866-680-8956

I have recieved calles stating police is on the way for a past due bill that has been paid years ago these people are scammers police will not notify do not give personal info out

This is some kind of scam. I got a call and the guy left a message saying he would be coming by my residence or place of work within 24 hours to serve me with legal documents and I needed to have 2 pieces of ID on me or I could contact the party directly at 1-866-680-8956. You can tell when you call the number that it's bogus. I didn't reach anyone. Their voice mail box was full. The guy did sound professional on the message he left me. I can see why some people might be fooled.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Legitimate process servers do not call to warn you, or to get money from you to stop the process.  They will deliver the notification without warning.

(Here is more info than you really need on process serving:
http://en.wikipedia.org/wiki/Service_of_proce ... nited_States.29 )

Also, if you were threatened with an "arrest warrant" via a phone call or email, read this:
http://news.uscourts.gov/warning-arrest-warrant-scam

"The warrant is phony. A valid warrant would not be served by fax or e-mail. It would be served in person by a U.S. Marshal or other law enforcement officer."

"Anyone receiving a fake arrest warrant should contact the FBI or the district U.S. Marshals Office. If there is any question regarding the authenticity of a warrant, contact your district clerk of court."

Definitions:
* A =summons= is an official notice of a lawsuit. It is given to the person being sued (the defendant).
* A =subpoena= is a court order. It requires someone to come to court, go to a deposition, or give documents or evidence.

So what happened who are these people

Hi there, Did the guy ever show up to serveyou with the paper work? I received a call from a man stating that he will be coming to my place of residence to serve me with legal documents  this evening.

They ID themselves as Check and Credit Reporting Inc.  History of debt scamming on 800notes.

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through March 11, 2015.

Selected Entity Name: CHECK & CREDIT REPORTING INC.
Selected Entity Status Information
Current Entity Name:    CHECK & CREDIT REPORTING INC.
DOS ID #:    3709344
Initial DOS Filing Date:    AUGUST 14, 2008
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC BUSINESS CORPORATION
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
CHECK & CREDIT REPORTING INC.
2265 GEORGE URBAN BLVD.
DEPEW, NEW YORK, 14043
Registered Agent
SPIEGEL & UTRERA, P.A., P.C.
1 MAIDEN LANE 5TH FLOOR
NEW YORK, NEW YORK, 10038

___________________________________

BBB:
THIS BUSINESS IS NOT BBB ACCREDITED
Check & Credit Reporting, Inc.

Additional Locations
Phone: (877) 498-1496
View Additional Phone Numbers
3843 Union Rd  Ste 155, Buffalo, NY 14225
! THERE IS AN ALERT ON CHECK & CREDIT REPORTING, INC. !

BBB has seen a major increase in collection agencies starting business in the Upstate New York area over the past several years. In an effort to keep consumers informed about which collection agencies are operating in accordance with federal and state law, we have asked for specific information from all collection agencies located in our service area, including proof of licensing, bonding, and or registration required by NY state or other governments where the business is located, as well as proof of licensing required by any state in which the business operates. This collection agency has not responded to our requests. BBB advises consumers to be aware of their rights in regard to collections. This includes New York States law prohibiting any collection agency from collecting on Payday loans in the State of New York. The Fair Debt Collection Practices Act (FDCPA) outlines prohibited behavior when attempting to collect a debt, and outlines specific rights for consumers. There are penalties for agencies found in violation of the Act. BBB advises consumers to become familiar with their rights under the Act, which can be found at  ftc.gov. To file a complaint with BBB go to bbb.org/complain.

BBB® F Rating
On a scale of A+ to F

___________________________
Listen to an example of one of their scammery calls:

https://www.youtube.com/watch?v=XZibnU7tjyI

No one is going to show up.  No legitimate process server notifies you in advance that they are going to serve you with papers.  They just show up.  Read the other notes.  This is a debt scamming operation, basically.

Did they give you a case number MLA12143? I wonder if they are all the same case number that they said in the message. I received this call just today as well. But they claimed CR Legal had a complaint against me and he was a liaison locator and would be showing up for two pieces of id and to sign legal documents. no number showed up on my caller id but he left the 8666808956 number.

The guy gave me case number MLA31847... told me he would be at my home this evening to serve me paperwork.

Did they ever show up to serve the "summons"?

They called and threatened me too. I called them and asked for thier business location and business license number. She would not give it to me. They are scammers!

I just got that sane call

We got the exact same call today.  Instint says scam, glad to find all these comments.  No way it's legit.

They called me today claiming to be collecting for "checkmate" and I told her I have never been to any check cashing business and asked her for details. She produced nothing and just repeated herself about settling for 350.00. i asked for her information so I can forward it to my attorney and she said she can't give out that information. I replied, good luck collecting this debt then. She said, thank you and hung up on me. The thing that worries me is that she had the last 4 of my social. Did anyone else hear their social read to them?

They generally have some information about you.  Not unusual for them to have the last four of your social.  Basically they are debt scammers so you should NOT return their calls and you should block them.

Thank you for the reply. I am glad Im not alone here.

I received a call from 1-866-680-8956 saying there was 2 legal complained and wanted to know my address, they identify them self as legal authority and said they had 2 legal complaints and wanted to know what my address was and to return the call.  I then check online and realize it a scam.

I jusy received a phone call stating that.they received a fax for a complaint but told me that she is a liason processing server and will be at my residence to.serve papers. All I have is this 866# that Im supposed to call before they come if I have any questions. Stated that they will show up at my legal residence or employment. How the hell they get my ph#? Who are these people? When I called the number its a collection agency. Did anyone actually get served with papers? Please assist! Thanks.

I just got a call from a lady saying we just got a fax from CR and Associates with the last 4 which they had, saying they are sendign someone to my house and job but if you catch it call us. Yeah right This has happened before how do they get our info, are telephone numbers that National DO NOT CALL LIST does not work cause these people still call. THIS IS A SCAM never give anyone anything of private info and don't call them back. I find this so funny yet a waist of my time to get call about this.