877-620-0824

I have read several calls from this number as well as 877 505 5081 I believe they are the same company..Apex CapitalConsulting..they claim they have a civil complaint on me and they have all this information. Regarding an outstanding debt that I have no recollection of whatsoever. I discovered a lot of information on this website regarding 877 505 5081 so it appears to be a scam. However what has me upset is they have a lot of information

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid. 

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

If you feel your SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS.  Here is the link, fill out the proper form (probably 14039):
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
https://www.ftc.gov/faq/consumer-protection/report-identity-theft

Was told to call this number by a process server? Spoke to a woman named Taylor. She said I have a Verizon acct that they have obtained and to avoid court costs and litigation to pay today. Smells like a scam., I asked for statement which she wouldn't provide and told me calling I'm liable to pay. Case 1495 .

Thank you for the information. I am going to report a fraud alert as they had my social security number. Its frightening to think that my personal information is out there. I think someone fraudulently opened an account

Multiple calls from this number and 877 505 5081. Voicemail provides case number and says urgent legal matter. Woman I spoke to named Taylor as well. Wouldn't send me anything in writing. I hung up. Called again in one hour. Blocked.

It is a scam, I call it the "Process Server" extortion scam.

Thanks, I found them.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

APEX CAPITAL CONSULTING, LLC AKA TDS FINANCIAL. LLC

Number threads associated with these crooks:  https://800notes.com/Phone.aspx/1-877-620-0824#p1367570620074212413

Website says they are in California and using a UPS store for an address, and also note that the phone number on the website matches the number at the top of this thread:  https://apexcapitalconsulting.com/
The above website went up February 5, 2018 and is set to expire next year.  I cannot seem to get into the details of the registration at this time.

BBB gives them and accredited A rating with no complaints or negative reviews as of 5/23/18:  https://www.bbb.org/central-california-inland ... -and-complaints

California Dept. of State info:

201526110426    TDS FINANCIAL, LLC

Registration Date:
09/17/2015
Jurisdiction:
CALIFORNIA
Entity Type:
DOMESTIC
Status:
ACTIVE
Agent for Service of Process:
To find the most current California registered Corporate Agent for Service of Process address and authorized employee(s) information, click the link above and then select the most current 1505 Certificate.
Entity Address:
41769 ENTERPRISE CIRCLE N SUITE 207
TEMECULA CA 92590
Entity Mailing Address:
41769 ENTERPRISE CIRCLE N SUITE 207
TEMECULA CA 92590
LLC Management
Member Managed

According to the papers filed the owner is Tyler Duane Stone and the address given is 36077 Mustang Spirit Lane, Wildomar, CA 92595 which is a residence: https://www.google.com/maps/place/36077+Musta ... !4d-117.2202555

I can find not state registration for Apex which means that they are using the LLC illegally.

Not much else on either one of these outfits as of 5/23/18.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid. 

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the California AG’s Office:   http://oag.ca.gov/

Wow that was fast!! Lol . Ok since I blocked them by calling my phone carrier I will now report them. No money exchange but I am being harassed.

Thanks for all the posts. I got these calls too. Called the number based on my message. Spoke to a woman who said her name was Taylor. She asked for my case number and wouldn't let me get a word in!! I asked what this was about and the answer was vague, but she insisted that the collection is legal and by calling them back I'm acknowledging the debt!!! I said I need to know which account when etc. She told me that I need to,pay and of I want to argue she will connect me to a collections attorney. Was left on hold. hung up.

Cannot figure out how they got my name and number as I'm married and the phone they contacted me on is registered to my husband! Process Server had me call regarding a legal matter. Spoke to receptionist also saying her name is Taylor though I doubt that is her real name. I inquired about the legal matter and requested a bill or some type of proof and I was told its in collections and they are attorneys specializing in debt? I pressed for more information turns out this is an old Verizon bill from 2003 when I lived in another state and was unmarried. I argued the bill as I don't even know why I would not know about this until now!!!!!  Was told by calling them back they have me on a recorded line which is legal acknowledgement. come get the $$$ I said and hung up

Reading all these posts is all I need to know. Hope this scam gets shut down. Maybe we all report it or call it will end. Keep getting a girl with that name Taylor. Ha!!! Basement operating at best.,but relentless and having so called process serves call me daily. If one was successfully shut down we should try for all but maybe it's no use. Should try call for yourselves and see. Also using 877 505 5081 is there no justice for the victims ? Thousands collected I'm sure. From uneducated and elderly. No morals. No scruples. Always the same girl. ALWAYS

I am so damn tired of this group of scammers.  And its not stopping!!!! Still using 877 505 5081 number and now this one. They are back and here to stay until someone does something about it. But they will just open shop again. Change numbers, change names... Taylor Taylor Taylor ...she's definetly the mastermind or core girl for this operation. TAKE HER DOWN !!!! All that happens is posting and research and complaints. Meanwhile I get the calls even AFTER I have done my part.  They were called TDS Mgmt before. It is absolutely THE SAME PERSON!!!!

I think these scammers must of bought alot of old debt from old companies for pennies and just calling everyone in an attempt to scare someone into paying. If you answer, put them on hold to waste their time or play some music

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.

Last known addresses:

APEX CAPITAL CONSULTING, LLC AKA TDS FINANCIAL. LLC
27475 Ynez Rd #230,
Temecula, CA 92591

Also:

41769 ENTERPRISE CIRCLE N SUITE 207
TEMECULA CA 92590

Also:

Principal: Mr. Tyler Duane Stone, CEO
36077 Mustang Spirit Lane,
Wildomar, CA 92595

Thanks...I will try AGAIN to have calls stopped. Taylor and owner is Tyler...coincidentally....????

I agree 100% she is the owner or co owner of this scam operation Taylor was also with TDS ..name is so damn similar how can there not be a connection. It is such a joke. I am going to call and torture her the way she calls and tortures me

Not worth it but I understand your frustration. I have called them out several times and they just laugh. They were smart enough to change the name from TDS to Apex but not smart enought to change numbers! Or scam tactics by saying there is a civil complaint. By saying that is illegal because you cannot threaten legal action over the phone!!! I think everyone should join us in reporting this scam..but at the same time..it won't end. They will change numbers and names again.

keeps calling my job and home number.

It's a total scam..how they got your job number is insane. I have been dealing  with them for a year plus..look up 877 505 5081! Old scam saying civil complaint they have a name believe process server call you with this number and a case number. No one serves over the phone that much is clear and it's the same girl at both numbers.

It may not be worth it but I'm fed up too. The research has shown on both TDS and Apex the owner is Tyler Stone...why cant we go after him then..I believe Tyler and Taylor are the same persons or affiliated. The FTC has an article out citing a similar scam where they had recovery efforts in the millions. And the fact that they are ILLEGALLY saying this is a civil matter associated with a COURT should be enough to prosecute. That claim in itself is illegal and they cannot present falsehoods for monetary gain. So why aren't we pursuing the OWNER of these websites ? ???? Surely he's not innocent!!!!!!!