you a picture of my Paid in full letter if you like? And in 30 days I can send you the picture of my credit report fixed as well.  To listen to one angry man who they made look bad I guess, is not the answer to solving your problem. If you read up on it, it really doesnt matter if this company gets shut down or if you sue them and win, your debt will not disappear because of it, it will just be sold to another debt collection company. Who will start calling your family and friends once again. If you cant pay it or you dont believe it's yours then dont pay it but if you can and you remember it might as well get the crap out of your life

"your debt will not disappear because of it,"

Your debt will not disappear because you pay them either.  Like I said they are not legitimate so they will not be able to remove the debt from your credit report and they will not pay the owner of the debt so you still owe it.  All paying them does is remove money form your pocket and place it in the hands of con artist.   If you really want to just trow money away trow it at the bum on the side of the road.  That will have just as much effect on what you owe and to who as paying these guys will.

No amount of "I paid you here is my bank statement" will satisfy your creditors when you did not pay them and neither did NFS.  You were ripped off plain and simple.

Also don't take my word for it.  I am an nameless guy on the net who is mad at them, your right.  Call the local authorities at the numbers I gave you, or look them up yourself.  Each will advise you not to share any personal information such as bank or credit card info with these people.  Here are the local agencies for you again.  

Riverside County Sheriff’s office at toll free (800) 950-2444 or (951) 776-1099
Riverside County District Attorneys Office at (760) 341-7867
FBI Riverside Office (951) 686-0335
Corona Police Department (951) 736-2330

Y

The orgiinal creditor sells the debt after they were unable to collect the money, so yes they dont own it anymore and the collection company gets the money. All the original creditor gets is whatever the collection company paid for the debt to buy from them. Call the original creditor and they will tell you that. Do your homework before you go thinking you are smart and complain complain complain and if you can find one debt collection company that doesnt have complaints can you please post their profile other then that, get over it and stop crying because you owe money... Thank you and have a nice day

If the original creditor sold them the debt that would be true.  If the creditor had sold them the debt they would have the full file and would be able to provide all the information about the debt.   If the creditor had sold them the debt they would not use blatantly illegal collection practices that will prevent them from collecting a dime in court.

READ before you comment,  I called the original creditor and they had not sold it and had not engaged NFS to collect on it.  That is why it is fraud.  Again if you simply call the authorities they will inform you that I am not the first person they have attempted to defraud in this manner.  Please don’t take my word for it call the police and report the calls from these people.

"if you can find one debt collection company that doesnt have complaints can you please post their profile other then"

There is a difference between a complaint about a debt collector and a company committing fraud.  One is a criminal and one is not.  You fall into the criminal category.

People should pay their debts, people should not pay con artist and frauds.

Don't take my word for it folks!  Before you pay these frauds call the police and talk with them about this "company" then pay them if you want.

This is another head of the Corona Scam hydra.

Usual MO:  Fake "process server" calls to relatives, threatening to "send the police", or "have you arrested" if you don't call back, threats of a "lawsuit" that was never filed, never any proof, and shill posts on any complaint forums to try to counter all the consumer complaints.

Check your credit reports, and you will probably find they recently got your credit file, giving them the information to guess what your are good for, along with the names of your creditors from old accounts.

Contact FTC, your state Attorney General, the California Attorney General, the Corona Police Department, and the Riverside office of the FBI.

You have caught them red handed, attempting to extort payment for a "debt" they have no right to collect on.  Pull your credit reports to see if they got your old account information from your own credit file.

Please contact FTC and the Riverside office of the FBI.

Several consumer reports over the last month have reported an active investigation by the FTC and FBI, with the Corona Police Department reported to be forwarding complaints to the FBI.

Several of their names are set up with .biz domain names and similar Admin emails.
You can find them by searching various on-line listings under their various names.
They show similar parallel structure, in both their LLC registrations, and their domain setups.

Yeah, that really proves a lot.

In addition, in California, process servers serving more than 10 times a ;year are required to be REGISTERED.  If they are a corporation, they are required to be registered, and their officers are required to include live scan fingerprints.

Failure to do so is a misdemeanor.

The company collects thousands of dollars every day. Dont you think if people didnt get their paid in full letters and their credit reports updated that they would be posting on these forums that they paid and nothing happened...  No it's just the people that dont like to pay their debts on these forums... Just saying... Dont borrow money you cant pay back

Typical shill post, like many others.  Lots of "details" and "explanations".  Shills generally fit several forms:  grateful "good" consumers who "settled", whiney "bad" deadbeats complaining about being "sued" and "garnished", and attack posts to attack or undermine credible consumer reports.

Regardless of the approach, the goals are the same:  try to paint the "debt" as "legitimate", to imply the "process server"/"debt collector"/"lawsuit"  are "legitimate" and the threats real.  It's practically a signature of the Corona Scam.

One of the most visible characteristics of the Corona Scam has been their use of shills to try to control complaints.  Sometimes they even make the first posts under a new number.

Idiots must have thought they could get away with it forever, but what they actually got was a world of puzzle solvers tracking down and connecting all their complaints regardless of name or phone number.  The more successful they are, the more complaints they get, the more dots to connect, the more patterns to extract from the profile.  And they all point back to Corona.

You dont see the people that pay their debts crying only the ones that dont. thousands of people a day and you only see what like 10 on here saying its a scam...? MAkes you wonder who the scammers are

Actually, there have been posts of exactly that.

The profile of the Corona Scam differs significantly from normal debt collection industry practice.  It even differs from the practices of the worst of the "bad boys" of the industry.

Normal debt collectors are easy to locate. They are registered in those states that require licensing. They are usually members of state or national trade associations.  They train their employees in compliance with state and federal law, even if their employees don't actually comply.  They send out the FDCPA "g" letter regularly, as it is required by federal law, and most consumer complaints typically report receiving such a letter, even when they complain they don't know what the debt is about.  They seldom start with first contact threatening a lawsuit, as that is likely to get them sued.  They primarily attempt to collect without suing, as that is cheaper, and the main reason for collection agencies in the first place.  They respond to validation requests, maybe not with adequate proof, but generally with some response, since otherwise an AG will start looking into them, and they maintain at least the appearance of attempting to comply with the law.  When they do sue, they do so in compliance with federal law, in the venue of the consumer, as required by FDCPA, as they would need to do so anyway for the resulting judgement to be enforceable.

By contrast, the Corona Scam is set up with multiple LLCs, multiple names, and multiple mail drops, hides its physical locations, uses fake "process servers" to call relatives with threats to get the target to call back.  They grudgingly disclose even mail drop addresses (usually UPS stores, or similar, in the Corona/Lake Elsinore area), never provide any actual validation, but may either send some "settlement letter", or claim they will send proof after they are paid.  

Although complaints report numerous systematic violations of debt collection laws, they always have some excuse ready for why that doesn't apply to them.  They aren't "debt collectors", they are a "filing firm", so they don't have to follow FDCPA, but they can settle this delinquent debt now, just provide your credit card number.  

The original threatening calls?  That was a "process server", and he's an "independent contractor", so we have no control over what he does.  Calling relatives or employers and illegally disclosing the debt?  Again, the "process server" was just trying to "locate" you.  

You want validation?  We sent that to you 45 days ago, and the law says we can't send it again.  Or the paperwork is at the "attorney's", or the "judge" already has it, etc. etc...  You don't want to pay us now?  We can settle for about half right now, but otherwise it will cost you ($1000, $2000, or whatever) in "court and attorney fees".

Clearly they have read FDCPA, considered every prohibited practice, and prepared an excuse for why they get to do it.

Normal debt collectors do not engage in such extensive deception.  They don't have to, since they either bought or were assigned the debt, and they can obtain validation from the original creditor.

Only reason for such systematic deception, which would normally expose a legitimate debt collector to lawsuits, is because it's required for this scam to work, so they have prepared, by hiding locations, using multiple LLCs, claiming employees are "independent contractors", and using multiple names to hide the extent of their operation.  All that defensive preparation points to deception in all areas, including the alleged "debts".

What you see in Corona Scam reports are routine deceptive and threatening calls to relatives, way beyond any normal complaint pattern for a legitimate debt collector.  You also see high levels of reports of attempts to collect non-existent "debts" often known to be paid off, or verified as such with original creditors, routine deceptive evasion of FDCPA validation requests, threats of arrest or prosecution, deceptive attempts to play up the certainty and costs of going to court,etc.

And then you see the shill posts, attempting to slant perception, like yours.

You do know the FBI is investigating you, don't you?

And they can investigate all they want because we own the debt and we are a real collection agency. Corona police department has even been in our offices and guess what we are legit. You can ask them if they have sent 4 uniformed officers, not sure if they will tell you but they have and that was 4 months ago. So complain all you want the company is being ran legally, right on the border but legally. :-)