877-222-0064

Really? Call the police? I will tell my mother what you have said to do, and she'll probably do it. Is it really that serious though? Just wondering.

If you have proof of any money that I owe to to the collection agency you represent,  then just take me to court and be done with it.  Because otherwise you aren't getting a cent from me.  But I know you won't be doing that,  because you are just pulling an old bill (that was payed off years ago) out of the air and trying to frighten me into giving you my money.

I recieved a phone call identical to this below. After investigating, the attorney, I find he licesened to practice law in  the "State of California" and no other. They were making demand of money and saying I had committed fraud, by not paying my Dentist.  When I asked what I did to committ fraud the woman whom called from the same no. 89772220064, xt 3043 caller id no 916-478-6795

I have since  sent a message to cease and descest from calling me.
This Company, The Law offices of Michael K. Sipes, from  I see is in the practice of debt relief, not necessarily debt collection, two different things.
Upon research, found no evidence of the alleged company I owe a small debt to ever actually hiring them at all.
Regards,
Feeling tricked in Texas

These people contacted my neighbors and asked that they give me a message to call them.

This is called "BLOCK PARTY" and its illegal.  

I am filing a formal complaint against the Law Offices of Michael A Sipes!

The following individuals will be cited in my complaint:

Athena- secretary making phone calls
Mr. Konkel-

The reason why they are so pushy is that they make a % off the debt that you pay.

I didnt ask to get laid off from my company.  My husband didnt ask to get laid off from his company.  I did not ask to have emergency surgery--with a boat load of bills.  We did not plan for this to happen ...
We do want to pay our bills...we just cant....If I dont have the money you dont get the money! So stop the harassing calls.

According to the Fair Credit Law you are NOT permitted to call neighbors and request that a message be delivered to me.  Its against the law!!!

You are just pissed because I refused to settle with you because then you don't get a cut off the settlement.

We received the same type of call last night. At first the woman mentioned an Andrea and when I told her I thought she had the wrong number she asked about another name, which happen to be my mother's. The woman that called started threatening my mother with garnishing her wages and all this other bull crap; In NC it's illegal to garnish wages unless it's for a house payment or government loan; what they were calling for were neither of these. We have been trying to catch up on our bills since having lost my grandfather two years ago, the hospital bills both my parents have and the fact my mom had lost her job about a year and a half ago. We actually hadn't heard anything from the company they were calling in regards to and we had no way of contacting them at the time.

They were calling from an Unknown Name (7867594059) and then a Bigs S (9164786795) number, according to my Caller ID. They did not leave a Law-firm name. The only thing I have is the name Daniel Wilk's and the telephone number 8772220064 etx 4059. Dan was a bit nicer than the woman, he didn't give my dad a hard time like both of them did my mother. Dan told us to check out the law-firm and we could see it was "Ligit" but I have no idea how anyone is suppose to look up anything when they don't have a law-firm name or Lawyer name.

I don't appreciate people threatening my family. I know from experience that most law firms are willing to work with you instead of threatening right off the bat with garnishing wages and trying to take things that they can't really take in an unsecured loan situation. Like my parents told them we're trying to get caught up. I will be calling the original debtor if I cannot figure out/find/ or otherwise acquire information on this mysterious lawfirm that is suppose to be in California but has a Florida number. Maybe they should just stick to traffic court if they really are a law-firm.

On 1/2/2012 I received a call from a Jeff at Michael Wipes law firm,I did not answer as I did not recognize the number.After checking the internet about him I found many posts about complaints,I called them back from another phone,I have contacted my attorney about this and will see what happens.

I just got the same phone call only they stated their law firm was michael k sipes but thephone number is the same as what you had received from a different name! It is illegal for any collector to call you at all hours you need to report them to the federal trade commision. With the new consumer protection laws they can't harrass you It is illegal!!!!

Two different people called my cell phone within 45 minutes this morning.

One chose not to identify where she was calling from, the other called from a fake number but left a toll free call back number, the one listed above.

NO ONE has to talk to these people if they don't want to, and NO ONE can make you give them information. The word "no" exists just for people like these. The process of hanging up the telephone works pretty well, too.

Most of the junk debt buyers have done little or no checking to be sure that the so called debts they are breaking the law to call about actually exist, or that they actually own the right to collect on them.

If it's a credit card, the chances are that the principle was paid off years ago, and the usurious interest has been all that's left for years and years. I know that, for one of my cards that I closed, I figured that, by the time it was paid off, I'd paid three times the principle in three years.

You can send them a letter, telling them that you dispute the debt, and require validation.

You can add that all phone calls to any phone number are inconvenient, which makes any calls they make to anyone at any number a violation of the FDCPA. If you sue them, they will owe you money.

You can record their calls, and when they make threats, you can add those to the violations. If they're calling a cell phone, you can collect from $500 to $1500 per call after you tell them to stop calling.

It's too bad if these people don't like being called what they are: bottom feeding pond scum.

I went through a time in my life that I was utterly broke, because I was working for $15K/year with four kids, and the child support stopped. I would NEVER have become a debt collector.

Unfortunately, that's not true of all of us. Many of the people who call from these "law offices" are in severe debt trouble themselves. Many of them are convicted criminals. Don't give them information. In my state, they have taken people's bank information and stolen money from the accounts.

I am one of the people that work for the law office of Michael K. Sipes & a lot of you are a little mistaken about somethings. It is only illegal in the states of Minnesota & Wisconsin to call someone's relatives or neighbors. It is not illegal to call someone's place of employment unless they are told to stop calling & continue. Also we are not horrible people because we collect debt. We are simply collecting on a contract you signed. Everytime you swiped that credit card, you accepted the terms & conditions which state you will repay what you spend plus any late fees & interest you accrued. So to call us crooks or say that we are trying to take advantage of people is erroneous. You are taking advantage by spending money you decided not to pay back. Also, if you feel someone is being rude to you, its most likely because you were rude first. We understand it's not a comfortable conversation but if you want to be treated kindly, then you need to be kind first. If you really want to pay your debt, then be realistic in resolutions. If you haven't made a payment in 2 years & you owe $20k but wanna pay $50/mo with no $ upfront, that is completely unrealistic. You shouldnt have spent the $ in the first place if you couldn't afford to pay it back. & we get paid hourly we do not make a percentage off what you pay. If you're receiving phone calls that you call & be a responsible adult & take care of your obligation. If you don't like the person you're talking to ask to speak to someone else. It's simple stop running away from your obligations we r here to help you resolve it. You not paying is only causing you a bigger issue.

What a bunch of winers and story tellers.  Dont use your credit cards if you dont plan onpaying it back. The only thing that isillegal is consumers that spend other peoples money and don't pay it back

These people keep calling and they are rude. Micheal K Sipes office called me back in August 2011 and now they've started again.  I'm just reporting them to the federal trade commissioner. For those of you whom keep saying that it's not a scam stop lying it is a scam, y

I receive calls from the above number as well as 877-877-6129. Same company, a so called "Michael K. Sipes Law Offices" in Elk Grove, CA.  I am glad I came across this webpage to find that I am not the only one experiencing this fraudulant behaviour.

They obviously do represent themselves as a "Law Office", when in fact they are apparently "debt collector's".

By law if they are told not to call you at the workplace and or home etc they will have to stop. These people are actually harrassing people and this is coming from just more than one person. They need to be reported to the Federal Grade Commissioner. And yes now days you have to fear for your life and let the Federal Trade Commissioner know. I'm looking and encourage everyone else to look into
A case against these people, because everyone of us is stating were're having the same kind of harassment treatment. And if not mistaken the company write off the debt within two years. And if a debt is to be paid it should be through the original

Thanks for your untrue comment Blah Blah, we see you didn't state your name, but a copy of this comment will be sent to the office. Because everybody know a comment only get made when your in the wrong. I agree with the comment of everyone making a report to the Federal Trade Commissioner, and calling there local television station and make them aware along with the comment that you made Blah Blah. I think the more complaints that go out all over the better

It really will amuse you when you and your agency not making money.   People pay the original person who the debt was with and not talk to these crazy people. We as the people should go to the news and put out there along with every post of how there treating people.

I read all this a few months ago when i got a call from this company... i laughed it off told them i could pay and proceded to ignore calls... all i owed was 1500 or so on an old credit card my ex wife charged up... well they found my job called me there and i told them the same thing cant pay...wont pay talk to my ex... well last week a process server came to my job and served me with law suit papers... i call immediately... i was told my bill was now over 2500 dollars and to stop suit i had to pay it all at once...my time had run out... well i talked to a lawyer and looked for every reason to sue them... turns out i cant they broke no laws... found out they can start calling you at 8 in the morning and keep calling you till 9 at night... also found out that michael sipes is a real guy been suing people who owe bills for 20 yrs... [***] sux...now i might get a garnishment for 25% of my check... so my advice is work out something or your crap can be messed up like mine is... did my research on how they got my acct from wells fargo and i guess they buy bad debt and collect on it or in my case sue... watch your backs if yopu owe it pay it or file bk cause they WILL SUE YOU!!!

Actually they are allow a certain number of calls to your friends family and neighbors to reach you... i am not a fan of Michael K Sipes or any other collections type place... fact is i got sued by them. It humbling to stand in front of a judge and tell the judge that you lost your job and fell way in debt and to have him look at me when I told him i offered $100 on a $15000 debt and him tell me he understand why we are in court... cause I was being unreasonable... fact is now they get paid before i do and that 15k i owed in now 22k after lawyer fees and court cost...it sucks... regardless of whats going on just pay them or work a reasonabble deal or you'll be just like me... BTW i know you didnt ask to lose your jobs and income but if you can get on the internet to complian you have money to pay... thats what the judge told me...btw again the people arent bottom feeders they have a job only because we dont pay our bills... we complain about the govtmnt bailing out card companies and banks but if we as people who owe them money would pay up the government wouldnt have to cut school programs... stop running away from bills... they alway catch up... im living proof.... good luck all...ths is just my 2 cents

Jude your an idiot...and if or better when you are sue and garnish will be the first one crying about unfair.... i was you and learned the hard way... we teach our children to be fair and upstanding people but we lie and decieve people we owe money too?? as parents we are such hypocrits...