800-801-0065

You people are just pathetic. Seriously...victim??

Actually...yes they do. You owe the money, they can call all they want, but can only leave 1 message per day per phone number. Want them to stop calling? Either send a letter to them telling them to stop, or...pay the bill! They are your two options are the calls will continue.

I had never heard of SRS until today. I was at work, and decided to check my home voicemail, when I got the information about "business I was conducting in Alabama". I had a PDL with PayDayMax.com,  but because of a great deal of financial issues, I wasn't able to pay it off. I supposedly owe $719.97, however I didn't think that a PDL company was supposed to tack on additional fees and such to what is actually owed. Nonetheless, I received a call from this SRS, and they were extremely rude, much like a company based in Florida. I talked to a David Greico earlier, and told him that I was willing to make arrangements to pay off the loan, but after reading some things on here, I'm a bit hesitant to work with this company. I have their information, including my supposed case number, so if any of you have any advise, please help a sista out!

I wonder if there are many people like myself that feel SRS is trying to act like a Law office that has already filed a lawsuit.  They use the words "firm" and "claim".  They make it sound like they are making a friendly call to make you aware of a current lawsuit that has been placed in your state.  They also try to bully by calling relatives and other people to harrass and embarass.  This is blatant fraud and the more people that contacts the New Jersey Attorney General or the FTC the better.
They have a right to try and collect money, but they do not have the right to break the law.  I wonder how many unsuspecting people that they have totally conned into beleiving that they have or are going to place a lawsuit in the very near future.  I would bet the owners (kelli and David Gieco) are living quite nicely from the proceeds of these scare tactics.  How do they keep all of their fake names and multiple phone numbers straight ?  I wonder if sometimes they forget what their real names are......

My attorney just told me that this collection agency is already in hot water.  So if we all keep the pressure on them, maybe they will be punished for their illegal practices.  If they have used any tactics that broke the law, as per the FDCPA, then sue them too.

They just called another one of my relatives last week.  Like taking candy from a baby.....Cha..ching.......

Can they be this dumb?????

ITSJUSTMEAGAIN -

So what creditor do you work for?

Sorry for the pissy response, but I am tired of people telling me to pay off my past debts since I don't have any.

ONE MAN'S OBSERVATION and IT'S JUST ME AGAIN.
it is just so plain to see that you are the same person.
and after reading your past posts, it is plain to see that you work for a creditor.

"WOW - 18 hours 6 minutes ago
You people are just pathetic. Seriously...victim??"

WOW-an another creditor, they just seem to be crawling out of the woodwork here.

The creditors on this site must work for SRS, because you have to google their phone number to find this site.

Bottomline is that they want to make money and are highly motivated to collect old debts.  They understand that they just can't ask politely, so they try to do things differently and use tactics that push the ticket.  I'm sure it works half of the time, but the other half of the people are somewhat informed and understand that SRS has to abide by the FDCPA laws.

If you don't want to deal with them, simply send them a cease and desist letter and they, by law, must stop calling you.  You will still have an issue of an old debt over your head, but you don't need collectors like this one that bully, intimidate, harrass, break third party disclosure rules.

Bills collectors from collection agencies cannot do any of the following:

Call you repeatedly or contact you at an unreasonable time (the law presumes that before 8 a.m. or after 9 p.m. is unreasonable).
Place telephone calls to you without identifying themselves as bill collectors.
Contact you at work if your employer prohibits it.
Use obscene or profane language.
Use or threaten to use violence.
Claim you owe more than you do.
Claim to be attorneys if they're not.
Claim that you'll be imprisoned or your property will be seized.
Send you a paper that resembles a legal document.
Add unauthorized interest, fees, or charges.
Contact third parties, other than your attorney, a credit reporting bureau, or the original creditor, except for the limited purpose of finding information about your whereabouts (collectors can also contact your spouse, your parents if you are a minor, and your co-debtors unless you have asked them in writing to stop contacting you).

Call the FTC or sue a credit that breaks these laws.

You are the first person to post on here who really seems to know what they are talking baout. I do not work for SRS, but I do work for a collection agency. (word has spread thru the industry about this website. The rules listed in this post are acurate and must be known and practiced by every collector working in the good old US of A. Some rules vary from state to state but the ones listed here are pretty basic in all states.
I suggest that instead of wasting time bashing this agency, you spend your time on the internet to see what rules your state offers. Most of you are clueless!An educated debter is everyones best friend. Even the collector. I hate having to 're-educate' a debter to the real rules so that they dont have a false sense of security. BTW, a cease and desist letter can bite you.  They have no way to warn you that youe account has moved into final stages before court. At this point, no settlements, and youre blindsided. If you dont know about it and dont show up, you automatically loose by default (a default judgement is entered against you in court and becomes a part of your credit report. theyre good for 20 years.

I'm confused...

If someone sends a cease and desist letter and a you then get sued...won't you then be notified by the court that a lawsuit has been filed against you?

At that part you definitely need to have your attorney respond and take part in the proceedings.

You just told on yourself ---->> "I do not work for SRS"

Is there any reason I would want to talk to a collection agency if I have absolutely no money or assets to negotiate a settlement ?  I am also self-employed and barely make enough to get by and I am way over my head.

Agree.

Plus he used the term "blindsided".  That is what the SRS reps say when leaving a message.

Nicholette
Its better to talk to them and try to work it out. remember to keep your friends close and your enimies closer...where you can see what theyre up to. Burying your head in the sand wont make them go away

to HAHAH and BS DETECTOR
I did say I worked for a collection agency. No big detective work there. As for my choice of words, it is what it is.
I dont understand the hostility from you two. I'm trying to help and I'm not pretending to be something I'm not. DUH!

at least, The best collector ever has the balls to admit that he is a collector, the others use stupid tactics under very common s/names to pick on others on this board.

It's pretty ironic that the owners of RMS live on Easy Street.  I mean literally their street name where they live is called Easy Street.  Life must be good when you find a way to bully, lie and break laws to get what you want.

I don't get it.   Why does this agency use fictitous names to conduct business....unless they are trying to hide something or feel they are doing something wrong.