3238432533

I have threatened them with lawsuits and am about to follow through.  They are claiming to want to collect on a 15 year old check.  They apparently don't realize that my long time live in boyfriend just took the Bar Exam and we have a lot of attorney friends.... I have even told them I am recording their calls.

When I asked for a copy of the check, the jerk texted me a copy.... I am concerned with how he actually had that check copy to begin with.  Fortunately I closed that account years back and have moved.

They have called me 5 times today, 3 times yesterday and  4 times last week.  They said they would garnish my check (im self employed) and that they would report it to the DA's office (offered them his phone #).

A little something to help you out.  Please note that this is a lengthy report, and also at the very end are some other possible names that I haven't researched as of yet.

DATA CHECK OF AMERICA, INC NOW CALLING THEMSELVES DATA CHECK OF NEVADA AKA AARGON AGENCY, INC.
Posted in:  https://800notes.com/Phone.aspx/1-559-573-8780
https://800notes.com/Phone.aspx/1-678-528-0047
https://800notes.com/Phone.aspx/1-866-218-3402/2
https://800notes.com/Phone.aspx/1-334-730-4716
https://800notes.com/Phone.aspx/1-800-852-0411/2
https://800notes.com/Phone.aspx/1-702-853-1710/3
https://800notes.com/Phone.aspx/1-205-238-6303
https://800notes.com/Phone.aspx/1-866-218-3402/3
https://800notes.com/Phone.aspx/1-205-545-5161
https://800notes.com/Phone.aspx/1-323-843-2533/2
Web site gives a physical location in California but a web search of that address does not show them there (possible virtual office since there seems to be numerous companies there):  http://www.datacheckofamerica.com/contact-us.html
Data Check of Nevada lists an address in Arizona? (which is an InExpress office offering mail boxes):  https://secure.datacheckofnv.com/pcipayment/index.cfm
Aargon agency claims to have offices in 5 states but gives no physical address for any of them:  http://www.aargon.com/
Aargon Face book page has lots of propaganda on it:  https://www.facebook.com/AargonAgency

BBB has them in Georgia with no rating and no complaints:  http://www.bbb.org/atlanta/business-reviews/c ... nta-ga-27604060
BBB gives DC of Nevada no rating with no complaints, but they have only been opend since August of 2015:  http://www.bbb.org/southern-nevada/business-r ... gas-nv-90040896
BBB gives Aargon Agency and accredited A+ with 85 complaints and 3 negative reviews:  http://www.bbb.org/southern-nevada/business-r ... -vegas-nv-50413

Bizapedia has them as a Georgia Corporations:
Company Name:      DATA CHECK OF AMERICA, INC

File Number:      15059524

Filing State:      Georgia (GA)

Filing Status:      Active/Compliance

Filing Date:      June 16, 2015

Company Age:      7 Months

Registered Agent:               Cynthia Hurst
517 Windcliff Dr
Marietta, GA 30067

Principal Address:               517 Windcliff Dr
Marietta, GA 30067

Company Contacts
CYNTHIA D HURST

Incorporator

         517 Windcliff Dr
Marietta, GA 30067

And has this defunct corporation at that address also:
Company Name:      SAFFER, INC.

File Number:      J711744

Filing State:      Georgia (GA)

Filing Status:      Automated Administrative Dissolution/Revocation

Filing Date:      May 1, 1987

Company Age:      28 Years, 8 Months

Registered Agent:               Saffer, Sally M.
1045 Sterling Ridge Chase
Marietta, GA 30062

Principal Address:               3403 Chastain Dr Ne
Atlanta, GA 30342-4174

Company Contacts
DEBRA ANN SAFFER

Secretary

         928 Scenic View Dr
Atlanta, GA 30339

DEBRA ANN SAFFER

Chief Financial Officer

         517 Windcliff Dr
Marietta, GA 30067

SALLY M. SAFFER

Chief Executive Officer

         3403 Chastain Dr
Atlanta, GA 30342

Georgia Dept. of State has them formed June of 2015 and out of business January 4th of 2016:
Business Name:    Data Check Of America, INC    Control Number:    15059524
Business Type:    Domestic Profit Corporation    Business Status:    Active/Owes Current Year AR
Business Purpose:
Principal Office Address:    517 Windcliff Dr , Marietta , GA, 30067    Date of Formation / Registration Date:    6/16/2015
State of Formation:    Georgia    Last Annual Registration Year:    NONE
DissolvedDate :    01/04/2016

Registered Agent Information
Registered Agent Name:    Cynthia Hurst
Physical Address:    517 Windcliff Dr , Cobb, Marietta , GA, 30067, USA

Officer Information
Name    Title    Business Address
Cynthia Hurst, D        517 windcliff dr, Marietta , GA, 30067, USA
Cynthia Hurst, D        517 Windcliff dr, Marietta , GA, 30067, USA

517 Windcliff Dr is the business location and is a condo or townhouse that might be up for sale.

Other complaints:
http://www.everycaller.com/phone-number/1-707-205-1628/       (note the first post is a shill post).

Since the corporation has dissolved and since they are not registered anywhere else, they are not legally allowed to do business.
Nevada Dept. of State info:
DATA CHECK OF NEVADA LLC

Business Entity Information
Status:    Active    File Date:    08/19/2015
Type:    Domestic Limited-Liability Company    Entity Number:
E0397212015-4
Qualifying State:
NV    List of Officers Due:
08/31/2016
Managed By:
Managers    Expiration Date:

Foreign Name:
    On Admin Hold:
No
NV Business ID:
NV20151493965    Business License Exp:
08/31/2016
Additional Information
Central Index Key
Registered Agent Information
Name:    NEVADA LEGAL FORMS & TAX SERVICES, INC.    Address 1:    3901 W CHARLESTON BLVD
Address 2:        City:    LAS VEGAS
State:    NV    Zip Code:    89102
Phone:        Fax:
Mailing Address 1:        Mailing Address 2:
Mailing City:        Mailing State:    NV
Mailing Zip Code:
Agent Type:    Commercial Registered Agent - Corporation
Jurisdiction:    NEVADA    Status:    Active
View all business entities under this registered agent

Officers     Include Inactive Officers
Manager - DUANE CHRISTY
Address 1:    8465 W. SAHARA AVE. STE. 111-201    Address 2:
City:    LAS VEGAS    State:    NV
Zip Code:    89117    Country:    USA
Status:    Active     Email:
Manager - ERICA KIRBY
Address 1:    8465 W. SAHARA AVE. STE. 111-201    Address 2:
City:    LAS VEGAS    State:    NV
Zip Code:    89117    Country:    USA
Status:    Active     Email:
Manager - BILLY KIRBY III
Address 1:    8465 W. SAHARA AVE. STE. 111-201    Address 2:
City:    LAS VEGAS    State:    NV
Zip Code:    89117    Country:    USA
Status:    Active
AARGON AGENCY, INC.
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Business Entity Information

Status:      Active    File Date:      2/9/1996
Type:      Domestic Corporation    Entity Number:
C2860-1996
Qualifying State:
NV    List of Officers Due:
2/28/2017
Managed By:
    Expiration Date:

NV Business ID:
NV19961078829    Business License Exp:
2/28/2017

Additional Information

Central Index Key:

Registered Agent Information

Name:      JOLLEY URGA WOODBURY & LITTLE    Address 1:      3800 HOWARD HUGHES PKWY 16TH FL
Address 2:          City:      LAS VEGAS
State:      NV    Zip Code:      89169
Phone:          Fax:
Mailing Address 1:          Mailing Address 2:
Mailing City:          Mailing State:      NV
Mailing Zip Code:
Agent Type:      Commercial Registered Agent - Corporation
Jurisdiction:      NEVADA    Status:      Active

View all business entities under this registered agent

Financial Information

No Par Share Count:
25,000.00    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

Secretary - NOA CHAR
Address 1:      8668 SPRING MOUNTAIN RD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active    Email:

President - DUANE CHRISTY
Address 1:      8668 SPRING MOUNTAIN ROAD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active    Email:

Treasurer - DANIEL ROBINSON
Address 1:      8668 SPRING MOUNTAIN RD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active    Email:

Director - CLYDE WOOLBRIGHT
Address 1:      8668 SPRING MOUNTAIN RD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active

Nevada Business and Industry info:
License Number: CA10056    Current Date: 03/14/2016 11:28 AM
Name:     AARGON AGENCY INC
Doing Business As:     AARGON COLLECTION AGENCY
License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     04/03/1996
Addresses
Mail Address     Address     8668 SPRING MOUNTAIN RD
LAS VEGAS , NV
CLARK
89117

    Phone Number:     702-220-7037   Extension:   227

LicenseLocation     Address     AARGON COLLECTION AGENCY
8668 SPRING MOUNTAIN RD
LAS VEGAS , NV
CLARK
89117

    Phone Number:     (702) 220-7037

No license for Data Check of Nevada which means they cannot legally collect debts in that state, or even operate as a debt collector.

Other complaints:
http://www.ripoffreport.com/r/AARGON-AGENCY-INC/Las-Vegas-Nevada-89117/AARGON-AGENCY-INC-Did-not-remove-Paid-off-bill-from-credit-report-they-were-informed-tha-1018259
http://www.ripoffreport.com/r/aargon-agency-inc/las-vegas-nevada-89102/aargon-agency-inc-aargon-collection-agency-junk-debt-collectors-past-sol-debts-placed-o-572957
http://www.ripoffreport.com/reports/directory/aargon-agency
http://badfinance.org/review/1305990/aargon-agency-inc-debt-collection
Looks like there was a government action against some firms at the address for Aargon:  https://www.ftc.gov/sites/default/files/docum ... eymakercmpt.pdf

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the Georgia AG:     http://law.ga.gov/
http://consumer.georgia.gov/consumer-services
Also file a complaint with Nevada Business and industry, here is the form:  http://business.nv.gov/uploadedFiles/business ... rm%208-2015.pdf

I've older notes on Aargon Collection Agency / ACA  in Vegas making it a/k/a Bourassa Law Group and Total Credit Recovery.

Exact same experience.  35 dollar check that is 14 years old and they wanted over 200.  Looking at the check it looks like a regular cleared check, nothing to indicate NSF.  I'm wondering if these con artists went dumpster diving at some check clearing house that was disposing of old checks they had previously processed.  These criminals should be in jail.

Filed a complaint with http://www.consumerfinance.gov, we'll see where that goes.

Another number for them is (678) 528-0053. Same as the others check from 1996. They actually called my work and told the receptionist I had a bad check and they needed to get their money. The receptionist stated they should not disclose that information as it is private, they got rude and told her they don't have to comply with collection laws. I filed a complaint with the CFPB and Calif. Attorney General.

Similarly to everyone else, I have received several calls from a company identifying themselves as "Data Check of America." As with all calls, I had various voice mail messages left stating that they were trying to collect on an unpaid check from 2000 with Winn-Dixie.  I spoke with a person each time and reported to them that I had a police report verifying theft of my wallet and I quoted the statute of limitations for collecting money.  Each attempt that I received a call, was meet with the "so called worker" hanging up on me.  Now keep in mind, not once was I rude or used profanity.  However, each time I attempted to explain my case, I was hung up on immediately.  This appeared to be totally weird to me as usually a caller would have to cross a certain line before the call being terminated.  Unfortunately this is not so with this so called company.  In retrospect of attempting to obtain money, they pretty much in my opinion, rock to the beat of their own drums.  Concurrently, I blocked them from calling my phone and notified them that if they continued to "harass me" then, further actions would be taken.  At this time, I would like all to know that they are making calls from this number at present (205) 419-2951.  Hopefully my experience can serve as a point in notifying others to know that people will try anything to get money.

Data Check of America called several times, each time with an automated message stating that I needed to press '1' to speak with an agent regarding a judgement against me.  The first 5 times that I pressed '1' to speak with someone, it would send me to a full mailbox.  Finally, the 6th time they called, I was able to speak with someone.  They were trying to collect on a "debt" accrued from an $8.63 check made out to Domino's Pizza back in 1995.  I was sure this was a scam and asked them to provide proof.  This is the part where they threw me for a loop......they pointed me to their website and provided some login credentials and...........lo and behold, there was a photocopy of a check from a loooong time ago that I recognized as my signature and info!  It had what appeared to be legit bank stamps and markings on it and it looked like they stamped it with NSF.   That had me really scratching my head.  Long story, even longer:  apparently I could "settle" with them over the phone for $187, which apparently had various fees, etc tacked on.   If I did not, the lady informed me that they would take me to court over it and I would have much higher fees associated with lawyers.   She also assured me that the statute of limitations had not expired (Yeah right) and she assured me that Domino's had hired her company to collect the debt (yeah.....right, for $8).  It became obvious that it is a scam and I verified this by calling my local police department.  What is so shocking to me is how sophisticated they are getting with this scam: I mean, an actual check (or a really good forgery).  That's crazy.   I told them I need time to think about it and to call me on Monday morning.  I'm hoping they do call back.  I'm going to try and get more info from them.............perhaps something I can use to try and nail them.  I just keep thinking about the hundreds of people, like little old ladies on social security, who have probably been ripped off by these scam artists.......basically playing off of poor people's fears.  Horrible!  I'm kind of sick of just doing nothing when stuff like this happens.  I want to do something about it.

they have been calling me for months. I finally got someone on the phone and looked at the acctual check. It is from 2003. I $15 check that they are saying was not payed. The fact is the check would have had have been payed because we still had Bank of America until 2007. You can only send checks through the bank twice and I am sure they know that. After that you would have to pay in cash. They are banking on the fact that you cannot get the information and you will be so tired of them calling all the time you might pay it.
I am curious if any of you also had Bank of America?
I would like to know legally what can be done.

Yes I use to have bank of America they been calling me for Me N Eds Pizza for a 17.17$ check from now 2002. I called Me N Eds and they told me they are a scam

i found the number to the owner of Data Check of America. 703-476-7590 and 703-731-6281

You can add the number 205-545-7288 to the list. I got a call from them today concerning a $50 check that I supposedly wrote in 1997 to Winn-Dixie through Sabine State Bank in Fort Polk, Louisiana. With two NSF fees the amount totaled $120. They said they could write off one set of fees and I could pay $80. They had me verify my name. In 1997 I was deployed to Bosnia for a year. I never took any checks anywhere, so that means my ex-wife wrote a check somewhere in my name.  I told them that I wanted to see proof that my signature was on the check. I could overhear conversations between the caller and someone else saying that "he wants to see proof of the check. What should I do?" They gave me a website to go to which was datacheckofAmerica.com and they gave me an account number. I was supposed to log in under the payment tab using my name and my account number. The log in page states that any login, the IP address of the computer used will be logged. After I logged in, I was supposed to go to the media tab, there would be a disclaimer, then go to master file and a copy of the check should be there.

I was told by them that if I declined to pay, that it would go against me when I pay with the check using any check services. I haven't used a check since 1999, just credit and debit cards. Everything else I pay with a money order or bank draft.

Knowing that the average statue limitations is 2 to 3 years, and the fact that I used that same bank until 1999 while stationed in Louisiana, I'm quite sure I paid the debt.

They are also using 205-545-7288

I called my local police department and confirmed it is a scam and way outside of any statute of limitations.  They are still attempting to call me and I'm beyond frustrated.  When I got heated with them they hung up on me.  But they are still calling.  I have filed a complaint with the FCC at www.fcc.gov.  Not sure what else to do but am sick of these scam artists.  Wish there was a way to make them pay for what they are doing.

I was told of a bounced check from 1995 from a pizza company for 11.95 but I now have to pay 188.14.  I am here at the library to pay it.  But the company Data Check of America is listed as scam

I have been called so many time, I got scared, They said I had a bad check of 11.95 to a pizza company but now I have a pay 188.14 to them, they gave me a web site Data Check of America.com and case number 181002 but it coming up scam.  They had my heart pounding so fast behind this, because they keep calling.

Did you take the time to read the many informative posts in this thread?  Data Check of America went out of business about 6 months after they formed.  Everything you need to know in in this thread including what agencies you should report their criminal activities to.

You don't know how to spell...its do not due

Called.  Didn't know what to say when he answered though.  haha.

I've been getting calls for months, threatening a wage garnishment for a returned check.  I know I have had no returned checks, so I wasn't too worried, but I *am* tired of the calls.  I called back today (559-634-9104) and talked to 'Vanessa'.  She asked for me by a name I haven't used in 12 years.  Turns out, the check they are trying to collect on was from August, 1996!!  Almost 20 years old!  She provided me with a scanned copy of the check (disturbingly, I *did* write this check), for $83.19 to a grocery store that is no longer in business.  The statement they say they have sent to me several times (I have never seen it before today) indicates the cost to redeem this 'returned' item is $254.19!  I told her I needed to investigate this but was certainly not paying over $250 to pay a debt that was 20 years old, and she immediately stated she was authorized to negotiate the final amount.  Yeah, I bet she is!  It's all free money to them!!  When I calmed down, I noticed that the check copy does NOT reference 'Non Sufficient Funds', AND the back of the check clearly says "Processed Aug. 22 1996".  Interestingly, that scanned copy is now missing from their webpage.  What she didn't know was that I was in banking for over 25 years and I know when a check is NSF.  It's clearly notated on the front, and this one is not.  I called her back and left a message (because they never take a call directly), telling them I was aware this was a scam and instructing her to remove me from their database.  She actually had the nerve to call me back and argue with me!!!  She said she has the original check.  Then why isn't it referenced as Non Sufficient Funds?  She said if I can get the bank to send them a letter certifying that it's paid, they'll remove me from their call list.  It's not MY responsibility to prove this!!  She said my check writing privileges will be revoked for this account.  Really?  This account has been closed for over 12 years!  Oh, and when she called me back, she used another number (205-533-7023).  This is only one of a dozen numbers they've used when they call me.  I have reported them to the FTC.

WOW!! They have been calling me as well. They started calling a couple of months ago and at first they said that my husband had written a check for 11.89 in June 1999 and it was now 200.   However, I did end of paying the money on their website which I paid 83.00 and then I requested a receipt in which they refuse to mail out a one but they did put one on the website. The letter that was placed on their was filled with grammatical errors. I called back and asked them to retype the letter and of course they did not and I still have not received any paperwork in the mail. So as of May 16, 2016 I received a call from them from the number 559-634-9104 she said her name was Carrie. Carrie went on to say that I had written a check to winn-dixie in June 1999 and I now owe $436, but I can pay 214 for a check in the amount of 44.31 written from regions bank. Well first of all I've never had an account at Regions Bank, in which she stated that the banks had merged or some foolishness. I did pull it up to look at it and it did not have NSF stamped on it and showed it have been cashed at a south trust bank, which is the only bank that Ive had an account at other than compass bank, but in any event I told her that information was not accurate and then she began to get loud and say she will have to send it back to the investigation department and let them look into it. I said yes you that and then I hung up the phone. I went back in several times to view the item again and they immediately took it down. Go figure, I can't believe I fell of this. Whats ironic is that banks are only required to keep records between 5-7 years and these people are coming with checks almost 20 years. I'm pretty sure if I was contacted by my bank for a returned check I would have taken care of it. So sad at the evilness that people will do.