407-347-6414

Fight back! call them back and harass them. hang then hit redial again then repeat until they remove your number from their list U7H9

call them back and harass them hang then hit redial again then repeat until they remove your number from their list

calls from  various locations using various phone numbers. leaves no message.

The Fair Debt Collection Practices Act (FDCPA) has been around for several yrs. now to protect consumers against harassment by anyone collecting a debt. Most of these places just disregard it. The one thing that seems to work pretty well is to write a cease-and-desist letter to anyone calling about debt. Of course, they also sometimes just start using a blocked number or a personal cell phone, but if you catch them at it a few times you can sue them and possibly win $1000 per infraction in court. Look up the FDCPA and educate yourself. Knowledge is power!

So sorry to hear about your situation.  I had the understanding that there is a Federal Law that protects people like you form this kind of companies.  It is not that you are not willing to pay (which would be illegal) it is that you need a lower payment.  Check on that!  Also, each State has its own consumer protection agencies (government administered) and laws, check those too!   "May the wind blows again on your back and the road rises up to meet you"...

The law that applies is the one where you are located not that from where the call is made.  In Puerto Rico is the same and I state it clearly when they call: cannot tape calls, cannot call to work, cannot call before 9:00a.m. or after 7 pm, nor on Holidays or weekends, etc.  It is the local law and that's the law to where they are calling.  Also, check because I get this type of calls more or less and 9/10 times and  I do not owe a thing.  So they might even be phishing scams.

no message

I'm so sick of Portfolio. Why won't the Repubilcans do anything about middle class American struggles.

Portfolio Recover associates
P.O Box 12914
Norfolk, Va 23541

This is the address for those of you who want to write a cease and desist letter to them. I have told them repeatedly to stop calling my house but they call me all day long about 15 times a day. I am writting them a letter now and informing them to cease and desist and I will be dealing with the debtor themselves. 2 years of them calling me even thou I have changed my number and had it made private. They still somehow find out what my new number is.

quit call my phone she has know money she don't work

Portfolio Recovery isn't in the debt collection business, they're in the harassment business.  Ask them to mail documentation of the alleged debt or detailed verification paperwork of claimed amounts owed and they won't.  They only want to frighten people into mailing them money.  The govt should take a look at all the complaints, and send in the DOJ and IRS to scrutinize PR's books, THEN we'll see how big a bully they are.

Here is a list of phone numbers used by Portfolio Recovery Associates...BLOCK THEM ALL!!

204-949-3108
205-423-4020
205-588-8181
212-000-4956
215-944-8989
239-642-8598
404-580-0720
404-592-5171
404-968-4848
405-329-5714
407-347-4014
410-282-1420
410-282-1422
412-282-1420
416-800-9148
440-580-0720
443-313-1380
484-489-2840
510-355-1780
512-519-3650
513-878-4916
518-207-3600
602-264-2270
602-286-5100
602-795-1383
604-637-3300
605-782-2890
616-608-0982
620-662-1492
620-662-8870
626-209-2241
661-673-4507
678-265-1568
702-410-7069
714-408-3640
714-680-3192
714-992-2282
727-637-8527
731-215-8010
731-984-7690
757-321-2508
757-321-6271
757-321-6279
757-321-6280
757-321-6281
757-321-6282
757-519-9300
757-847-4539
757-864-0020
757-961-3544
757-961-3545
757-961-3546
757-961-3547
757-961-3548
786-206-8643
800-294-7691
800-427-7142
800-473-7994
800-772-1413
818-996-0404
847-678-9710
847-791-0193
847-994-2540
847-994-2544
858-346-1184
859-918-0780
859-918-0782
864-268-3762
866-240-7530
866-658-7508
866-691-3568
866-887-0973
866-891-3257
866-940-7640
877-275-8236
877-749-9731
877-803-0008
877-876-8723
888-218-5212
888-543-6072
888-772-7326
918-442-0320
973-947-4806
980-939-7534

This is a business.  The number is not local.  We treat them like toll free numbers, voicemail then deleted.  If it was a local number we would google it and if there are no negatives like this thread, we would answer it.  I don't care who they are fishing to catch, business is business.

We use MagicJack, I wish we could block.  Even when we had Comcast, we couldn't block that many numbers.

Here in Oregon, you let them serve you and you go to arbitration.  If underemployed or unemployed you could offer them a dollar a month and provided you do not break the promise all legal action and contacts cease.  Of course, you still get a judgement on your record for the full amount which allows the collection agency to move on your assets and liquidate them.  One other things, do part time jobs only, like two 20 hour jobs.  That way each employer is below the federal threshold for garnishments, so they cannot garnish your money.  Get a checking account with someone you have not had loans with.  Then they can't find your bank account to garnish. I worked for a collection agency.  Want to force a judgement?  Just tell them to cease and decest calling you at home and you force them to leap forward and have you served.  Dumb idea.  Collectors are on commission and get paid more for every suit they file in one month because most agencies are either attorneys or have one on staff.  They charge the client if they collect and you are forced to pay legal fees.  Big Profit for them, big mistake for you.

That's because the republicans don't care about middle or lower class americans

That is 6 years from the first time the delinquent balance went 90 days.  Any creditor who refreshes the balance in an attempt to challenge the law is in violation of the Oregon law you spoke of.  Here in Oregon, it is the consumer that is protected.  Someone mentioned downloading some software for their phone and I assume that is a cell phone.  Automated dialing systems such as collection agencies use cannot dial cell phones by law.  They must be dialed by a human which rules out collectors.

Yet another call from Portfolio Recovery. This is the second call today, and another of their gazillion phone #s.

I don't owe them anything , and praying for a way to get  them off my line . I don't want to change my number , something  needs to done .

Keep receiving phone calls from this number. Never leave a message. How can I stop this.