714-224-5150

dont know who this is and dont leave a message

got calls from this number and the call ID say it is coming from "Law Office of C" - well that is all it say

Definitely a collection agency - Law Offices of Curtis O. Barnes.
Recommend you google what consumer advocate Bud Hibbs has to say.

A collection agency

This guy left me a message too and when I called back, he couldn't reference my file.  He started asking me personal info, including my ssn.  Obviously, I did not oblige.  Weird!

My parents got a phone call from these people and it scared them because I have not lived with my parents in over 10 years and the caller only left my name as the person they were calling for.

I received an attempted call at my home from this number.

what the heck is this number calling me. Don't they know they have the wrong number.  Its annoying. I was thinking about calling it back.

This is a collection agemcy.   I my case it is regarding something my 22 year old son signed for his ex-girlfriend.   They called me at home and did not leave a message and I make the mistake of calling them back on my cell phone.   Through caller id and despite being asked and then told to not call me they called before 9:00 a.m., after 9:00 p.m. and on Sundays.

I use to receive about 3 or 4 calls a day from this number, as well as my parents at their house.  It's regarding a credit card that was fraudulently opened in my name and sent to an address that was not mine.  I talked to them once, and since then sent all calls to voicemail and told my parents to inform them that I was deceased.  I then changed my cellphone number and the next time they called my parents house they told them I was deceased and to leave them alone.  The calls stopped.  If you have no shame, do the same and it should work!

I do have at least 20 different phone numbers blocked. They are looking for someone who is not me. I just got this number I have informed them I am not the person you are looking for, they do not listening. My phone has the feature I can block numbers and whenever I block one they use another one, they are slick, slimy and OBAMA should end up these practice. although when they call since I do not care words are not going to kill me I play with their mind or I pretend I did not understand for them to repeat their lines, then I call them "fools" I am not that person know I have someone personal info....On time the guy tell me I need to start by verifying your ss...my response was I hope is going to be at least 1000.00 when I retired, he reply "no I am talking about your social number, my response was " since I am quite anti-social I do not have any social number, I cannot help. He asked " Are you playing games" my response was no I am talking to you, how could I be playing games, at that point he hanged up on me. I DID GOOD I THINK

got a call.  left no message

I think they are puchasers of debt that sells in the secondary market.  Debt that the original lender was unable to collect on.  If so they have purchased debt at pennies of what was originally owed and try to collect what they can.  They will no doubt be more persistant than the original lender

A guy called & said he was with a law firm & were trying to get in touch with my ex, I explained I do not stay in contact with him & do not have a number for him either. When I asked what this was about, he said it was a personal matter he could not discuss.  I told him that I did not have any info for him, esp. since he wouldn't tell me anything. He was pushy.

A guy called & said he was with a law firm & were trying to get in touch with my ex, I explained I do not stay in contact with him & do not have a number for him either. When I asked what this was about, he said it was a personal matter he could not discuss.  I told him that I did not have any info for him, esp. since he wouldn't tell me anything. He was pushy.

Calls my home phone during normal business hours and leaves message to call, don't these agressive sharks think I might work the same normal business hours.  Then they called my cell phone.  Yeah, like I am going to answer my cell dring normal business hours and risk losing my job to pay this debt in one huge installment.  Sending them a letter to make arangements, but per online complaints, they are sharks there as well, and they can't take what I don't have to give.  Guess you have to be on the path to be going to hell to work for this lawfirm ,as no one there has any compassion rnning through their blood!

The man identified himself as an employee of a law office. I was polite and so was he. Then he notified me he was recording my call for training purposes haha Then he started asking probing questions about my assets.
He was trying to collect on an old debt that was apparently written off 5 years ago and is past the statute of limitations in Ca.
He was threatning to sue me and etc and became very agressive in his hunger for money.
I wasn't sure of my legal rights while I was on the phone but afterwards I verified that My original CC lender never sued me and 5 years had passed.
It is against the law for a scavenger debt collector to threaten a lawsuit on an expired account so I'm going to setup my phone recorder and hope he calls again. Then it will be my turn to go after his money!

A man called my cell phone looking for my uncle. How did he get my #? I wouldn't be surprised if it was a collection agency, but why would you bother someone who does not owe the debt???

Curtis O. Barnes

Lawyer, Debt Collector

LOCOB  aka/Calfin, LLC
390 W Cerritos Ave   Anaheim, California 92805
Phone: 866-477-8222   Fax: 866-477-8227

Other Offices:
1440 N Harbor Blvd. #300
Fullerton, CA 92835            
Phone: 714-446-1700
Fax: 714-446-1714  
2323 Lake Club Drive
Columbus ,OH 43232



--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

Curtis O. Barnes - a nice family owned and operated debt collection agency within walking distance of the happiest place on Earth.  

What makes the LOCOB a staple on this list of collectors is you never know which Curtis Barnes collecting philosophy you are going to get.  Some days, legal, professional, above board.  Other days, you might as well be dealing with pirates.  It's hard to say which one you'll encounter, but get everything in writing.  Don't ever respond to threats from strangers over the phone.
CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

....They tried to take money automaticallly and I already paid. I told thm when and they didn't listen...