832-623-7740

Got a call at my job from a man name Jimmy Howard saying he was trying to collect a debt from 2005 on a pay day loan i supposely took, he said the loan was for $542.00, but he would settle for $300.00, if i don't pay this he will file a civil suit agaist me, and i wiil be  serve on my job..i ask him to send me something in the mail in writing to show me, he stated that they don't do that. i call back the number he call me own and got the voice mail giving me a different number(832-623-7740) Something is up with them

Look up the Federal Laws on fair collection practices.  They have to provide written proof via the mail not email.  These guys are a scam.
We should all sue them for the maximum amount.  I am so ready.  Lets give them what they deserve.

I just got a call from this number and he stated he was a detective and if I did not call him back today at his extention, he would have no choice but to arrest me. I do not owe any money. It is not on my credit reports (had a guy tell me one time tell me they had an arrest warrent and were going to pick me up at work, they even called my work) Im not sure what it is for and he wouldnt tell me. They said they were going to garnish my wages, and put a lean on my property. Said I had to pay it TODAY. The guy today, left a message and said he is a "Detective".... Is this legal??? Can they impersonate an officer?

I just got the same call saying I owed a payday check from seven years ago and was threatened with arrest if I didn't pay them by 9:00 this morning. I called the number and asked for their mailing address so I could mail a certified letter for any future corrospondence and was denied five times from a supposed manager before he hung up on me. His name is Rick Deso. Why can't they do a simple thing and give their name and address????

I hope this helps

You are just a GS drone posting more baloney. What's wrong? The words "class action lawsuit" scare you? Well it should.

Got a mess today by a Mr Washington wanted verification of employment. Also, here's a new one called a neighbor in order to give me a message to call. When the neighbor asked how he got the # he said the library. That's gotta be illegal.

OMG!!....I have been getting calls from this man too...Jimmy Howard ....said I owed 600.00 to check-n-go back from 2008, I questioned him about it and said I currently have a loan with Check-n-go, so if I owed them money than how is it that they approved me for a new loan, told him I have a good record with them...and than he wanted me to pay by western union using the "receive code" 9115, he said if I pay by credit card there would be a 5% charge which comes out to 16.00 dollars. When he asked for the payment by western union that made me a little leary b/c I read about this before never make payment by western union. You should be able to pay directly with your cc card w/out extra fees. He said they've sent me several letters, which I have never received. They're calling my job, my sister-n-law and my cell phone number. I just spoke to this crazy man today....I am so GLAD I saw your post and when I saw you listed his name it gave me chills. Just to think I was going to make arrangements to pay them. The hell with that now.

Please help because I just got scared into given my bank info to them, because of the scare tactic that they used regarding jail time and such...I need advice fast quick and a hurry as to what I need to do to stop this madness. My aunt also was afraid of what would happen to me as well so she also was told by them that if she paid with 100 with her credit card to hold off on it going to the dallas county. Yes he said that it would only be a one time charge, but with finding this website and seeing all of the comments I know that they will press and try and ruin her account. I was told to fax over a letter stating that I authorize them to take money out of my account on such and such date, and then she faxed over a letter stating that she authorize them to take a one time charge only of $100. I know what I need to do to stop mine and will be doing first thing today, however, I tried to get her to do the same thing although they have a letter stating of a one time charge, do you think that they would still be able to attack her account? Please help!!!!!!

i received a call from Lt. Rick Desso, he said that i had a bounced check from a bank that i have never banked with or never even heard of the bank. the check was written for $595, he said i had to pay the money back before 5 am on 9/25/2012, or i was going to have a warrant out for my arrest and they were going to revoke my DL. if i could not make the payment by 5 am, i would have to pay $2695 by credit card or pre-paid check card. well i did a little investigating and i found some very helpful information that just might put a stop to this. i have his real name, address and phone number plus other information that may bring to justice. i have been trying to call different law inforcement officials on this incident, and no one could help me. if you have any information or may be able to help stop this, please respond!

I have been making 20.00 payments for months because that is all I can afford. I was told I would get a felony on my record if I didn't pay. I tried making a early payment this month which lead me to the page because the phone number I had for them has been changed and is now 8326494146 and even that one is not working. What DoD I get myself into and more important what do I do about it? I'm from Oregon and not sure what the laws are any help would be appreciated.

I contacted the my state attorney general yesterday and he finished the address I started to provide. They have had several complaints about this Goldman and Schwartz over the last few months. They actually calledm today because I put a stop on the automatic withdrawand they are no longer Goldman and Schwartz. They have changed the name and phone number. I am helping my state attorney general on this investigating trying to locate theses people. If you have been harassed too you might want to do the same,co.tact your state attorney general and file a complaint.

That is a complete lie they refused to take a money order . Their exact words to my wife were " we dont deal with mail here " . Now what debt collector have you ever heard of that doesnt deal in mail . We asked them to send me out something to show exactly when this transaction took place and where and how much we owed , and once again they refused . By law they have to send out notifications regarding the debt .

The address is for a UPS store if you look it up on goggle maps ............. this company is total bs

Starlette Foster is listed as the registered agent of the corporation with the Secretary of State.  She is also known as Star Amos, Denise Foster Starlette, Denise Williams, and Starlette Williams.  She is also associated with S Foster & Associates as well as Do Unto Others Incorporated (isn't that a lovely name for one of her companies).  Both of these are allegedly located at 8216 Fondren Rd, Houston TX 77074, which appears to be a town home or condo.  Interesting that all of the residences around there have one thing in common...burglar bars.  Phone numbers associated with that address are 713-541-1745, 713-484-7468 and 832-206-9331.  Those of you who have been getting these wonderful calls can now reach her at home.

These people are known scam artists, the BBB of Texas has a page about them online.
http://tinyurl.com/c4nqdba

If they contact you, ignore them. If they threaten you with arrest or anything else, tell them to go **** themselves. They have zero authority to do anything. Goldman Schwartz are a bunch of lowlifes sitting around in a rented office calling people and running illegal collection scams on them.

As we all now debt collectors are sharks in a blood feeding frenzy I worked there yes they break all fdcpa rules I stopped working there due to the lies and deceit not all companies practice this way. There are reputable companies out there but not them they lie about the amount of debt all you guys at some point unless you have Id theft need to check your cbr the debt may have been sold but if you never paid it then morally you are wrong and scammed the company then waited for statue of limitations to come so don't call the kettle black all of the credit business is shady either on the grantor or creditor :lesson for today don't ask for something and once you have used it whether it's a pay day loan or credit I would say we as consumers want a double standard right or wrong?

January 31, 2013:

FTC Action Leads to Shutdown of Texas-based Debt Collector that Allegedly Used Deception, Insults, and False Threats Against Consumers

As part of its continuing crackdown on scams that target consumers in financial distress, the FTC filed a complaint against Goldman Schwartz, Inc., three affiliated companies, and three individuals who own or manage them.  The operation did business nationwide collecting debts for numerous payday loan companies, including Ace Cash Express, Advance America, Allied Cash Advance, Checkmate, First Cash Advance, and MoneyMart.

Too bad they got shut down by the FTC. Not scammers but [***]

Oh my God they got me to pay $500.00 last october bcoz they said that a sheriff will come to my work to arrest me, they told me that my driver liscence will get suspended. I asked the lady where is the lawyer that kept leaving messages she said he was in court and cannot come to the phone. Thank God there are chages against them now for harrassment and fraud.

Airhorn works better.