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Don't forget debt falls under a state's statue of limitations which is usually 2  to 6 years depends on the state you live in. if the last activate of the debt is older then the state statute of limitation then the debt is un-collectable and the debt collector cannot sue you unless you make some contact with them such as paying them some money on the debt or agreeing to something. That is why they keep calling you over and over, day after day, and be aware they are always recording your words in order to get you to agree to something. When you agree to something usually  will start the time-line all over again and now they can sue and report the debt on the credit report.  Bottom line if the debt is past your state's statue of limitations don't answer the phone, don't talk to them, and don't respond to any of there letters because any thing you say even it yes or alright to a question, can be consider an agreement.

14 medical debts totaling $1000 bucks

ya ill get right on that

not

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