FTC Brings First Case Alleging Text Messages Were Used In Illegal Debt Collection Scheme

BS! We get calls when WE DON'T nor have EVER had any financial issues. Maybe you should pay your bills and get off this site. You probably work for these scammers that harass millions of people daily about bogus debt.

Interestingly, Edward Garcia is either back at it or someone is using this name for another scam.  Federal Bank Fraud, always 2 charges.  They are alleging you've taken a loan from a cash advance place and paid it back, but the payment bounced, hence 2 charges of fraud.  This is an elaborate scheme involving a processing center that has the federal affidavits, the mediator (they may call themselves attorneys) and "the corporation".  It was all women that I was dealing with they empathize with you, they don't question you for things because they have basics (your address, last 4 of SSN, phone numbers associated to you including your work number from the time frame they allege you committed the fraud), but an Edward Garcia had contacted someone else 5 days before me with this same scam.

I have no complaints about the "other Americans" who take these jobs because if they don't, the government  will simply issue work visas to guest workers. If you need to pay your own way in llfe, you'll take the nearest job that will accomplish that. I'd sooner listen to you scream about the phone calls than hear my children cry because I can't feed them.

Hey folks, wouldn't it be easier to just be honest and pay your debts. Not paying your debts is just another form of being a dead beat thief. You would not be getting the calls if you had not stolen from the people that you purchased items from and did not pay for, shame shame. I am surprised how many of you post here admitting you are thieves to the whole world.

The phone company doesn't care.  The FTC doesn't care.  No government agency or person in a position of authority cares.

If you don't recognize a number calling you, don't answer.  If they leave a message, don't return their call.

Be careful about giving out your phone number either online, in person or on forms you fill out for whatever service.  Many businesses sell your personal information.  If you must leave a phone number when you are not sure what it might be used for, make one up on the spot--never give your real number unless you know the person/business/agency actually needs it and will protect your privacy.   Also, protect your email addresses as many scammers can use them to track your online activities; they can gain access to sites where you have your email on file.

In short, you have to do all you can to take care of yourself because if you don't, nobody will help you--even those whose job it is to care, don't.

Simple- if you want to sue, get an attorney.

No. they would just move offshore like the scammers did.

I keep getting missed calls of this number. NOTE:  they're calling me on my new cell/cell number. Cell phone carriers recycle phone numbers! I just block them!

I agree.   Fines are just "the price of doing business".
Close the business down and put the officers of the company in federal prison for a year or so... now THAT would send a message!

The FTC used to do a lot until Bill Clinton changed everything and made the FTC put everything into a database.  Back in the day I would contact the FTC and give them the information.  They would send out a form for me to fill out and send back.  Within a couple of weeks the problem was cleared up.

Can't "legally" deduct penalties from your income tax.

there are laws in the Fair Debt Collection Practices Act  that debt collectors must follow. there are statutes of limitations. many debt collectors will violate these and prey on those who dont know the law and their rights. they do not stop calling if you tell them you wont be paying. my housemates boyfriend who was living with us rent free ran up my telephone bill on long distance calls and i was not going to pay his bill. he didnt seem to think he owed me any money for the bill because he was an @$$hole. anyways, phone got shut off, it went to collections and this woman Gladys Miranda called me every single day even though i told her every single day i had no money and would not be paying. i finally told her i got paid on friday (it was monday) and i would pay then. she continued to call me tues wed and thurs and i said yo, its not friday, why would you call and ask me  if i was paying today. she then asked me for my bank account number and said they would process the payment on friday,  i told my mom about it and she said go close your bank account right now. dont ever give them that information. i then called gladys miranda and authorized her to discuss my debt with my mother and my mother made her wish she were never born.i have also had other debt collectors insult me, and also i have had something that was well past the statute of limitations for collecting keep popping up on me and they lied and said the debt was new as of the date they bought it from another collector.  this is all illegal. and i had tried repeatedly to pay said deb longt before it went to collections and the place kept telling me i had to come back when a certain employee was working. it was a 24 hour location, i could only come at the time i was coming after i got off work and they offered no other solutons to resolve it so i said i guess you dont want your money then. and there was no reason these people could not accept my money. any employee at such places can process my payment at any hour.  there is a statue f limitations on collecting on the tyoe of debt it was. after 4 years the law states they could not attempt to collect from me anymore. this went on for years. illegal.  there are always reasons debts dont get paid and its not always the person being harassed by debt collectors fault.  i dont know what universe you live in where debt collectors stop calling when you tell them you wont pay. regardless even if someone owes money there are still rules and laws the collectors must follow. [***] happens , finances are affected,  but the collectors cannot violate your rights or break the law. fact is, many do. as this article proves.  you cant falsely claim to be or  mislead people into believing you are a lawyer.

I have received 3-calls today thus far, and many over the past months from This Phone Number, 1-800-994-2184, Unidentified Caller posing as the IRS. This Person states that an Outstanding Warrant has been issued against me. This is Fraud, and the tenure of the Recorded message is one of a Threatening Nature, not to mention Harassment..This Number needs to be reported and Prosecuted..Threats and Harassment should be the charges..The IRS does Not phone you of an impending Warrant, but, send Written Notification, and a way of scheduling a face to face meeting to resolve the issue...This is a Internet Scam and Internet Fraud, and the proper authorities need to Stop this Caller (s), and Prosecute them...

This company has been around for quite a while doing the same exact thing. Each time they eventually get what amounts to a slap on the wrist fee and barred from continuing the practices. They simply transfer everything to another company they've already set up for the purpose. New company = no restrictions until caught and prosecuted again. Appropriate action needs to be taken and these individuals and entities barred from all debt collection.

so how do the victims of all these scams get their money back