866-545-9413

We were so happy to read your post... I have been calls in regards to same.... My wife just got off phone with them.. they were all to quick to negotiate a supposed $7,000 plus debt down to $480 but would not provide any documentation, verification, would not even send a copy of the supposed correspondance that I never received.  Would not seny anything until AFTER the payment was made.... I called the FTC.  Was curious of your ultimate outcome... and thoughts....

they are calling me

Received a call from them on my voice mail. Their English is worst than mine - really difficult to understand. Threaten to send a court order in 24 hours to a county where I never lived. If you don't return their call, they will ASSume that you are the person they think you are. Didn't return their call, as I'm not the one they are looking for. Checked their feedback here and found they are scammers.

Returned phone message given to my wife, stating “we left an URGENT message for (name) yesterday and it is IMPERATIVE that he return our call IMMEDIATELY!!”.  The caller identified herself as “CCN Investigative Services” at (866) 545-9413.
Checking on the Internet, there was no listing for a “CCN Investigative Services”.  A reverse lookup on the phone number disclosed the owner of the number to be “BCN Financial Services, www.bcnclaimservices.com, 7209-J East W.T. Harris Blvd, Suite 121, Charlotte, NC, 28227”.
There are numerous accounts online of threatening and deceptive behavior in violation of the Fair Debt Collection Practices Act ("FDCPA") and Georgia law.  Of course, not all of these accounts were from Georgia citizens, but I am not a lawyer and am only somewhat knowledgeable of the laws of my own state.  I have worked in the past as a debt collector, however, for a collection agency, a law office, and a major national retailer for which I did collections and also approved credit card applications.  I worked in the collection/credit industry off and on for seven years.
Knowing who I was calling, and having no unpaid debts whatsoever and a perfect credit rating, I dialed the number for BCN, the woman that answered asked for my “case number”.  I gave her the number that was left with my wife.  She came back on and said, “I need to verify some information about you, to make sure I have the right person.”  I said, “Fine, but I need to know who YOU are before I give you any information.”  She replied, “I am Investigator Davenport. I need to verify your address, date of birth, and the last four digits of your social security number.”  I said, “I'm sure you understand, but with all the identity theft going on, I need to know what company you are with and their address.”  Investigator Davenport replied, “I understand, but you don't have to worry about that with us.  First I need to confirm your address.”  I said, “That's fine, but I can't give out any information about my SSN to a stranger over the telephone.”  Investigator Davenport replied, “Well that's up to you, but you can expect the Sheriff to show up at your house or job, and you may be served, or even arrested.”  I replied, “Well that's just fine, I have nothing to hide.”  Investigator Davenport replied, “Well then, we'll see you in jail!” and hung up on me.
I guess she sure showed me!
What “Inspector Davenport” did is patently illegal under numerous laws.  In fact, it is a criminal offense on it's own.  I suppose I'm supposed to be real scared and call them back for more abuse. WRONG!!
No one is required to give any information to anyone over the telephone, period.  It is illegal to deliberately pass yourself off as a Private Investigator, Detective, or any other kind of law enforcement officer; “Investigator Davenport” did exactly that.  Many others with complaints on the Internet report the same, and the threatening and harassment of parents, employers, and relatives.  All patently illegal under the FDCPA.

I got a call from someone at this number today and they left a message.  They asked for my ex wife and said that if they did not hear from her by the end of today they would file a claim in Dallas County and issue a possible summons where someone would come to my house and give it to me.  

I almost couldn't stop laughing. Right, like I am going to give out any information to a creditor.  I wouldn't wish that on anyone.

By the way, I forgot to add this person, Alisha Parker, said she was with the Dallas County court system.

Ha!

Just Wondering, what was your outcome.

I also got a call from this company and a woman's voice told me about a civil suit against my relative who doesn't live in my house anymore. When I asked her what kind of organization they are, the woman instead asked me the last four digits of my relative's SSN . I told her that she didn't have the right to ask anybody their SSN over the phone and their organization was not legal, then I hung up. She sounded mad and called me back, I didn't pick up the phone, so she left a message on my answering machine. The ID shows that they are from NC. I will report this number to BBB. Lots of scams out there!

This is from BCN Claim services. I spoke to a George Raffino, he spelled it out for me because I saw online how they are scammers. They MAY not be scammers but they are doing is illegal under the Federal Trade Commission. To any and all who want info I am happy to share what I have. Their website is: http://www.bcnclaimservices.com/  Their address is: 7209-J East W.T. Harris Blvd, Suite 121, Charlotte, North Carolina, 28227.  He had a woman, Reagan Rice (she spelled it too), who verified my address, social security number and other information.

He does harass people you know and he read a list for me. Some I knew, others I didn't. Acted like I was lying for the ones I didn't know.

They also wanted my drivers license number and I refused. The other info they had and that was more than anyone should have.

Tell them to stop contacting you and they must comply. Read the Federal Trade Commission information at: http://www.ftc.gov/os/statutes/fdcpajump.shtm

I wrote up all the details and reported them. They will send you a number for the report.

I too was told they were in direct communication with the Union County Sheriff's office, which is a lie. I included in my report to the Federal Trade Commission. Hopefully if enough people report them somebody will do something!

Another name I got was on an email from David Hammond, in Client Relations.

I recived a call regarding my husband and that he needed to return there call imedeatly regarding a complaint filed aginst him. Then another that he has a cival suite being filed aginst him in LA county. and no other info. With repeted attempts to return there call and several messages left I decided to look it up on line and found this. Thank You

hope you all checked out Dateline on television this evening , these kinds of low life debt collecters were the main topic . The cameras went inside their business which infact is owned by a convicted felon, it is just a matter of time before these people will be out of business. Contact your states Attorney if you have been threatened.As for Texas we are in a state where you cannot even be sued for a credit card debt much less be arrested, and statue of limitation is 7 years after the last good faith payment .

These people are sharks, just trying to scare others into paying off old credit card or related debts that are most likely WAY past the statute of limitations. Most states have a maximum of 4 years for dealing with credit cards, then all legal issues are void. You can always look online for information on this.

The whole "civil" suit nonsense is this company trying to scare people.

Don't fall for their scams and advise your family members to ignore their calls.

After reading through the posts in this thread, it seems that BCN SOP is to first call a relative you lived with many years ago.  That gets the relative worked up and worried their child might be getting hauled into court, and then they call you.  This it what happened to me int he last twenty four hours.  Telling them that the debt is noncollectable, not legally actionable doesn't deter them.  As the person I spoke with said, "I could tell it to the judge."  Now, I wasn't threatened with the local popo coming to my home or work to pick me up.  Still, I'm just as PO'ed.  Thus far I've filed a complaint with the FTC, the SC Department of Consumer Affairs, and the Charlotte BBB.  I'm not sure if I need to contact my county sheriff, the SC AG's office, or the NC AG's office.

FWIW, if they claim to not be a collection agency, then what is this other business that has the same 866 number:

http://www.bcnfinancialinc.com/

An assets receivable firm?  This outfit is scum, I hope they get a taste of their own bitter medicine.

Everyone that's being contacted/harassed over noncollectable debt needs to report them to the Charlotte, NC BBB.  Also, file a report with the FTC and your state's Consumer Affairs agency (or whatever gov't body in your state handles situations such as this).  You may want to also enter a post in at budhibbs.com, The Consummerist, etc.  Be noisy and shine some light on these people.

Some woman woke me up at 7am screaming into my machine about my being named in a civil suit.  I picked up the phone (they had called a few times before leaving a message and I ignored it - what I should have done this time also!).  I was transferred to Investigator Long who informed me of the debt owed and immediately offered to settle with me for approx half of the original balance (they claim they are not a collection agency but offer settlements??) I inquired as to the "payment arrangements" he kept talking about and was transferred to a Dean Avocado who then wanted my banking information.  I stopped the call at this point, partly to speak to my husband and partly because at this point I wasn't feeling too comfortable with what was taking place.  At one point during the conversation Dean told me that I could not call back and that if I didn't settle this right now he couldn't stop the court action.  I challenged hiim on that and he said he would work up a payment plan and have the information ready for me when I called back.  Needless to say I will not be calling them back.  I did some research and in my state the statute of limitations is 6 years...this debt is over 10 years old.  This is a time barred debt that they cannot legally collect...now that doesn't mean that they can't call me and try to collect it.  I have filed a complaint on BCN Claim Services with the FTC and will also file one with the attorney general of my state and North Carolina (they lied and told me they were calling from South Carolina..even tho my caller ID has their area code).  Do yourselves a favor and don't believe the postings on here from people who claim to have gone to court and lost.  Get legal advice right away and fight this.  These guys are taking advantage of our fears.  We can't allow people like this to continue to operate such a horrible business.  FIGHT BACK!

Forgot to add...they also told me they had a direct line to the sherrif's department in my county (which they couldn't pronounce) and that if I chose not to settle today that within 3 days the Sherrif would be knocking on my door with the summons for the civil suit.  I was told that a representative of their company would be in court with me but that I would certainly lose the suit and end up owing a lot more than the original balance.

In SC here, and have filed complaints with our Dept. of Consumer Affairs, the Charlotte area BBB, and the FTC.  A news crew ought to do a expose on them, ala the Dateline NBC report from a couple of weeks ago.

I believe I have BCN's physical address:

BCN Financial, Inc.
3126 Milton Rd
Unit 215
Charlotte, NC 28215

It's located in a fairly nice strip mall/shopping center called East Town Market

My sister (who has a different last name than I) got a phone call at her house, where I have NEVER lived or gotten mail...from Courtney Lawson 866-545-9413 saying I was going to be sued in Harris County, Texas ..and so on..sister relayed this message and I laughed (she was recently a victim of ID theft and I am a Police Officer.) I went to the Better Business Bureau's website and located the office in North Carolina..The alleged business owner's name is listed as Mark Coulston..I then went to intelius and searched Mark Coulston in North Carolina..and guess what?? No Mark Coulston lives in North Carolina.  This is a blatant attempt at identity theft.  They will ask for the your entire social security number!