Help with Weltman,Weinberg and Reis

  • +3
    MzFish replies to MITCHB
    Find out who the original debt belongs to. Deal only with them. They will give the speech about how you are not obligated but they will try and collect from her estate, probate or trust. If none of that exists, then write a form letter to the original debtor with a certified copy of death certificate and state she left nothing but loving memories behind. Write a cease and desist letter to Welman and tell them to stop calling and harassing you or you will sue them. Keep records of EVERYTHING!!
    Good luck and am sorry for your loss.

    Tami laid out everything you'll need for this fight
  • +3
    Resident47 replies to MITCHB
    I was about to toss you a couple of the same links Tamianth provided and say little else. But I know a man in grief isn't thinking straight and might need more than the "RTFM" comment.

    I'm assuming you were responsible for a minority, or none, of the charges on your wife's old CC account. Given the stated conditions, there is nothing for WWR to collect and you have no need to pay anything from your own pockets. If WWR tries to dun you, coerce you to pay, or sue you, it's time to heat up your FDCPA complaint and extract a damage award.

    Decedent debt collectors are allowed to contact survivors to determine who is an executor or otherwise managing her estate, the lack of which you've already covered. WWR is about out of excuses to contact you. If you sense they won't leave you be, fire off a cease-communication notice, the same as I advise to "not me" cases getting skip trace calls. If they're whining that your story can't be confirmed, point them to the Social Security Death Index.

    further discussion of cease-comm notices:
    https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
  • 0
    Techo
    I got a voicemail from these guys.  I could barely hear the woman as she mumbled through the script.  Figuring it was a phishing scam I did a search and found that they are semi legit.  So I searched my 3 credit reports and found everything A-OK.  I've never had bankruptcy, defaulted on an account, all my accounts are in good standing and no collections.  Can I just ignore them?
  • +1
    Techo
    That's what I figured.  I've never been named on a will (that I know of), and never divorced (still married).  And my credit reports are clean.
  • +1
    Techo
    I think I figured out why they called me.

    They must be looking for someone else with the same name.  They called my work#, which I though was odd since it's a relatively new job, but my name is on the company's website.  I think they are calling around looking for the the real person.
  • 0
    Techo
    | 1 reply
    No new calls in over 2 weeks, they were just fishing.  Maybe they found the guy they were looking for.
  • +1
    chainsaw gene replies to Techo
    Not likely, just figured out they were digging a deeper hole for themselves.
  • 0
    Techo
    | 1 reply
  • +1
    Anonym replies to Techo
    What, 88 defendants and NOT ONE does jail time?
  • -6
    You replies to KY call
    | 1 reply
    You don't owe them anything they played your debt off for probably $100.00 you signed a agreement with the original credit card company not with LVNV FUNDING
  • +6
    Resident47 replies to You
    Long sigh, so much to unpack .....

    1)  Ms. "KY call" made no mention of LVNV in her brief remark, three years and change ago.
    2)  The remark is so brief that you cannot know from a blind distance what she does or does not owe.
    3)  "Liss Bliss" did have a very different issue involving LVNV about five weeks later.
    4)  Is having "played your debt off" like when a televised award winner at the dais won't shut up and must be shooed away by a music cue and a lady in an evening gown?
    5)  I could go on at length explaining why you don't need a prior agreement with a debt buyer to owe or be sued by one. As it happens, I touched on that topic twice in reply to Bliss on the same page, and -- oh, lucky you -- I later devoted a whole paragraph three years ago next week to debunking some other person peddling similarly hazardous views.

    https://800notes.com/forum/ta-1dca23ad2240d24 ... 784162456687145
  • -8
    Monica Carr replies to Lone stranger
    | 2 replies
    Well I am fed up with them, do if u know the name of an attorney that wouldn't cost me an arm or a leg I would like his or her telephone number
  • +4
    qwerty replies to Monica Carr
    You do realize that you're replying to a five and a half year old post, right?
    Also, asking for attorney references on an anonymous forum is risky at best.
  • +4
    Resident47 replies to Monica Carr
    I'm afraid your request is much too broad and unspecific. I see a low chance that you and Stranger live in the same state. The typical attorney is licensed to operate in one state only. In New England, covering two or three is more common. You also give no hint of whether you want to become a plaintiff or defend a collection suit in progress, or both.

    Consumer attorney shopping is somewhat like buying new pants. You need to evaluate your investment and be sure of a proper fit. This is a field loaded with lazy paper pushers who only know how to file bankruptcies and cut "half price" deals with collectors. The object of enforcing consumer law is to make the rogue company pay, not you.

    The National Association of Consumer Advocates (NACA.net), Avvo, and Justia each run attorney directories. They are largely promotional vehicles and shy on detail like the phone book and need to be viewed with salt grains in hand. But you'll have some names to start with and plug into searches of your state court dockets. Ideally you want to find someone who has actually left her office for debt defendants and plaintiffs with FDCPA and FCRA claims, and has fought the collectors to a standstill.

    Talking of FDCPA claims, billing is less of a worry. That law has a unique cost-shift provision, forcing the loser company to pay all the legal costs incurred by a winning consumer plaintiff. Overall, working on contingency, with little or no retainer, is common practice for this attorney category.
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