512-539-0062

I'm well aware of what the FDCPA demands of debt collectors and how to use USPS Certified. Many collection agencies assume (correctly) that most people will not assert their rights, thus go right on violating laws even when put on a paper trail. I've made pretty good payback in Federal court from such lazy compliance.

} Doesn't matter if the debt is within statue or not.

Yes it does. A full cease-comm is a risky move when the debt is in stat. It dares the debt owner to sue, that being the only collection method left open, other than hiring another collector.

} Junk debt collectors rarely sue.

Tell that to the thousands of people in my state paying on judgments won by Allied Interstate, Asset Acceptance, Collect America, Collecto, LVNV, Midland, Portfolio Recovery, Unifund, et al.

} I am on the do not call list.

... which for the half-millionth time does not apply to anything but sales calls.

National Do Not Call Registry Q&A
http://www.consumer.ftc.gov/articles/0108-national-do-not-call-registry

Please explain "dead air calls" and cite the law which prohibits them.

You have paper and ink. Your post office has a supply of Certified Mail labels. The debt collector has a mailing address. Now put all those together and make your demands stick. Sue the collector if it won't stop calling after receiving your cease-communication notice.

"Someone" is in your mirror waiting for you to act. "Harassment" claims have to be weighed carefully and not spew from kneejerk assumptions. Calling fifty times a day would create obvious liability. Fifty times a year would be negligible. I would bet that until you tell FNCB to quit, you have a weak or nonstarter case.

Well put ... I've said before that debt collectors are not librarians. They are trained to seize assets, truth and details be damned.

Not that their laziness is your problem, but I might make a rare exception in my usual "shut up" letter response and insert a screen shot or print of the Social Security Death Index entry for your BiL. It's a public record which FNCB could find in seconds, and you can make "exhibit A" if you end up suing FNCB for ignoring your cease-comm orders.

More on halting dead-end skip trace calls:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls

Not sure what law Ruf is referring to, but I can think of several FDCPA provisions that would apply to repeated "dead air" or hang-up calls.  The obvious one is Section 1692d(6), failure to provide meaningful disclosure of identity.  This would be an even stronger claim when applied to someone like FNCB who masks their location using an out-of-state phone number.

For some very favorable case law on hang-up calls, see Sussman v. I.C. Systems ( opinion at https://docs.justia.com/cases/federal/distric ... 00181/390259/32 ).

As Ruf is not the alleged debtor, FNCB is exempt from that "meaningful disclosure" standard. In a skip trace call only the agent's name needs to be volunteered. In my lawsuits I've painted excessive call abandonment as harassment. I've also instructed the court of the low pain threshold for abandonment the FCC applies to sales and charity calls.

Phone number portability clouds the question of location. However, I claim deceptive practice when the agency runs no call center within a given area code.

Call from 512-539-0062, "Phone Call". No immediate answer.  I hung up.

They hadn't called in about 3 months...today they called 2 times...within 1 hour.i tried to reject call & i got text message that  it's landline

They called me at 7:47 am! I didn't answer and they didn't leave a message.

I just received a call from this number (3/30/2016) requesting to speak to my mother about a personal matter.  I informed them that my mother is 83 years old, retired and has no unpaid outstanding bills, loans, etc.

Got a call from above number,  my husband answered the phone, no one there,  so I looked up the number on this site and found it was a collection agency.  Since we have NO debt,  it's got to be they are looking for someone else, maybe a family member that used our phone number as a reference,  which is a BIG NO NO!  Never allow anyone to use your number as a reference.

Got a call from this number. I answered only because I though it was a doctor for my special needs child. Someone was on the other end I could hear them breathing.

I say hello 4 time no answer back

Called my home phone # from ...512-539-0062...answered w/ no response...I called the # back from my cell phone. I told him to remove the # he called (which was my home #) from his list...He told me that, that # was not the # he called....what a bunch of BULLS___!!!   I then hung up

Debt collector trying to collect on an out of statute debt that is over 8 years old. They are now blocked...

Repeated calls. No one on line when answered.

A federal lawsuit was filed yesterday that relates to the harassment that has been reported from this phone number. These are some of the allegations from Davis v. First National Collection Bureau, case no. 4:16-cv-338 in the Northern District of Texas:

- "Defendant FIRST NATIONAL COLLECTION BUREAU, INC. is a corporation organized under the laws of the State of Nevada. Defendant may be [served at] its registered agent, Bradley L. Jardon, 610 Waltham Way, McCarran, NV 89434."

- "Defendant ... engages in reckless and aggressive debt collection practices which outright ignore controlling federal and state law, and the rights of the called parties."

- "Defendant repeatedly made unsolicited calls to Plaintiff’s cellular telephone in violation of the TCPA."

- "Plaintiff received at least 25 debt collection calls from 512-539-0062, which is associated with Defendant."

- "On many occasions, Plaintiff could hear the sound of a call center in the background, but Defendant’s representative never spoke after Plaintiff attempted to get his or her attention."

- "The purpose of Defendant’s calls was to collect a past due debt. Plaintiff had no idea what the debt was for, and outright disputes owing it."

- "Defendant’s representatives’ behavior was harassing and abusive – they used profanity with Plaintiff, threatened legal action against Plaintiff, threatened criminal prosecution, threatened to show up [at] Plaintiff’s home, and even threatened to show up to Plaintiff’s workplace and speak with her supervisor."

- FNCB continued calling the Plaintiff's cell phone even after receiving a certified letter from her attorney "explaining the illegal nature of the calls".

Texas law greatly increases the penalties that are available for violations of the federal TCPA and FDCPA. Ms. Davis is seeking more than $15,000 per violation, plus all legal fees and expenses. That makes this a $400K+ case. It will certainly settle for a small fraction of that, but still a nice payday for her. Good to see someone fighting back!