800-860-0644

800 area code: Toll-free
Read comments below about 8008600644. Report unwanted calls to help identify who is using this phone number.
  • 0
    jtb
    I got a phone call from this number - 800-860-0644 at 1:30 this morning.  I did not answer it and when I replayed t voicemail all heard was the sound of a crying. No message other than that.
  • 0
    Doyle
    Got one call so far at 12pm on Saturday.  The ID just said "Toll Free Call".  (The purpose of Caller ID is to ID the caller!).  No message, not even a recording.

    In 2009, I got multiple recorded messages (and sometimes a live person) asking for someone else.  The last name is not even close.  I got as many as 4 calls a day for 7 months from 4 different collection agences: Leading Edge Recovery Solutions, Accounts Receivables Management, Academy Collections Services, and some other company I can't remember.  Now I'm getting hang ups from Portfolio Recovery.  They call from numbers all over the U.S.  No messages.

    Based on the posts I see on this site & others, it seems these reps can be very abusive if you tell them they have the wrong person.  I really don't need that right now.  Whether it's a scam or not, you can't be really sure of who's calling you.  They can claim to be anyone, calling about anything.

    I reviewed my credit reports when I started getting these calls.  Nothing amiss.  I never answer calls I don't recognize anyway.  And I owe no one nothing, money or otherwise.

    I ignore them.
    • Caller: Portfolio Recovery?
    • Call type: Debt collector
  • 0
    Miserable in Missouri
    We get calls from this number at least 5 times a day, which begin as early as 6:30 in the morning and call as late as 9:00.  It displays as "Not Provided"on my caller ID so I ignore it & let it go to my voicemail, but they never leave any messages. Really want these calls to stop!
    • Caller: Not Provided
  • 0
    Frustrated
    This company purchases debts from other companies for cut rates then tries to collect original amounts from people.
    • Caller: Portfolio Recovery Associates
    • Call type: Debt collector
  • 0
    Tired
    this people have been calling me morning, noon and nights. so i took one of their numbers and created a forward list - so now when they call me they actually call themselves
    • Caller: PRA
    • Call type: Debt collector
  • 0
    LEAVE ME BE
    got a call 5:15 sunday eve....I really never answer my phone , I do not know how to receive messages, So I never got the message...thats why I put the number in web search.
    • Caller: 800 8600644
  • 0
    Ray
    I don't have any debt pending.
    • Caller: Unknown as always
  • 0
    Angry
    I keep getting recorded messages from a stupid broad about a debt that obviously does not exist nor has ever existred. I hope she get throat cancer and dies a slow, very painful death.
    • Caller: Portfolio Rotten [***]
    • Call type: Debt collector
  • 0
    Michael J.
    Surprise, surprise, it was Portfolio Recovery [***].

    Morons called on Sunday, July 31, 2011. On a SUNDAY, of all days.

    They haven't called again from this number (it is Monday now), so I won't block them just yet since we don't have an answering machine connected. They can eat ring tone and other excrement.

    It's just amusing to see what new number they'll call from next. Someone should start a pool here.
    • Caller: Portfolio Recovery [***]
    • Call type: Debt collector
  • 0
    rose
    Same here.started get this automated call from this company asking to return their call.  i just click off.  I wish the phone had a AUTOMATIC SEND TO spam button :) keep clicking off eventully they will go away.
    • Caller: 18008600644/portfolio
  • 0
    jason
    Receive a call from them at least twice a week.  The automated message says they are Portfolio Recovery Associates and that they are trying to collect a debt.  They never  ask for me by name nor do they say what type of debt I supposedly owe.  As I do not owe any debts I never bother to return their calls.
    • Caller: Portfolio Recovery Associates
    • Call type: Debt collector
  • 0
    Chicano Power
    About three years ago these folks attempted to scam me alleging I had an outstanding debt, which by the way I do not have a single blemish on my credit report.  What they did was send a very threatening letter with the letterhead "NCO Financial," I reviewed the letter and found it was a heck of an scam.  They somehow got hold of my credit accounts and used only partial account numbers; therefore, since I have a business law background, I wrote them back and told them to cease and desist with their fraudalent threats and I would be taking them to District Court in my state if they continued their fraudalent ways.  Well, they stopped until last week when they started bombarding me with "800 Service."  Our ID caller picked up the 800-860-0644; 877-849-2372;877-674-4280 and several others.  I suggest and recommend do not answer any call you do not recognize the number and if you receive a letter get yourselves an attorney and counter sue them.
    • Caller: NCO Financial
    • Call type: Debt collector
  • 0
    PFIGALILLY
    the caller is portfolio recovery a scam debt collector.  buys old debt written off by the  creditor (Over Five Years Old) for cents on the dollar and attempts to extort the sum from you................There parent company is Capital One Bank.  If one can grace them by calling them a BANK??????? No one I know answers there calls they may call as Portfolio Recovery or as toll free call...........They are really bad News.Good Luck!
    • Caller: Portfolio Recovery
    • Call type: Debt collector
  • 0
    never*give*ss# replies to youvebeenblockedsuckers
    Good luck with your block.  I've been getting calls & letters for over 5 years from Portfolio.  They have used several #s and several i.d.'s.  I owe nothing to them or anyone.  If I did my credit report would show it.  They always attempt to get some portion of my social.  When I was first contacted I assumed I was talking to a legitimate collector who had just made a mistake or had false info.  There's no reasoning with them; no straightening it all out.  I'm ready to give up my landline.  I do wish you well with your block.
  • 0
    europa
    In late April 2011, when in Mexico, I was given a magic jack from a friend. Prior to leaving for Australia on 2nd May 2011 I registered my Magic Jack and was given a CA number, and linked it to my email address.
    Today 7th Aug. I received my first ever call, via email, from 800 860 0644 which I will most definitely ignore thanks to everybody on this forum. It gets even more interesting because I am an Australian resident living in Australia and do not have a US social security number, sorry I forgot my US SS number is 00000000, it could be fun phoning up Portfolio Recovery but I feel as if I'd be wasting my time.
    • Caller: Portfolio Recovery
    • Call type: Debt collector
  • 0
    Don
    I received the same call as the others.  I wonder what the scam is.  How does one stop these calls?
    • Caller: Portfolio something
    • Call type: Debt collector
  • 0
    Deano replies to 240sx
    Suggestion!  A friend was constantly harrassed by this company and he organized a large
    group of his friends and relatives and they called this number ALL at the same time and when they were hung up on, they called back again............this dropped them to their knees as this ties up all
    phone lines!.........He has not recv'd. a call since and this was done a year ago.
  • 0
    JohnAB
    Have gotten a few calls from this place and from other places like this. I don't owe anyone anything. My credit is great. I have never gotten anything in the mail about alleged debt owed to anyone.

    they left no message, so... they're just calling because they LIKE my phone number :)

    We NEVER answer the phone anymore due to clowns like this.

    I can't believe that there are enough deadbeats out there that you can just randomly call numbers and eventually get someone to pay. Did someone go to college to learn this business? :)
  • 0
    KR replies to Scambuster
    I too am being harassed by a variety of these Toll-Free numbers(debt collecters) but I do not owe any debts. They call all day-everyday and night, I've turned off my answering machine, and rely on my Caller ID. But one of  the numbers are now new by this group called Portfolio Rec., it is 407-347-4021. Be on the look out for this one as well.
  • 0
    dounome987
    Reverse boycott. This company's own customers can destroy their cost/benefit ratio by consuming their service.

    When a company can repeatedly call with the intent of getting money their customers can repeatedly answer or call back with the intent of not giving them any. They need people to pay with as little talk as possible. They don't want to talk with people who know they are never going to pay. Be all talk and no pay. Answer when convenient. Call back. Give no information. Verify nothing. Ask as many questions as you can. Answer none.

    Don't ignore/block/report them. It doesn't work. These folks want you to ignore them for as long as you can stand to or until you give them something valuable like money or information. Ignoring them is being their good customer. Sending a cease and desist is giving information. It lets them know you are still alive and remain their good customer. Their legal model is less vulnerable than their business model. Preparing to initiate unlikely individual legal battles is being their good customer.

    Be their bad customer. Make them talk to you fruitlessly for as long as they can stand to or until they stop selecting you as their customer. These companies cannot spend seconds much less minutes on the phone with every person who will never send them a dime. But they don't know who that is. You do. That knowledge is power. Every second you can keep their staff on the phone will render their business less profitable giving them a reason to never call you again.

    Calling will not reset your SOL. Making a partial payment will.

    I like to ask general questions they should but usually won't answer. "May I have the name and address of your agent for service of process?" Calmly and slowly ask them to spell every word in the address. Read it back for verification. Control the pace. If they are rushing then politely ask them to slowly repeat. "Are you a corporation and if so in which state are you incorporated?" Repeat your questions when you don't get direct answers. When they won't answer a question ask, "Would you like to comply with the business and professions codes of your state?" That is usually the point when they hang up on me but if they say they want to comply then begin your questions again.

    Repeat while you have the spare time. These folks have many victims and few operators. If everyone calls back but pays nothing the mass auto-dialer business model becomes unprofitable. Don't aide and comfort the enemy by ignoring them. Call! Have a nice long slow friendly chat! Make them hang up first.

    Press 2 for Spanish.

    For any business, customers who consume the most resources but don't pay (or otherwise add value) become the least desirable. Most businesses will stop (cease and desist) soliciting an undesirable customer. Those that don't stop remain knowingly vulnerable to the actions of their undesirable customers. Few companies can afford to let everyone take a piece of them whenever they want endlessly. For instance they must pay staff to answer everyone's telephone calls which can be placed at your convenience for the joy of it. Call and consume their operator time without paying or giving information. Be a bad customer. The worst customer. Inspire them to invoke their right to refuse you service by not soliciting you.

    There are certainly enough victims with unlimited long distance to take down this company so ignoring/blocking seems downright Orwellian to me. Really? We're just going to passively submit and go with a block list or however we manage ignoring an endless stream of unwanted phone calls day after day? Hell no! Unite or remain conquered. Answer/return every call - become well practiced at keeping these folks on the phone - or count yourself not amongst the free.
    • Caller: pr
    • Call type: Debt collector

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