8008614840

I had a call from Calvary today saying she was Nancy Warsham and asking for a certain person who happens to be my daughter-in-law which I told her.  She asked if she was home.  I told her that she lives in another city up North.  She asked if I had her number.  I said I did, but would not give it to her as I didn't know what this was all about.  I told her I could pass her info on to my daughter-in-law, and have her get in contact.

She said they were not allowed to leave messages, but her number probably showed up on my phone so I could pass it on if I wanted to.  She asked if I wanted my number removed, and I told her that I did.

We'll see, I guess.  It's good to find out from so many of you what type of company this is!

You need to warn your DIL that she is the intended victim of a debt collection extortion scam.  One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They often call people that have never even been associated with you because they get erroneous information off of the internet.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Using the information supplied by CWG40:

Your Daughter in Law needs to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), and you should send them a "not me" letter (think of it as the best $6.59 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

Call multiple times per day, every day, on both my Cell and Work numbers. This company has numerous online complaints against them ....

Calvary Portfolio. Just lost my job last week, so now the sharks are circling.

Calls.  No Msg.  Not interested.  On Do Not Call List.

Calls but no messages. Based on info above, now blocked.

Debt collector

Debt collector

Yes and what to do has already been covered in this thread as well.

bottom feeders- call on old debts way past the statute of limitations

Calvary left this message on the answering machine. "He said he was a collection agency named Calavary Portfolio Co"

Well known debt scammers, which is why information was posted in this thread as to who they are and what to do about it.  Of course that means you will have to take the time to read those posts.

They are already on block.  Now, I know who it is after reading your responses.  Broadway is a good place for a show.  May, I join you?

Debt collector calling for someone else, they detailed the entire amount he owed and to whom.

Thank you John for your information I'm definitely going to follow up on the website you recommend thank you very much I had a feeling they were scammers

John posted here in 2012.  There is a lot of more current information right here on this site, if you take the time to read it.  You certainly won't learn anything new or get any help over there.

lvm to call to with an important message to call back. debt collector

They want me to call back!  HA.  I don't have time for this tomfoolery.  That's why I have an answering machine, i.e.,  to weed out crank calls.  It"s an obvious SCAM.

Red call on my cell - I too am signed up for the DNC
No VM left - I dont answer calls I dont expect or recognize.
After reading this - # is BLOCKED.
Wish there was something the people of the US could do to stop these a $ $ hole $ from the scams they pull -
WE GET HARASSED & THEY GET AWAY WITH IT!!!

I came across this info:

Cavalry Portfolio Services, LLC is one of the largest junk debt buyers in the nation. Cavalry buys up old charged-off debt from credit card companies, doctors’ offices, cell phone companies, retailers and even other debt buyers.

Cavalry won’t have the necessary documents to prove their case against you, and they are betting on the fact that most people allow junk debt buyers to get a default judgment against them.
Here are a few flaws that could potentially kill any lawsuit filed by Cavalry Portfolio:

Debt buyer can’t prove that you owe the debt.
- Statute of limitations has passed (the legal deadline to file a lawsuit against you – each state varies)
- Debt buyer can’t prove how much you owe.
- Debt buyer can’t prove that it actually has the right to sue you.
- Bad service.
- Inadmissible evidence.
- Providing “robo-signed” or false affidavits regarding the consumer’s debt.

You can also make certain counterclaims against the debt buyer, and one of the best ways to make a counterclaim against Cavalry is under the Fair Debt Collection Practices Act (FDCPA). The FDCPA prevents any debt collector from collecting amounts that they are not expressly authorized to collect under the contract, and it also prevents debt collectors like Cavalry Portfolio from using deceptive, false, or misleading representations in the course of collecting a debt. ;