404-592-5171

You're 100% correct.  DON'T PAY THEM A DIME.  It is a zombie debt and the law is on your side.  Most of the time they can't even send you records of the debt, since most companies only sell the them your name and amount due.  They don't give them any more information.  I have a debt that is 18 years old, that was a phone bill my nephew used to call 900 numbers.  I didn't want to press charges, but refused to pay the amount.  It was over $400.  Verizon wrote of the debt and it fell of my credit report after the SOL expired.  They call asking me to pay it, to settle it for $100.  But if you do, it will go on your credit report once again.  Don't send them a dime or promise anything.  Best to ask for proof to be mailed to you, which they don't have, or hang up.  Don't talk to these vultures for debt over your state's SOL, you are asking for trouble if you do promise them anything.  They record every call to be used in court if they want to go that far.  They won't, because they lose most of the judgments on old debt.  NOW, if you debt is within the SOL, ask for PROOF. Again, ask for written PROOF.  They must furnish you that in order to continue any collections.  Most of the time they don't have it, so you know you are safe.  IF they do mail you proof, which I am telling from experience, they don't have, then you may have to work out a deal.  Otherwise if the amount is large enough they can take you to court.  But you can always threaten them with you are considering filing BANKRUPTCY.  That word scares them more than you hanging up.  Because if you file bankruptcy, they have very little chance of collecting nothing.  Present laws do protect consumers, but debt is always eligible to be collected.  THERE IS NO law stopping a company or person from collecting a valid debt, even after the SOL has expired.  What the SOL does provide you is with a legal collection period in which a company can take you to court, it is within 3 to 10 years, depending on the state you live in.  Florida is 7 years.  The law needs to change about how to collect zombie debt.  I have written my Senator about passing laws stating only the original debt collector can call you after the SOL.  This would stop this selling of old or written of debt by companies to vultures like Portfolio Recovery.  My advice to you is to hang up, block the call, etc if the debt is passed SOL.  THEY will never stop calling.  I have asked for proof of my debt several times and it does it get me about 2 months of no phone calls, then, BAM the calls, return.  THEY ARE SCUM and they know it.

what a scumbag debtor you are...make a life on stealing i see...

got a call from this number. I didn't answer because I knew it would probably be these stupid b.a.s.t.a.r.d.s. I inherited the cell phone number from another person. I don't even bother answering, I just add the number to my contacts as # so and so and set the ring to no ring...I have an older phone, the next phone I get I hope will have an ignore or block function. I have quite a collection of no ring numbers as I have learned this company seems to have a bazillion numbers that they use.  I have 26 no ring numbers now. It's become a game anymore to see how many numbers I can collect. My advice to anyone is not to answer the phone if you get an unrecognizable number because talking to these fools will do no good as another person's entry stated.

These guys are scammers - collecting a "20 year old debt" fishing for social numbers etc to no doubt use in their scam.
One attempt was from a 20 year old debt for my 21 year old daughter - yep, I'm sure HER credit debt from when she was not even walking yet was legit. Scam scum of the earth. I hope hell is real, just for people like these.

These guys are not legit - they are trying to collect on debts from '20 years ago' - scammers trying to get you to old address/social security numbers/etc. no doubt to use in future identity theft.
They are also rude, uncouth, have no legitimate incoming telephone number - all the signs of illegitimate business collectors.
In our case the 20 year old debt was for my 21 year old daughter... they should have checked facts a bit closer... she wasn't doing much shopping by herself at 1 year old.

just got call from same number. Trying to collect debt on account on some one i've never heard of using my ssn# .  Last time I was a different race, a different sex, and ten years younger. All of a sudden i'm not feeling the security of social security

I recieved a call this number and was asked to speak to (name witheld) a "Miss Brenda" w/an accent said she spoke to (name witheld) a few days earlier on my number which is a lie.Then started asking leading questions like: " how long have you had this number?" No acceptable response to my questions before she gave up.I called # back and got recorded message( badly done by the way) saying they are Portfolio Recovery and that their system was experiecing "technical difficulties" Anyway, Miss B---- (expletive deleted) was extremly rude.

I suggest doing what falcon459 mentions on page 3.He was kind enough to provide the neccesary links to make filing a complaint w/ the FTC easy. Everyone who has been bothered by the Portfolio Rapists should make themselves heard by the FTC because P.R.A. uses "dirty pool" tactics to obtain personel info. to later be used against you.

Thank you falcon for the links. You made it easy for me to file my own complaint. BRAVO!

If its portfolio - well lawsuits are gonna start happening if they keep calling on Sunday.  Its still against the law to do that...  collecting on old debts when people used credit to pay healthcare bills.

How much more Satanic devil worshipping is portfolio recovery going to get?  Its bad enough corporations do not respect the Sabbath.

Burn in hell.  It is illegal to harass people on sunday when you don't hold the note of the bank to validate the debt as it were.  Statuates of limitations past 5 years- you can't do anything...

And people wonder why the jihad exist...  one day- these fools are going to [***] the wrong people out there.

I received a call from this number on a Sunday night around 6 pm. It was from Portfolio Recovery regarding an old debt I settled years ago. Besides that, I didn't think debt collectors were allowed to call on Sundays?

I just received a call from that number, no message left of course. I called it back and just got a recording that was in Spanish.  Total scam.

Debt Collection!

I had a similar thing happen to me with Portfolio  -  had a student load that I signed for my daughter  -  she was 3!

Portfolio Recovery Associates (Debt Collection)

they call me EVERYDAY even sunday evnings i want them to stop

man very rude identified himself as John Duncan, refused to give company name or reason for call

i got a call from 404-592-5171 and i dont like it but i know they had a reason to call me. i had debt and i will admit it on here. some people dont admit they had debt or they claim they had no idea how they got thier number or some excuse like that. most people on these sites had debt they may not want to admit it or want to say any thing since who wants to admit they never paid bills before? it makes them look bad. but they call for a reason and im not on the side of the debt collectors im just saying there is a reason they call. maybe if you had paid your bills in the first place they would not call you. its wrong how they do it but you can stop them from calling you if you write them a letter and tell them you want nothing to do with them, they have to listen to and comply. good luck.

This is Portfolio Recovery Debt Collections. If you are receiving calls from them, it is an old debt. They purchase debts that are beyond the statute of limitations (Zombie Debt) and attempt to collect.  NEVER speak with them. You do not have to answer their calls.  Yes, they can still attempt to contact you, but you are under no legal obligation to speak with them.

Portfolio is also breaking the law every chance they get and are under investigation by the IRS because of phony 1099C claims.

The site below wants to hear from you if you've been the victim of the phony IRS scam. They have tons of free advice about what to do.

http://budhibbs.com/collectorpages/portfolio_recovery_associates.htm

Also check your state to see your statute of limitations. :)

http://www.fair-debt-collection.com/SOL-by-State.html

You need to get a life or move to the real world where legit things happen to good people,people get sick,layed off,death in there family,and the credit cards get put onthe back burner....God Bless !!