888-906-3101

common sense....yes reputable companies sends out letters that the debt is paid in full,,but not low life sleazy companies like the one your defending...they collect thousands of scam dollars,,these fools are not even licensed to collect monies so why would you send them any monies..IDIOT..

Can you show me one person that didnt get their paid in full letter once they finished paying the debt and their credit score  going back up? You can say that the company is a scam all day but the real reason is that you dont have money. I know what it's like to not have money, it sucks so I'm sorry. The police have came in, we obviously werent shut down, we are obviously legal! If you had a job you wouldnt be writing on 800 notes everyday of your life 3 to 4 times a day.

Is all 800notes is. Until you have proof, you can post all you want. You dont like the company because they called your family, friends and job to collect a debt in a rude manner. Other people do like the company because they settle debts for cheaper than what the person owes and yes sometimes more than the person owes but legally they can add 1,000 dollars. Other people obviously like the company and defend it because they sign their paychecks. It's all a matter of opinion. Your opinion is yours and my opinion is mine but not anybody elses. I'll just leave it at that, sorry about any post that were offending, it's just offending when you attack a persons workplace, we all need jobs and this is mine and a couple hundred other peoples. You can post away if you'd like. Have a good day

You do know that in California, process servers are required to be registered, don't you?

Are your "process server" extortionists registered?  No?  That is a crime.

" You dont like the company because they called your family, friends and job to collect a debt in a rude manner. "

i don't like scammers running cons, stealing people's rent money.


"settle debts for cheaper than what the person owes "

Easy to do if you don't have to buy the debt.  When you make up the "debt", it's a lot more expensive than the $0 owed.


"Other people obviously like the company and defend it because they sign their paychecks."

Paychecks?  Do your paychecks show withholding for California and Federal taxes, including FICA, state disablity and unemployment?


"we all need jobs and this is mine and a couple hundred other peoples. "

Corona must really be an economic hell hole if this is all the job you can get.  Thanks for the employment estimate.  It matches information from other sources.
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Obviously legal?  You were set up to snow people, from top to bottom, complete with numerous aliases and compartmentalization to control information leaks.  It's actually been fun deconstructing your operation, as I can read how to do it in the Army Field Manual (Counterintelligence section).

I solve "puzzles" for a living, so you are just practice.  I profile people like you from information in consumer complaints, and in doing so I profile reported responses from the authorities to consumer complaints.  

Four months back?  That is about the time that reports started appearing that the Corona Police were forwarding complaints to the FBI.  More recent reports indicate a shift in responses from several Attorney's General from generic warnings to beware of possible fraud to active interest in obtaining detailed information from consumers for forwarding to the FBI.  This transition happened shortly after reports of U.S. Postal Inspector interest accompanied by reports of reversal of several postal money orders due to fraud, as well as a reports from two P.I.s that they had forwarded information to authorities.

Something is up.

"yes sometimes more than the person owes but legally they can add 1,000 dollars."

Is that what they tell you?

You are a True Believer, hired for your gullibility. A "полезный идиот".

馬鹿野郎

You wouldn't be running this operation compartmentalized between "filing firms", "process servers", "resource management companies", with tens of LLCs to spread the complaints and confuse authorities, if you you were "being ran legally".  Those are all tactics employed to get away with illegality.

Under RICO, they are all lumped back together, along with all the individuals.

Probably why you have a P.I. looking for information from consumers to substantiate the "multiple illegal act" RICO requirement.

Is anyone looking at Lowell Meyer the owner of Pacific Mangament??????????

A "Jason Begley" shows up in property records for a house in Riverside.

Is this the same "Jason Begley" showing up as a corporate officer in several of the Corona cluster LLCs?

opinions.....IDIOT,,we do have proof,
1st is you admitting in collecting in a rude manner,against fdcpa rules
2nd your low life sleazy company has a F rating with the BBB and you get a F rating because you do not follow protocol,you have many complaints against your sleazy company in which they did not answer.
PEOPLE when these IDIOTS call you ask for validation and i mean FULL VALIDATION..
WHEN YOU OPENED AND CLOSED THE ACCOUNT
ALL CHARGES AND PAYMENTS MADE,SO YOU CAN MAKE SURE ALL YOUR PAYMENTS WERE CREDITED
HOW THE INTEREST WAS ACCRUED,SO YOU CAN DO THE MATH THEY ALWAYS MAKE MISTAKES IN THERE FAVOR.
YOU WANT TO SEE THE CONTRACT WITH YOUR SIGNATURE ON IT.
of course these IDIOTS will say they don't have to do that,then you say according to the fdcpa act 15 usc 169 sec.809 (b) means full validation and always remember if they cant validate then the debt is invalid,law on your side 100%..this is how you screw them legally third party collectors cannot obtain that info.
i don't know what you mean where you say you can add 1,000 legally to my debt,if i owed you monies and you did that to me i would be hiring a consumer lawyer and i bet you i would get 2500.00 from your low life company me 1500.00 and my lawyer 1,000.00 and it wouldn't cost me a penny IDIOT.
PEOPLE the only reason why these sleazy low life's are posting on here because there not making any monies...they get paid 7.00 an hour and get 15% of what they collect and we all know collections is way down i bet when these IDIOTS go home debt collectors are calling them.

IDIOT yes my brother he owed somewhere in the 800.00 range and nationwide settle for 500 and change he said to them write me a letter saying....
upon receiving the 500.00 this debt will be paid in full and credit report marked paid and we(NATIONWIDE) cannot resell this debt to another collection agency for the 300.00 that was still owed
he now has every right to sue them if they did not do what they said they would do.nationwide did send him that letter and he paid them.

If Lowell Meyer is the owner of PACIFIC MANAGEMENT  Then why aren't the authorities checking him out. When I google his name with PACIFIC MANAGEMENT I find many allegations against him involving fraud. This doesn't seem to be his first rodeo if you know what I mean.

You are not legal and they are probably still checking you out. I wouldn't be surprised if you have some undercover officers working at your place now. They are a little bit smarter then you and your buddies. They just need all the information to bring this company down for good.

I was called by a so called “process server” on my cell phone while at work from an unknown number. After diging inot this and calling them...

Here are the FDCP violations I know.

1 – At no time did anyone ever verbally state any form of the FDCP disclaimer or “This is an attempt to collect a debt and any information obtained will be used for that purpose”
2 – Failure to provide verification of debt.
3 – Intimidation (Threats of wage garnishment and the like)
4 – Falsely claiming there was lawyers involved.
5  - Falsely claiming they had court summons to serve.

Here are the state violations I know of.

1 – Failure to be bonded and licensed with the Texas to collect debts in TX.
2 – Failure to validate the debt.
3 - Failure to  provide information about the debt including proof that the debt has been legally transferred to them by the original creditor, the original balance, the date of original default, and the date of debt transfer.
4 - Providing misleading representations to collect debt.

Know your rights.

Note – They law of the state you live in governs what they can do to you legally not the state they are in.

1 - Texas AG FAQ on Debt Collection https://www.oag.state.tx.us/consumer/debt_collection.shtml
2 - Texas Fair Debt Collection Statute http://www.statutes.legis.state.tx.us/Docs/FI/htm/FI.392.htm
3 - Texas Requires a SURETY BOND be recorded for a debt collector to collect in Texas. You can check for one on file here. http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp
4 – Federal Debt Collector Laws - FDCP - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

Indications are they fake these "debts" (probably from pulling your credit reports) and fake the appearance that they are "suing", thus the fake "process server" calls.

FDCPA gives consumers the right to dispute and demand validation of debts, so debt collectors are required to accept such requests in order to comply.  They have to comply whether they accept mail or not.  Putting barriers in the way does not absolve them of that obligation, just provides evidence of their intent to violate the law.

Presumably you mailed certified return receipt requested, which would require a signature.  

If you want to establish violations that depend on mailing to them, mail your dispute again, certified but no return receipt, along with a second identical letter mailed normal first class.  You might label them "copy 1 mailed certified on nn/nn/nn" and "copy 2 mailed first class on nn/nn/nn".  Keep copies, of course, along with your certified receipt.  

Your certified letter shows date of mailing, and is logged by the post office on date of delivery,  Certified alone does not require a signature.  You can print out a confirmation from the Post Office website using the certified number.  Regardless, if it bounces back, you still have mailed by normal mail, and your certified slip will show the date of that mailing, while the returned letter will show they failed to accept your FDCPA validation request.   It is presumed that letters are received in 5 days from mailing, unless refuted.  Either way, this is generally accepted as evidence that they either received notice or could have, which is generally what a court would want to know to establish violations of FDCPA based on your mailing.

Why don't you call the FBI in Riverside and ask them what is going on with this outfit?
Or call FTC.

Even if they give "no comment", if you have been a victim of this scam, their questions to you should provide you with some indication of what they are doing.

A "settlement letter" is meaningless if they weren't assigned or didn't own the debt in the first place.  They don't have to sell the "balance".  They just got $500 for free.
That is why you insist on proof from the original creditor as validation, first, and that is why FDCPA gives you the right to do just that.

And if your brother really owed it to someone, some day they can still show up and demand full payment.

Bet that "settlement letter" doesn't fully identify the "account".

You appear to be at least 26 "companies", by my last count.  Every month or two, you start using another couple names.  Some have LLCs or DBAs registered, and some appear not to.

Pattern is similar to "complaint leveling" schemes used in phone cramming scams, which use similar tactics to "manage" complaint statistics between different LECs.

Do you "spread" or diversify your targets by state as well?