Help with Weltman,Weinberg and Reis
- Tamianth replies to MITCHBYou may wish to read through these, you will find your answers here.
http://www.creditcards.com/credit-card-news/b ... es-ftc-1282.php
http://www.creditcards.com/credit-card-news/credit-card-debt-death-1282.php
http://blog.credit.com/2011/08/collecting-deb ... -ftc-weighs-in/
http://blog.credit.com/2013/10/debt-after-dea ... -to-know-69745/
https://www.consumer.ftc.gov/articles/0081-debts-and-deceased-relatives
http://consumer-law.lawyers.com/debt-collecti ... fter-death.html
https://www.balancepro.net/education/publications/debtafterdeath.html - You replies to MITCHBneed to read the nine pages of posts, especially the ones with really good information posted by people who know what they are talking about. Then you need to consult an attorney in your state that know about probate.
- MzFish replies to MITCHBFind out who the original debt belongs to. Deal only with them. They will give the speech about how you are not obligated but they will try and collect from her estate, probate or trust. If none of that exists, then write a form letter to the original debtor with a certified copy of death certificate and state she left nothing but loving memories behind. Write a cease and desist letter to Welman and tell them to stop calling and harassing you or you will sue them. Keep records of EVERYTHING!!
Good luck and am sorry for your loss.
Tami laid out everything you'll need for this fight - Resident47 replies to MITCHBI was about to toss you a couple of the same links Tamianth provided and say little else. But I know a man in grief isn't thinking straight and might need more than the "RTFM" comment.
I'm assuming you were responsible for a minority, or none, of the charges on your wife's old CC account. Given the stated conditions, there is nothing for WWR to collect and you have no need to pay anything from your own pockets. If WWR tries to dun you, coerce you to pay, or sue you, it's time to heat up your FDCPA complaint and extract a damage award.
Decedent debt collectors are allowed to contact survivors to determine who is an executor or otherwise managing her estate, the lack of which you've already covered. WWR is about out of excuses to contact you. If you sense they won't leave you be, fire off a cease-communication notice, the same as I advise to "not me" cases getting skip trace calls. If they're whining that your story can't be confirmed, point them to the Social Security Death Index.
further discussion of cease-comm notices:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls - Techo| 3 repliesI got a voicemail from these guys. I could barely hear the woman as she mumbled through the script. Figuring it was a phishing scam I did a search and found that they are semi legit. So I searched my 3 credit reports and found everything A-OK. I've never had bankruptcy, defaulted on an account, all my accounts are in good standing and no collections. Can I just ignore them?
- why not replies to Techo| 2 repliesTry reading the other posts starting with the ones right above yours.
- Techo replies to why not| 1 replySo should I call them and see what they've got? I've got a feeling they're trying to attach me to a debt that was never mine.
- CelticDragon replies to TechoI wouldn't...don't give them the time if day
- TechoThat's what I figured. I've never been named on a will (that I know of), and never divorced (still married). And my credit reports are clean.
- TechoI think I figured out why they called me.
They must be looking for someone else with the same name. They called my work#, which I though was odd since it's a relatively new job, but my name is on the company's website. I think they are calling around looking for the the real person. - Techo| 1 replyNo new calls in over 2 weeks, they were just fishing. Maybe they found the guy they were looking for.
- chainsaw gene replies to TechoNot likely, just figured out they were digging a deeper hole for themselves.
- Techo| 2 repliesI wonder if they were caught up in this: http://consumerist.com/2015/11/04/authorities ... 6-5m-in-relief/
- chainsaw gene replies to TechoLet us all hope so!
- Sharpshooter replies to TechoWhat, 88 defendants and NOT ONE does jail time?
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