855-875-4062

Left a message stating they were from Southwest Credit about a debt and left their message to call them back. Don't know why they called me and don't care, will not be calling them back.

Called work # & automated woman said she was calling from Southwest Credit about a debt. Said to call 855-875-4062 but caller ID said the # was from Campbell, CA 408-796-4016.

I did not answer but looked up the Area Codes on my list and found that 855 and 866 are NONEXISTANT AREA CODES.  Does that spell SCAM or what?

This number keeps calling me several time a week, but I refuse to answer.

Received call today from number 334.649.8447. They left message to call back 855.875.4062 Southwest Credit Collection. Did not call them back. Knew it had to be a scam. It's so helpful that you can look up questionable phone numbers here.

Scammer

Call everyday and leave the same message.  Called it back and no real person

Southwest credit. Definitely a scam

You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

SOUTHWEST CREDIT SYSTEMS, LP AKA SOUTHWEST CREDIT AKA SWC GROUP, LP AKA SWC SOLUTIONS, LP AKA TRIGON INVESTORS, LLC
Posted in:  https://800notes.com/Phone.aspx/1-214-589-6354
https://800notes.com/Phone.aspx/1-800-462-3894
https://800notes.com/Phone.aspx/1-855-871-2839
https://800notes.com/Phone.aspx/1-888-244-2299
https://800notes.com/Phone.aspx/1-844-695-9395/6
https://800notes.com/Phone.aspx/1-651-829-6994
https://800notes.com/Phone.aspx/1-267-519-1278
https://800notes.com/Phone.aspx/1-817-984-4529
https://800notes.com/Phone.aspx/1-844-857-7864
https://800notes.com/Phone.aspx/1-312-508-5998
https://800notes.com/Phone.aspx/1-402-951-9283
https://800notes.com/Phone.aspx/1-877-818-9174
https://800notes.com/Phone.aspx/1-937-999-2652
https://800notes.com/Phone.aspx/1-844-801-3107/2
https://800notes.com/Phone.aspx/1-602-652-2794
https://800notes.com/Phone.aspx/1-855-875-4062
Web site lists an address in Texas:  http://www.swcgroup.com/
BBB gives them an accredited B rating with 566 complaints and 9 negative reviews:  http://www.bbb.org/dallas/business-reviews/co ... rollton-tx-2351
Texas doesn’t give out much information for free, but by using Bizapedia, I was able to determine that they are also registered in Florida.  Sunbiz.org has this:
Foreign Limited Partnership SOUTHWEST CREDIT SYSTEMS, L.P.
Filing Information
Document NumberB03000000334 FEI/EIN Number200112204 Date Filed10/06/2003 State TX Status ACTIVE
Principal Address
4120 INTERNATIONAL PARKWAY
SUITE 1100
CARROLLTON, TX 75007

Changed: 01/29/2010
Mailing Address
4120 INTERNATIONAL PARKWAY
SUITE 1100
CARROLLTON, TX 75007

Changed: 01/29/2010
Registered Agent Name & Address C T CORPORATION SYSTEM
1200 SOUTH PINE ISLAND ROAD
PLANTATION, FL 33324

Name Changed: 11/23/2009

Address Changed: 11/23/2009
General Partner Detail Name & Address

Document Number M03000003337

TRIGON INVESTORS, LLC
4120 INTERNATIONAL PARKWAY, SUITE 1100
CARROLLTON, TX 75007
I was then able to ascertain that Trigon is the actual owner/company name:  http://start.cortera.com/company/research/l1n3sym3m/trigon-investors-llc/
And from that, Bizapedia lists some of the head criminals at this organization:
http://www.bizapedia.com/tx/TRIGON-INVESTORS-LLC.html


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general