8664969922

I got a message from 866-496-9922 Ext 2500 and said there was a complaint involving my SS # and that I needed to contact them.  I am glad I looked up the number before I called them back because I have no idea what this would be for.  Thanks everyone for letting us know it is a scam!

You clearly work for that scam of a company and not everybody that has problems paying loans intend for that to happen. Have you heard of hard times, hardships or just plain bad luck. Get a legit job and stop calling people cussing them out like a bunch of inbred, uneducated, low life piece of trash those callers are ( and you if you work for them) are. I hope and pray that everybody that associates themselves with that scam has the worst luck, and fortune possible. God is watching so you KEEP IT UP. Take the money you have scammed from people and get an education and stop feeding off of other people's bad luck. Hopefully your family or yourself will see what it's like to have thing unexpected to happen.

You clearly are one of the low life, inbred, uneducated pieces of crap that harrass people for money and have no education so you have to resort to trying to steal from people. Hopefully you and your family will suffer a great amount of hardship and heartache likeyou cause. They are a scam and I spoke with the credit union, Payday loan ( that was paid off) and the DA in my city. So to you people on here that are taking up for this trash, get a life and learn how to do something other than be a no good waste of space.

These people have been calling my work and threatening to arrest myself or who ever answers the phone. They are telling the staff that they are sending a sheriff to arrest me for check fraud.  Swearing and being verbally abusive.  I have filed a complaint with the FTC and sent a certafied cease and desist. Next will be the Attorney General. They wont give me an account #, they wont mail me a bill, I wont pay!  They said they mailed a letter so I asked to what address did they mail it? This really pissed the lady off and she told me to quite playing games and pay my bills!  LOL I'll pay mine but not hers!  They are constantly calling and saying I've committed check fraud, interesting as I thought that the DA went after that and I HAVE NO CHECKING ACCOUNT! LMFAO

Hope these M*&^%# F*()^$# get shut down!

Good luck to  the rest of you....
BTW has anyone had any luck getting rid of these lunatics?

I just found this useful information from another poster who is dealing with another outlaw agency, which provides a link for expedited reporting to the Georgia Office of Consumer Affairs:

https://800notes.com/Phone.aspx/1-800-781-3445/3

I was also harrassed by these guys.  I spoke with the Georgia Office of Consumer Affairs who handles complaints for the Attorney General in GA.  The gentleman that I spoke with said they are fully aware of the practices of Brown, Stein & Weissman and have a current open investigation.  He asked that I send a statement via USPS to GEORGIA GOVERNOR'S OFFICE OF CONSUMER AFFAIRS, 2 MARTIN LUTHER KING, JR. DRIVE SE, SUITE 356, ATLANTA, GEORGIA 30334-4600 or fax to 404-651-9018 describing my contact with this company and their practices.  He asked that I use the form located at http://www.georgia.gov/vgn/images/portal/cit_ ... mplaintform.pdf for expedited processing by their office.  He stated that it's extremely important to their case to include in my statement if the phone representative claimed to be an attorney, claimed that the firm is a law firm or alluded to the firm being a law firm or having lawyers on staff or something about a  network of attorneys that work for their firm.  He also asked me to end my statement with the line below:

I respectfully request that the firm Brown, Stein & Weissman, LLC be prosecuted under the fullest extent of the law pursuant to 15 USC §§ 1692 § 814 and State laws regarding Fair Debt Collection Credit Practices.

Received a call at my office from this number threatening....

I called someone and got a lady and asked where to send my money order and she gave me this address, this is the location they are working from, 2759 Delk Road, Suite 2550, Marietta, Ga  30067,I called information on property to see who business is listed at that address and they gave me Insight Recovery Solutions so you might want to report this location also and not the one they have listed as their address,  from my research that is not even an ligitimate address. LOSERS!!!!

I'm so glad I found this site!! I looked up some numbers that were calling me but not leaving messages. I even had one call me really late at night and then demand that I pay them right away! I told them It Was Too Late to call- I've actually won two lawsuits against debt collectors for violating it the time ordinance thing. It's been around for a long time, you'd think they would know better! If they are harassing you, it's ILLEGAL! If they tell anyone besides you or your wife/husband about the debt, it's ILLEGAL!! If they are really nasty with you (swearing!), that's against the law too! Don't let the debt collectors harass you, know what they can do and what they can't. You can even talk with an attorney about it. Try Mark Carey Law Office at 877-909-MARK, That’s who sued them for me and helped me with everything!

I keep getting calls from this # and they never identify themselves or the company they represent...whatever...I am definitely NOT calling them!

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

NEVER ASSUME THEY HAVE A VALID DEBT OR LEGAL RIGHT TO COLLECT.  

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

Debt collectors MUST FOLLOW your STATE laws regarding licensing.  Check your Secretary of State for licensing requirements for ANY collection agency that contacts you


READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Time-Barred Debts
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt144.shtm
There’s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors — or if you dispute the legitimacy of a debt — a debt collector may contact you.
“Time-barred” debts are debts so old they are beyond the point at which a creditor or debt collector may sue you to collect. State law varies as to when a creditor or debt collector may no longer sue to collect: in most states, the statute of limitations period on debts is between 3 and 10 years; in some states, the period is longer. Check with your State Attorney General’s Office to determine when a debt is considered time-barred in your state. You can find contact information for your State Attorney General at www.naag.org.
Federal law imposes limitations on how debt collectors can collect debts, including time-barred debts. Under the Fair Debt Collection Practices Act (FDCPA), a “debt collector” generally is any person or organization that regularly collects debts owed to others. The term includes lawyers who collect debts for others on a regular basis, but it does not include creditors collecting their own debts.
The FDCPA prohibits debt collectors from engaging in any unfair, deceptive, or abusive practices while collecting debts. It does not erase any legitimate debt that you owe. To learn more about your rights under the FDCPA, click on www.ftc.gov/bcp/conline/pubs/credit/fdc.htm.
Collecting Time-Barred Debts
Most courts that have addressed the issue have ruled that the FDCPA does not prohibit debt collectors from trying to collect time-barred debts, as long as they do not sue or threaten to sue you for the debt. If a debt collector sues you to collect a time-barred debt, you can have the suit dismissed by letting the court or judge know the debt is, indeed, time-barred.
Whether a time-barred debt — or any debt for that matter — can appear on your credit report depends on how long the debt has been delinquent: debts that have been delinquent more than seven years cannot appear on your credit report, with certain exceptions. In addition, a debt collector may not try to collect a debt that has been discharged in bankruptcy, no matter when it was incurred. To learn more about credit reporting, click on www.ftc.gov/bcp/conline/pubs/credit/fcra.htm.
Contact with Collectors
Can a debt collector continue to contact you about a time-barred debt you don’t think you owe? According to the law, if you send the debt collector a letter stating that you do not owe some or all of the money within 30 days after you receive written notice of a debt, the collector must stop trying to collect until you’ve been given written verification of the debt, like a copy of the bill for the amount you supposedly owe. The collector can renew collection activities once you’ve gotten proof of the debt.
You can stop debt collectors from contacting you about any debt, regardless of whether you owe it, by writing a letter telling them to stop contacting you. Once the collector gets your letter, it may not contact you again — except to say there will be no further contact or to let you know that the collector or creditor intends to take some specific action. Sending a letter doesn’t absolve you of the debt if you actually owe it; the debt collector or creditor still could sue you for the debt.
Future Collection Efforts
The best way to protect yourself from future collection on any disputed or partially settled debt is to get a form or letter from the creditor or collector that releases you from further obligation. To make sure the release is valid, you may want to consult an attorney. If you believe that a debt collector violated the law, you have the right to sue in a state or federal court within a year from the date the law was violated. If you win, you may recover money for the damages you suffered, plus an additional amount up to $1,000. You also may recover court costs and attorney’s fees. You also may want to report any problems you have with a debt collector to your State Attorney General and to the Federal Trade Commission.
The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a new video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
October 2004

I called someone and got a lady and asked where to send my money order and she gave me this address, this is the location they are working from, 2759 Delk Road, Suite 2550, Marietta, Ga  30067,I called information on property to see who business is listed at that address and they gave me Insight Recovery Solutions so you might want to report this location also and not the one they have listed as their address,  from my research that is not even an ligitimate address. LOSERS!!!!

Wrong Address, this is correct address:

I called someone and got a lady and asked where to send my money order and she gave me this address, this is the location they are working from, 2759 Delk Road, Suite 2550, Marietta, Ga  30067,I called information on property to see who business is listed at that address and they gave me Insight Recovery Solutions so you might want to report this location also and not the one they have listed as their address,  from my research that is not even an ligitimate address. LOSERS!!!!

I called someone and got a lady and asked where to send my money order and she gave me this address, this is the location they are working from, 2759 Delk Road, Suite 2550, Marietta, Ga  30067,I called information on property to see who business is listed at that address and they gave me Insight Recovery Solutions so you might want to report this location also and not the one they have listed as their address,  from my research that is not even an ligitimate address. LOSERS!!!!

I got a call from this number ext. 2293 Anthony Smith.  I sent the first payment because i knew I had a debt with that particular company he named, but for some reason today something told me to google the compan and I say the post from all of you saying it was a scam. Now I don't know what to do.  I had gotten some advice from Paul White at this company about a month ago on another investigator. So I called him today didn't give him my name or anything like that just wanted to know if Mr. Smith would send me something in writing and he told me to make the payment and he would send me a manual receipt.  Now I don't want to give them the rest of the money especially if this is a scam. I have already given them $285 I can't afford to give anymore if this is not real. Advice please

I got a call from a Mr. Wells on 08/27/2010. Let me rephrase that I got 6 calls in less than an one hour mind you this was after I told them I was at work telling me they were going to issue a warrant for my arrest for check fraud. I asked if the could provide written documentation of the debt. They said it would be used against me as evidence at court and my lawyer would have to fill out a form for these documents that supposedly have my signature on them. I don’t know what they were thinking to tell me I could not have these provided to me because they HAVE to give it to you upon your request. I still have not received the other documents he was supposed to fax me proving who he was what company he worked for or the debt collector he was collecting for. So I would suggest sending them a Cease and Desist Letter. If they contact you after sending this certified mail (make sure you keep the copy of the signature they mail you back) you have all rights to file a lawsuit against them.
You will need thier address which they will not provide you. 4514 Chamblee Dunwoody Dr. suite 262 Atlanta GA 30014
Here is an example:

Debt Collector’s Name
Address
City, State Zip

Re: Account Number

Dear Debt Collector:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.

Sincerely,

I would suggest sending them a Cease and Desist Letter. If they contact you after sending this certified mail (make sure you keep the copy of the signature they mail you back) you have all rights to file a lawsuit against them.  their address is 4514 Chamblee Dunwoody Dr suite 262 Atlanta GA 30014
Here is an example:

Debt Collector’s Name
Address
City, State Zip

Re: Account Number

Dear Debt Collector:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.

Sincerely,

they are required by law to send you the information in writing WITHOUT your having to ask for it.

they are required by law to TELL you that you have the RIGHT TO DISPUTE the debt and how to do it.

They refuse to send anything - because they DO NOT HAVE it to send.  Junk Debt Buyers NEVER HAVE PROOF - just a database with OLD OUTDATED information that will not stand up in a court of law.

They are ALSO REQUIRED TO PROVE they have the LEGAL RIGHT  TO COLLECT IT  (chain of title)
many of these junk debt collectors do not have the LEGAL RIGHTS to collect the debts.

I too received many serious and threatening phone calls and voicemails from this number except my caller was a Thomas Caesar at extension 2800. He had a thick accent and lots of background noise. I was even transferred to a "litigations dept" and spoke with a Scott Osborne. He had all my information and my families information and I thought it was a legit company. Thye gave me a case number and said if I dod not settle this debt with payment, I would be sued for check fraud.I made the mistake of believing them because I had had a debt with Advance America in the past. I gave them my cc info to set up payment arrangements to clear my name. They said by doing this, it would keep my name off the court schedule in my county. Thank goodness my husband did not trust the company and found multiple websites showing this number is a fraud. I thankfully cancelled my cc in time and they will NOT get a penny from me. Please stop these a**holes! I spoke with the authorities in my town and they are aware of this fraudulent company. I hope they all get busted and rot in jail. Listen to me people, I don't trust anyone, and these people were very convincing. I truly believed them. BEWARE!!!!

My brother just got a call from Mr. Wells, 866-496-9922, ext 2740, saying he was looking for my ex-wife for check fraud. My brother called me wanting to know what was going on and I told him I had no clue. Good thing I found this post. I was actually a collection manager for more than ten years and know how people are supposed to be treated when trying to collect a debt and what you need to provide them with. These guys are clearly a scam and should have to pay for their unwarranted threats. Anyone interested in filing a class action lawsuit? I think we should, as there are many people that this company seems to be defrauding.

I just called Mr. Wells back to have a little fun. He asked me to hold but I didn't feel like it so I hung up and he called me back a few minutes later from 678-951-0728, which is kind of strange because 678 doesn't even seem to be an exchange any longer. Oh, and he calls himself "Investigator Wells", I suppose to try and intimidate people.  Anyway, I asked for Paris, who according to another post on here is the owner. It may be right, because he said she wasn't available. I told him to have her call me so I can discuss things with her. I doubt if that will ever happen.

So, is anyone with me? I think we could find an attorney that would handle a class action lawsuit against these fiends. Anyone else think this is possible?

You must work for them.  Agreed people should pay debts but debt collectors should follow the law