8442797423
844 area code:
Toll-free
Read comments below about 8442797423. Report unwanted calls to help identify who is using this phone number.
- Mom| 4 repliesThis number is calling me asking for ex- husband, we have been divorced for 14 years. I didn't have this number when we were together. I call number back never get through. How do I make the calls stop?
- Caller: They never say a name
- Call type: Debt collector
- Alfalfa replies to Mom| 2 repliesHow can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
http://www.consumerfinance.gov/ - Frustrated replies to Alfalfa| 1 replyWish they would just stop! How can you get them to stop calling or request it in writing if they will not tell you their address (obviously they are not legit), but embarrassing and very humiliating defending your reputation to work place, relatives, friends....when you know you have done nothing.....even more frustrating! you can block the calls, but it doesn't stop them from just spoofing (making up another fake number) and calling from another number. Or calling another person (which is maybe they got your name) that is within your social media, or friends, or easily searchable on the internet. I am almost embarrassed to ask friends for a reference now if I needed one. UNREAL! Have reported them to FCC, FTC, and now will also report them to the CFPB. Also going to follow tips at FCC to see what my phone company can do.
- Patcalled today asking for my son in law on my land line. They left a call back number and case number on my voice mail. I will pass the info on to him but advise him not to call back as it is a scam.
- WandaI received a message that this number was trying to contact my husband. I called them back. Female named Allison with very broken English answered. I asked what company she worked for. She asked for a reference number. I said I would give it to her when she told me who she worked for. She said company name was IPS. I asked what IPS stood for. She immediately hung up on me.
- Caller: IPS (Allison)
- Heather replies to KimberlyThis conversation is EXACTLY the same conversation I had from one of the numbers above. The scary thing is they knew my social security number. They also contacted my family as well. I'm just as angry... Something needs to be done about this!!
- sherryI have been getting multiple calls from this number for an ex boyfriend 10 years ago. I have called back and gotten the busy sound a lot but the other day i actually talked to someone who said they will remove my number but it takes 24-48hrs (doubt it will fix the issue though).
- RR| 1 replyI received two calls from this number today. The easiest and most effective way to deal with is:
1) Never answer a number you don't recognize,0 especially if they don't leave a message. They may leave a message, but remember, any legitimate business trying to reach you won't call and hang up- they will always leave a message.
2) If they do leave a message stating you need to call their lawyers back, do not call back.
3) Block the call
4) See if there's an entry on this site about it, if you're curious.
To simplify matters, just do #1 & #3- Caller: Unknown
- Annoyed GuyNot only have they been blasting my phone These freekin bleeps somehow got ahold of my parents number and left 3 messages...and they're not even in this state.
- cheriThe number 1-844-279-7423 keeps calling saying they have a case number and when I call it back it just rings. Now they are calling my mom's place of work looking for me!!!
- TheHolyHandGrenade11 PAGES of REPORTS for this number have accumulated IN LESS THAN 10 DAYS!
(November 2nd 2015 to present).
Sounds like another criminal extortionist got their hands on a database.. DO NOT allow these calls to cause you stress or anxiety as that is exactly what they are hoping. It's scammer scare tactics focussed on creating a sense of fear and steal money from you immediately with hopes it frightens you into a poor decision. DON'T fall for it.
These calls are coming from what is referred to as a Zombie Debt / Dead Debt / Non-Existent Debt Collector. They purchase a database of consumer information. This database's consumer information is collected so if you have;
- applied for an online loan (regardless if you received one)
- applied for a payday loan (regardless if you received one)
- applied for a title loan (regardless if you received one)
- applied for debt consolidation online (regardless if you went through with it)
- paid off any or all of the above.
- a company you were doing business with (insurance, credit, etc.) had their database hacked into.
If so there's an awful strong possibility your name is in the database that the Zombie Debt Collector currently has in their possession and are going down the list using any info they have to sound legit.
It does not matter if you tell these callers that you;
- never took out a loan.
- paid the loans off and have proof.
- filed and or received a partial or full bankruptcy discharge.
They will ask for more info (your social security number, date of birth, mother's maiden name, etc.), anything that will assist with adding to the database and sell it. They will ask for proof. They might even tell you that the money supposedly owed can not be covered under any US Bankruptcy laws / court decision. (FALSE)
Always remember..
- Legitimate companies DO NOT hesitate to state their company name immediately when calling, whether it's leaving a message or you answered the phone.
- Legitimate companies DO NOT spoof a phone number (deliberately falsifying a telephone number and/or name relayed as the Caller ID information to disguise the identity of the calling party.)
- Legitimate companies DO NOT call posing as a "process server" or "legal locator" with threats of being prosecuted, served papers, or going to court. (Note: Process servers don't call you ahead of time, leave a different number to call back while giving you a last chance to "pay up". Process servers show up and serve.)
- Legitimate debt collection companies MUST send you a letter by United States Postal Service postmarked 5 days from initial contact. That letter should clearly list their company letterhead and information and the original lender of any loan with the accurate dates, the account (bank or credit union) for which it was deposited and the contact information of the original lender.
- NEVER give your full or partial social security number, date of birth, full name, etc should they ask this info for "verification" that it is you they are speaking to. *This is referred to as "phishing". It's an easy way to have your identity stolen.
- Should you accidentally answer a call from any Zombie Debt Collector or Debt scammer, make sure to Write down the time, date, phone number(s), person calling, company name, conversation and any details of the call.
Educate yourself by reading this section of 800notes: https://800notes.com/arts/
Find out who to report these scammers to here: https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
ALWAYS read the previous posts on any number thread such as this. It will usually not only tell the story, but show how long it has been going on as well as the experiences of those called before you.- Caller: Informational
- TMSI received a call from this company today on my cell phone, and when they couldn't reach me, they then phoned my husband on his cell phone. The automated message gave my name and a "claim number" but he did not write the number down. I just checked my credit report and have no outstanding debts other than my car and student loan, nor do I know of any unpaid or unsatisfied debts hanging out there in my name. I'm certain this is a scam.
- Call type: Prank
- ConfusedGot a call from this number today. 844-279-7423. It called yesterday too and left message for someone else and a case number of 3267224. I just contacted my AG's office. I have blocked the number and have never called them back. What's really funny about all this is that I live in a State that doesn't have Payday Loans and the messages they are leaving is for someone else I don't even know. Going to contact the FTC next. And The 1st call they made was on 11/09 and today is 11/10. Must be a new SPAMMER/SCAMMER from looking at all of your posts. Looks like they started calling everyone around the 1 or 2 of Nov.2015. I just hope that everyone who gets a call from them comes here to post their complaint. I intend to print out each and every page of complaints here to mail to my AG's Office for their investigation. If we all work together we can try to stop [***] like this.
- Elspeth replies to FrustratedYou shouldn't be embarrassed at something you didn't do - print up at least a few pages of this thread and give them to your HR and/or manager, so your employer knows you're being victimized by foreign scammers. Also alert your friends and family that this is a scam. You're not the only one going through this, as you can see.
- ConfusedJust contacted the real IPS Company and read their NOTICE. I left a message for them to contact all the numbers that you guys provided. Since the people calling us are reporting as calling from their company and they are a reputable international company one would think that they would not want their reputation tarnished by a bunch of fraudsters. Besides they have the finances to track these scammers down and restore their good name. A Disclaimer Notice does nothing to maintain their credibility.
- ConfusedWish there was a way to report all the numbers they are using to the NSA. The NSA works for us the American people, they should be going after fraudsters like this. They should put their Spy abilities to good use by protecting us instead of making us look like the bad guys and spying on us.
- Juli| 1 replyRepresentatives from a company they refer to as IPS have been calling me, my husband, our son, and my mother for the past few days and leaving an automated call saying that they have a claim in their office in my name. I had blocked the number on our phones, but I found out they were calling my 76-year-old mother's home phone, I called them back. I knew it was a scam, but I had to try to get them to stop harassing her. I spoke with them six times today, and my husband spoke with them once. Those were the times that we called them. We spoke with two different women. One was named April, and I am not sure what the other name was - only that she had a somewhat "Caribbean" accent. After they hung up on me several times, I finally got them to tell me what they were supposedly trying to collect on. They said I had a debt from 2013 (which I did not have) that I had made arrangements to pay from an account with a bank that I do not use. When I told them that I neither had an account with that bank, nor did I have the debt, and I asked them again to stop calling me, I was told that they would continue to call until I paid. That was my fifth call to them. I called one more time, and when they answered the phone they did not say anything - did not use the "greeting" that they had been on the previous calls. I said, "Hello?" The representative said, "How can I help you ma'am?" I said, "You just told me that you would not stop calling me, so I will not stop calling you. We can do this all day until you take all of my phone numbers out of your system." She said, "Your numbers have already been removed," and then she hung up. So far they have not called back today, but we will see.
- Caller: IPS
- Call type: Debt collector
- nicole replies to International scammerWOWWW Literally the EXACT same thing just happen to me! EXACT! I got into with a person named SORIE! SUPER unprofessional that, that alone gave it away that they can be a real debt collector! I even called back and BOOM got the same lady! Same person who couldn't speak English! MAgically my call broke up as well!
- WolfmanJack replies to JuliThis is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php - MAY| 1 replyThet tell me i owe pay day loan and to set up visa debit card from walmart every month for 100.00 does this sound funny
- Caller: IPS COLLECTIONS
- Call type: Debt collector
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