716-650-2640

Every call I get now are these scammers ,and the phone company is no help,in getting my number changed.it seems like its impossible for them to get done.

This guy keeps calling me from 716-650-5211 stating there are two cases against me at the county court and if I do not call him back I will have to appear and address the charges.  In 2007 I was a victim of identity theft and have proof of it.  I thought that debt collectors were not allowed to call and threaten people.  I have the voicemail

The idots who call you Google ABC 13 in Houston the people lawyer says after four years of the original debt  company can sue plus in most states if the sue you they can not all your wages. Google all consumer laws most have  a statute of limitation regarding is the original. If you need free legal advice your always find in your a free legal service to stop the Harassment or email your local television station they may have a consumer report who love to report these morons.

I received a call from this company recently. I realized when going back over my voicemails what was going on. Ive called back twice, no answer.
Here are two questions I am going to ask:
1). What was the debt they accused you of? I keep seeing home-lien, and I have never before owned a home.
2). Have you ever taken out a pay-day loan?

Last year I spent about 6 month in the collections business before I could morally no longer take it. The things I was asked to say and lie about were not things I was comfortable with. I am SOO happy however to have had this experience. Now I know what is legal, and absolutely not. What this company is doing, is NOT legal. They are a collections firm mis-representing themselves. If you do not receive a "mini-miranda" immediately when they speak to you, it is now illegal. If they do not represent themselves as a collector, it is illegal. If the words "this is an attempt to collect a debt" is nowhere in the first sentence, then you are able to proceed forward against that firm. If they claim the call is to discuss a possible lien or judgement, they are lying. Some companies do proceed forward against clients. But this is after personal attempts from their own collections department, and deciding weather or not the cost of the legal fees is worth pursuing. Most likely, they sell the debt to a company like this. Also, you wouldn't get a "mediation firm" or "arbitration firm" calling you before it hitting courts. You would be served like everybody else.

Now, the only actual truth in this is that the company who owns the debt is technically able to pursue you for the debt. Will they? No. Because the amount of money spent on legal fees and collections outweighs the debts. If you owe about $10000, I can see them pushing forward. If you owe $1000 however, chances are slim to none. However, they are to follow your states laws to obtain the debts. Nobody is sueing you for "three times the amount of the balance". If they tell you this, they are lying. If they talk to your family or friends masking themselves as anything less than who they are, call an attourney. You have a lawsuit on your hands.

I received several calls from this number and they even contacted all my family members stating they were a law office with a case against me I've ignored all their calls because I had looked up the number when they first called and freaked out wanting to make sure it was legit and it wasn't they are lying scumbags please ignore them as I have

Had a missed call from 716-650-2640 where "Franchesca" stating that she was calling on behalf of "Seaway Services" regarding 2x cases within the county in which I have lived. She also gave a TRI case number. Thanks to identity theft, I've had many of these types of calls over the years and it's ALWAYS the same story... Two cases, serve papers, and they never give you physical addresses for verifications nor even the original creditors name.. Usually because they don't know it and are just trying to scare someone into paying. NEVER pay anyone who can't provide proof. Ask them to mail you a bill to prove amounts, first default and original creditor.. This is your RIGHT if you actually owe something within legal bounds.
Return call number was 888-491-6167 x203

**UPDATE**
They attempted to call me several more times from (PRIVATE / NO CALLER ID) with the exact same message until today when they left a voice mail saying my failure to cooperate has led them to proceed with legal action and they would be serving me at my home or place of work. I called them back only to be hung up on after asking for their physical address. Same story, same result from me.. NOTHING AT ALL :-)

Shared info from ShillKill on  https://800notes.com/Phone.aspx/1-888-491-6167#p658940016645064865

From NY State Business Listings
  Name:    SEARAY PORTFOLIO MANAGEMENT, INC.
  Identification number:     3632365    -
  Business Type     DOMESTIC BUSINESS CORPORATION
  Incorporation date     FEBRUARY 15, 2008
  Business Address     DAVID DWYER
  3875 FRITZ RD.
  NORTH TONAWANDA, NEW YORK, 14120
  Mailing Address     DAVID DWYER
  3875 FRITZ RD.
  NORTH TONAWANDA, NEW YORK, 14120
  County     NIAGARA
  Jurisdiction     NEW YORK

Website:  http://www.searaypm.com/
How to Contact Us
Phone Toll Free  877-252-0550
Fax 716-204-8910
Mail: 462 Evans Road
Williamsville, NY 14221
Email: contact@searaypm.com
Whois indicates domain is registered by proxy

One FDCPA case
http://dockets.justia.com/docket/new-york/nywdce/1:2013cv00678/94685

Thank you for this information. These people are breaking the law.

I actually picked up and tried to be nice explaining the person they were looking for did not live here. About a half hour later I received a call back from them, and, making a long story short, they insulted me by insinuating I did not raise my children right. Well, they are hypocrites when one views  http://www.bbb.org/buffalo/business-reviews/c ... w-ny-142027360/ . Evidently their momma and pappa raised them to be absolute jerks. They were claiming one of my in laws owes money and I was told by my in law  -  years back - this was taken care of. Each year someone new calls. One year it was Sims Associates, who had a little more professional approach. But, I think it was last year it was some goon from Texas. So this year it is a turn for Rubin and Yates. What I usually do then is when I see jerks like this calling on my caller ID I pick up the phone and put it back down again. I gave these scammers the benefit of the doubt and they proved they were absolute jerks. So, imo, just pick up then hang up and let their long distance rack up.

This company is not legitimate. Please do not give them any information. I contacted an attorney after they called numerous family members. I was told the FTC is trying to track down the owner and that they are criminal. They threatened me with legal action and nothing ever came in the mail. Please file a complaint with Consumer Financial Protection Bureau so that they can be stopped.

Rubin and Yates, LLC
Phone: (866) 237-6191
Fax: (716) 204-0996
5334 Transit Rd Ste 7, Depew, NY 14043
jstroehlein142@rubinandyates.com http://www.rubinandyates.com
F on a scale from A+ to F
Factors that lowered the rating for Rubin and Yates, LLC include:
29 complaints filed against business
Failure to respond to 16 complaints filed against business
11 serious complaints filed against business
BBB file opened: September 23, 2008
Business started: 05/24/2007 in NY
Business started locally: 05/24/2007
Business incorporated: 05/24/2007
Type of Entity
Partnership
Contact Information
Principal: Mr. Cedric Jordan, CEO
Business Category
COLLECTION AGENCIES
http://www.bbb.org/buffalo/business-reviews/c ... w-ny-142027360/

Sophia Martin from Rubin and Yates left me a voicemail saying I was listed as a contact for either my son or ex husband. She said there was a complaint
against his social security number and name. The call came from 716-650-2640. She said to call her back at 855-284-5914 ext 5914.  I would never call them back since it sounded crazy. I saw these posts so it is a scam. How do you stop this kind of thing?

This company has clearly changed names or is operating under two collection names since it's originating from the same number. I am going to update with the Consumer Financial Protection Bureau.  Please file a complaint with them as it's the only way to stop these scammers. They aren't licensed and are scammers.  www.consumerfinance.gov to file.  They have been going after people like this.

I received a call from this number stating that they are representing a company who forwarded my social security number to them saying i owe them money. How did they get my cell phone number?

Fool. This is not the 3rd world country you are obviously from and there are laws to protect people like you from fraudulent collections. You should get a legit job if you really want to feel better about yourself.

Got a call from this number stating it was Amber from Ruben and Yates Law Firm.  First of all they called and left a message on my neighbor's answering machine stating they were looking for me to serve me with criminal papers and left a case number and phone number to call.  My neighbor passed the information on to me.  I called and Amber said I had 2 unpaid payday loans and gave the amounts and dates of the deposits and returns from 3 years ago.  I recognized the amounts but not "Twin Bluff Financial".  I told her that I had paid off those loans with another company and had paid in full letters I could give her.  Her loan numbers did not match mine so she said that they were different loans for the same amounts but could not give me the names of the companies other than Twin Bluff Financial and that I must have had multiple loans.  I requested from my bank to research the statements on the dates I was given by Amber.  No such transactions went through!!!!!!!  I called back to tell her this and I even said I could send her documentation from my bank.  Her response was that banks may delete transactions from statements. REALLY???????  Banks can do that????? NOT. I requested documentation from her. She said she would email that to.  She never did.  I called back and requested it. She said she put in the request to her other department and that she would "walk" the request over again.  Two hours later...still no email.  She also claimed that she had documentation that other companies had tried to contact me and had even mailed me numerous requests. When I said I had not gotten anything she said that I just must not open all my mail.  This is absurd!!!!

Okay, so you started off appearing to be literate; a very RARE thing for the shills sent on this site to attempt to legitimize these scams...er..".businesses". Sad, you ask everybody to study "basic economics", yet you obviously didn't even bother to attend your elementary school English classes to learn spelling and proper grammar. I'm not sure which is more atrocious; your inability to spell "responsa(!)bilities" or the run on sentences and ill use of punctuation. I'm sure being that you are obviously a SHILL, you accuse everyone on here of researching laws violating our rights as debtors (which, FYI, BTW, is ANYONE who owes money to ANY lender, so I am sure you are one!), that you are unaware of the many reports on television news programmes that there is an EPIDEMIC of scam debt collectors out there. Taking advantage of people who don't know the laws protecting them! For heaven's sake, the 3 credit bureaus even give people a new start every 7 years so obviously, people in arrears have RIGHTS too. And, by the way, these d-bags just called me and it's "Rubin and Yates", not "Ruben", so get your fake a** names straight!

Oh, yes, because law firms ALWAYS change their partners and become "Rubin and Yates" a year or so later, right? (Sarcasm).

So these idiots have a website, www.rubinandyates.com, and they are as illiterate as the shills...er...people defending them. "Do Diligence"?! Really? I'm pretty sure that "due diligence" is one of the first law terms a law student learns yet it is misspelled. HAHAHA! This is AWESOME! Fair warning, Kate "Investigator" McKenzie, keep going with these phone calls and I will do EVERYTHING in my power (legal, of course) to make sure you and your "co-workers" (should say "cohorts" or "fellow criminals" rot in jail for extortion...Shouldn't behave the way you all do and then have a website so we can all find out WHERE YOU ARE to have our lawyers contact your lawyers with some legal documents...NICE TRY! Go away NOW while you can because I WILL make "Rubin and Yates" and example for all the other FAKES out there.