8778480255

877 area code: Toll-free
Read comments below about 8778480255. Report unwanted calls to help identify who is using this phone number.
  • 0
    Wendy
    | 1 reply
    Have the number blocked if you can.  CASE CLOSED!

    I mean I have a credit rating of over 800!  Who in the hec would I owe money to with a rating like that.  They really should do their homework first.
    • Caller: Won't Say
    • Call type: Debt collector
  • 0
    Gil replies to Wendy
    The thing is that someone with bad credit gave your phone numberto the credit company  when they applied for as loan or credit card.
    I keep getting these calls too because a friend gave meand my phone number as a reference. The Do not call list is useless.
  • 0
    jim
    They were fishing for data. They have your name and phone number on there screen when you call. but they just kept asking. I gave them NO info. and I just kept calling them every 5 minutes till to show them how it feels to be harassed by an auto dialer. they said they would take me off the auto dialer.
    • Caller: Van rue
  • 0
    602kitty
    received phone call today. didn't answer because I didn't recognize phone number. no message left.
  • 0
    Sean
    Called asking for some guy named Daniel, I've had my number for over 6yrs & never received a call for a daniel before.  Then she asked me if I knew who he was lol.  Nope!
  • 0
    tired of these jerks
    call from Van Ro credit corporation. I owe no money to anyone. These jerks need to go to jail!!!!!!!!!!!!
    • Caller: Van Ro credit corporation
    • Call type: Debt collector
  • 0
    annoyed
    They call and ask for smeone we don't know. They keep calling daily even after being told we don't even know the person. We keep getting recordings now. We just hang up.
  • 0
    Kathleen
    I see that this must be their practice, calling people that aren't at your number.  I get about 6 calls per day from this number.  I do not answer any more.  I tried to block the number, but with my phone service they said I would have to "upgrade" to do so.  Seriously, if I want to block one annoying number I will have to pay for it.  Not worth my money, I will continue to not answer and then erase the message for an unknown person.  Annoying!!
    • Caller: some collection company
    • Call type: Debt collector
  • 0
    tony
    They just called again and left a message asking if I was Vincent light and if I was press 1 and if I am not press 2..they are phishing..I have no idea who Vincent light is
    • Caller: tollfree
  • 0
    BigA
    You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
    http://www.consumeradvocates.org/find-an-atto ... tates_value=All

    Everything else you need to know follows including at least two agencies where you should report their criminal activities

    VAN RU CREDIT CORPORATION POSSIBLY CONVERGYS/ENCORE

    Looks like they lost a big case:  http://www.law360.com/articles/567224/van-ru- ... ettle-tcpa-suit

    Posted in:  https://800notes.com/Phone.aspx/1-313-265-2779
    https://800notes.com/Phone.aspx/1-877-892-1289
    https://800notes.com/Phone.aspx/1-800-337-3392/4#
    https://800notes.com/Phone.aspx/1-888-232-9345
    https://800notes.com/Phone.aspx/1-877-891-9212#p1125599135815437670
    https://800notes.com/Phone.aspx/1-847-299-7097
    https://800notes.com/Phone.aspx/1-888-224-2975/2
    https://800notes.com/Phone.aspx/1-877-848-0255/2
    Web site with alleged contact info:  http://www.vanru.com/Contact.htm

    BBB page accredited business with and A+ rating, 52 complaints, and 6 negative reviews (Looks like they bought themselves an A+ rating and somehow got rid of 50 complaints):  http://www.bbb.org/chicago/business-reviews/c ... -plaines-il-266
    Illinois Dept. of Financial and Profession Regulation info:
    Name    City/State/Zip    DBA/AKA
    VAN RU CREDIT CORPORATION    DES PLAINES, IL 60018
    Contact Information

    License
    License Number    Description     Status     First Effective Date    Effective Date    Expiration Date
    017000153    LICENSED COLLECTION AGENCY    ACTIVE    03/19/1975    06/04/2012    05/31/2015
    License Information

    Other Licenses
    License Number    Description     Status     First Effective Date    Effective Date    Expiration Date
    009000500    LICENSED COLLECTION AGENCY BRANCH OFFICE    ACTIVE    03/31/1998    06/04/2012    05/31/2015
    009000993    LICENSED COLLECTION AGENCY BRANCH OFFICE    CLOSED    12/19/2006    06/04/2012    05/31/2015

    Bloomberg Infor on the head criminal:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4305027
    Looks like they donated to the deposed Illinois governor:  http://www.ilga.gov/senate/house%20impeachmen ... part%20%205.pdf

    It also looks like this cretin has his hands in a different collection agency:  https://www.linkedin.com/pub/steph-lavigne/6/5a9/838
    http://www.convergys.com/company/contact-us.php
    http://www.encorermi.com/index.php
    https://www.linkedin.com/company/convergys-arm---encore-rmi
    And a listing for one of the thieves at the second corporation:  https://www.linkedin.com/pub/laurence-sterling/1a/532/78
    Arizona lists them as a collection agency also:  http://www.azdfi.gov/Consumers/Licensees/lice ... tion%20Agencies
    A list of all the criminals at this organization:  http://www.lead411.com/company_VanRuCreditCorporation_Rubin_35494.html

    Other complaints:
    http://van-ru-credit-corporation.pissedconsumer.com/
    http://www.complaintsboard.com/complaints/van-ru-credit-corporation-c68090.html
    http://www.ripoffreport.com/r/Van-Ru-Credit-Corporation/Des-Plaines-Illinois-60018/Van-Ru-Credit-Corporation-ripoff-harassed-me-at-work-harassed-my-neighbors-harassed-my-f-114560
    Looks like most of the employees are unhappy as well:  https://www.glassdoor.com/Reviews/Van-Ru-Reviews-E222352.htm
    Looks like they get sued a lot:
    http://caselaw.findlaw.com/us-7th-circuit/1316251.html
    http://caselaw.findlaw.com/us-6th-circuit/1716304.html
    http://edcombs.com/avila-v-rubin-and-van-ru-credit-corporation/
    http://www.leagle.com/decision/19901507783FSu ... 20CREDIT%20CORP.
    http://law.justia.com/cases/federal/district- ... 7678/301281/33/


    It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  


    Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

    First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

    Also file a complaint with your State Attorney General's office.
    List of State AG’s offices:   https://800notes.com/faq/attorney-general

    Also file a report with the Illinois Department of Financial and Professional Regulation:   http://www.idfpr.com/

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