347-625-3719

calling my work about a lawsuit i own no one money

someone called my work about a lawsuit I know nothing about-it's it against the law to call a job. i could get the person name because he had a foreign asscent. When he called the number showed up 0000000000. i didn;t answer let my voice mail pick up.

Someone called my cell phone and told me that i owe money and that I had a lawsuit against me and my so. security no. This is unreal!!   What can I do about this?? I have no idea who they are!

You can't sue a social security number. Anybody who tells you that is a scammer and can't hurt you unless you let them. Next time they call blow a loud whistle in the phone.

JUST THE FAKE DEBT COLLECTOR SCAMMERS - THEY CANNOT DO ANYTHING THEY THREATEN because they are NOT real debt collectors and NOT in the US at all

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ – HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM – ALL OVER INTERNET AND NEWS FOR  2 YEARS NOW


Fake Debt Collectors – Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
https://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html  

http://consumeraffairs.com/news04/2010/07/video_bill_collector_scam.html  NEWEST CONSUMER ALERT ABOUT THIS SCAM WITH VIDEO!  

http://www.wvago.gov/internetloanscam.cfm
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:


https://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
https://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
https://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
https://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
https://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina – preparing a new number to use.
https://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
https://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
https://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
https://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
https://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo and Covenant
https://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
https://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
https://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
https://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
https://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
https://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
https://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
https://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
https://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting as Prince Christian, Arpit
https://800notes.com/Phone.aspx/1-718-705-8669  Scammer false postings as Alicia
https://800notes.com/Phone.aspx/1-707-633-2789  Scammer false postings as Rojer, Minni, Rhone, Smith, Lisa Jack, Julie, Sean, and Carol. – preparing a new number to use to steal money
https://800notes.com/Phone.aspx/1-205-294-6271  Scammer false posting as Thomas Jhonson
https://800notes.com/Phone.aspx/1-661-263-4011  Scammer false posting –ILLEGALLY claiming to be an attorney Charles F Robinson
https://800notes.com/Phone.aspx/1-321-684-4117  Scammer false posing as Harry Patt
https://800notes.com/Phone.aspx/1-518-565-0306  Scammer false posting as Wellvishers
https://800notes.com/Phone.aspx/1-678-791-4673  Scammer false posting as Sherrie Ann and Elvine Buris
https://800notes.com/Phone.aspx/1-305-390-0607  Scammer false posting as James and Mark
https://800notes.com/Phone.aspx/1-209-349-3112  Scammer false posting as Roger Brown

Scam alert: Bogus debt collectors
By Leslie McFadden • Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
•    Ask the debt collector to provide official documentation which substantiates the debt.
•    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
•    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
•    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

Yeah, got a call from these freaks of nature.  So I have been calling them back every day to let them know I reported them to the FBI, the FCC and INS. I also tell them they should be ashamed of themselves for ripping off good, honest hardworking AMERICAN citizens.  Then my husband calls, then all of my children and their friends.  I have handed the number out to alot of people.  Guess they picked the wrong family to mess with.  Oh yeah, and when Sean starts cussing at me, which is everytime I call, I also let them know they are violating the FDCPA.  I figure if I keep their lines busy they can not hurt somebody who does not know better.

Person said I was being sued for a payday loan that I never received.

i have thier number and i paid to to get where the call is coming from.  347*625*3719  bernard martin calling from queens new york.  makes 23000.00 a year and lives in a 188000.00 dollar home.  calling my work and my assistant manager home threatening an  cursing when advised of the laws. then wanted to know if i wanted to make 50.00,  thier landline phone is rnk local phone service i think is att and t.  they need to be taken out.  report his to everone you can to stop them.

Today, I received a call from the same man. He tried to get me to say me SSN. He said that he was calling from Esious Co. regarding a pending lawsuit for fraud. I threatened to call the police and attorney general office. Then, he disconnected the call. I called him back this afternoon. He did not have an accent this time. I told him that I know that he lives in Nerw York and I know his true identity. Also, I told him that I am calling the FBI. He was so nervous. I disconnected the call. Revenge is so sweet.

Constant calls at work. Caller Id comes up as 000-00-0000.  Claim to be calling from Legal Dept of ACS. All callers appear to be speaking with a very stong Spanish accent. Names that have been given are as follows Nash Taylor, Dean Jones, and the last callers name was Rich White. Claiming legal matter that person is using a fraud place of employment and this is a serious legal matter which if they do not receive a return call that they will be pursuing this in court. If you call prior to business hours you do get an answering machine but does not answer the supposed place of business that you are calling however it does state the the person at ext such and such is not available!  But you had not entered a mail box number! I believe this is a case of FRAUD. DO NOT GIVE ANY INFORMATION! iF IT IS A LEGAL GROUP I PERSONALLY HAVE TOLD THEM TO MAIL ANY DOCUMENTATION TO MY HOME. They should have your address if they are legal.

Over the last several days I have received many telephone calls at my place of business from this tel. # 347-625-3719.  He has also called a co-worker of mine.  He calls himself "Jackie Williams" and repeatedly says that I need to contact him back immediately before something happens to me or my SS #.  He is also posing as a lawyer and mumbles something regarding a lawsuit.  I cannot understand him at all, but when I spoke with him yesterday I told him to send me the information by mail and to not call my office again.  Of course, he did call again and has called today too.  He says he is trying to help me before something happens to me.  The best part is that at the end of the message he always says "Have a blessed day."  What a joke he is!!!!  It is too funny.  I think I will bring in a whistle tomorrow and blow it as hard as I can in his ear. I read that suggestion somewhere about these idiots.  I had a strong feeling this person is a scam and after reading a lot of material regarding this tel #, I know he is.  I will  not let him get to me.  That is what he wants, but it will not happen.

This man has called an employees place of employment several times.  He has a very heavy Indian accent.  He has stated his name is "Mac" & "Richard".  He has lied to us and said the employees family member is in the hospital, it is urgent.  When we contacted the employee she does not know who this is, and didn't have any family admitted to the hospital.  This is ridiculous for someone to call a person's place of business, disrupt everyone's day and lie about a family member in critical condition.

I received the same call & they are wanting me to call them back. I'm not calling back. I have contact the police to let them about this. I have question, has any of you that received this call applied for payday loans on line?

I received the call today at home while I was at work.  The phone number they left was 347-625-3719 and asked me to call them back.  They said the company was ACS and the callers name was Adam Smith.  The accent (indian I suspect) was so thick you could cut it with a knife.  I had to replay the message several times in order to pick out the different pieces and what they were saying.  I did not return the call and suspect that they will not call again.  I agree that you can not sue a social security number and that is precisely what they are looking for in order to commit fraud.  DO NOT CALL THEM BACK!!

My friend got a phone call today from this number, regarding me and a unpaid debt. I had called this number back confused and wondering what debt I hadn't paid for and when I called. It was some foreign guy and he wouldn't give his name but said he worked for ACS and I had unpaid debt and if not paid today then I would have 4 counts against me regarding fraud. He wanted me to pay over the phone for the remaining fee or pay over the phone for the court costs. I told him no. Ok, what person in their right mind pays court costs over the phone or to the person sueing lol. Anyway, When I had asked debt for what he had said for a payday loan. I told him I had never had a payday loan in my life. I asked him for the information regarding my "so called loan" and he wouldn't give me any information. I then asked to talked to his supervisor and he would not let me saying he was his own supervisor and there was no other co-workers to talk to at the time. Made me a little suspicious. I then told him this has to be a scam and to take the "so called unpaid money" and shove it where it hurts and he laughed and said oh wow you found me out and hung up.

How funny I have been doing the same thing.  They are getting so irritated with me.  I just told him how does it feel to get harrassed.

Caller making threats and requesting loan payment

These guys have been calling my office asking for multiple employees all with the same MO - pay me or else we will sue etc.. They are very aggressive. I happen to be in the collection business - so I called to see if it was a legtimate collection agency (many use call centers in India). I asked simple questions - what name - ACS Legal, What type of business? never got an answer, each time I asked a question they transferred me to another operator. I said I want to make sure this is not a scam? this question started a lot of stir - they wanted my name and address so they can send a "Constbile" down by the name of Frank Jones - he will be at your door within 2 hours to "seal" your office because you are acusing us of being a scam - we are a legtimate company. I continued to ask what their name and address was - to no avail - I asked for a senior level person to no avail!! but these guys are good - I can see how they can intimidate many people into paying. Sham!!

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General’s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

https://800notes.com/Phone.aspx/1-646-274-1143/3

I received this call and yes, I have applied online for a payday loan.