951-643-4384

I was also contacted the same way.  It was Friday July 10th. I did contact an attorney and they advised me of my rights in case the call was legit but said they do not believe it is.  My attorney advised me to file a complaint with the Oklahoma Attorney General and change my bank account info, put a freeze on my ssn, etc.  Basically, according to my attorney, even if the debt is legit, no collection agency can actually have you arrested.  Also, if you were being sued, you would have to be served weeks before the actual court date and, if it were possible,weeks before arresting you.  I told them I had an attorney and they hung up before getting my attorney's info.  Anyway, when these a**holes called back on Monday (I think they thought I was lying about having an attorney and they could pressure me more).  I gave them a piece of my mind and, as expected, they would not take my attorney's info.  Also, I mentioned that my father is an attorney (not the one handling this because this sort of thing is not his specialty) and the person on the phone asked where so I told him.  Again, I was yelling at him.  He said I should not be so belligerent and i simply said that I am being no more belligerent than the person who called me friday.  As soon as I mentioned my father is an attorney and gave them his name the person hung up.  I called back a little while later and someone hung up on me before I spoke to "Paul Walker", the name of the supposed "attorney" who called me.  The next time I called they magically could not find my file and said they would call back when they did.  That was two days ago. I haven't heard from them since.

I received a call from this number also.  They have called me under a couple different #'s and its the same thing every time.  The last time they called was from the # 415-220-0259 (check out those posts on here also).  It is a scam.  I have been receiving calls for the last 2 months from these idiots.  They are verbally abusive too.  I told them that I knew they were scamming me and I had contaced my attorney generals office.  Well a few hours later they called back swearing at me etc.  Be careful though - they have all of my info so I am sure all of everyone elses too.  I changed my bank account because of these scam artists.  Also check out the posts on the # of 818-338-5046.  That was the number they used to call me from.  Anyway - I just called them back at this number and there isnt even voicemail - it is a total scam peple.

https://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

https://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-336-553-3965
https://800notes.com/Phone.aspx/1-888-909-6789
https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-310-909-8245
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

I still haven't heard back from them since tuesday.  Basically, I got as belligerent with them Tuesday as they got with me Friday.  I decided to do everything in the conversation that they usually do to scare people, such as yell and talk over them.  I did cuss (they did Friday) and the guy couldn't get a word in edgewise.  In more words i told them that I had no intention of paying them and they had better contact my attorney and read them the number even though they kept saying they did not want it.  I also informed them that I am the child of an attorney (who is not handling this case) and am fully aware of my rights as a US citizen, like the fact that I actually have to be served a summons either by certified mail or hand delivery.  As I said, I did this loudly and in their face (like they like to do).  i gave them my father's name and they hung up.  Not that I recommend yelling back at them, but it was fun.  And it helped establish the fact that I have no intention of paying them and will pursue them legally if need be.

I received a call today from someone with a heavy foreign accent stating that they were from Legislation of Unsecured Loans saying that they needed to read an affidavit to me. Threatening to have me arrested for the charges I couldn't even understand.  They told me to have my attorney call them, when I tried to give them my attorney's number they did not want the number they wanted my attorney to call them.  When I tried to call back the number was always busy.  When I asked for additional information:  who exactly are you, what company are representing (they told me Fast Loan International), what is your phone number, what is your mailing address, do you have a fax number, they got very agitated with me.  They told me to appear at the Superior Court in Virginia - I asked them for the Superior Court's address - they didn't even answer the question. The company address they gave – 1365 Chulovista Drive, Cienaga, CA 90045 (because of the heavy accent I asked that they spell the name out to me).  While on the line with them I looked up the address on the post office website and it was non existent.  I told them that and they got even more agitated – told me – “Only God can help me”.  I told them that I was in good hands!!