9 Things To Do When Your Identity Stolen

You might find out that you’ve been a victim of identity theft through a call from a collection agency claiming you have a debt or if you were denied a credit due to a poor credit score.
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  • 0
    GG replies to teachr14206
    I’m disabled with Multiple Sclerosis...husband of 23 years, my caretaker, ghosted me on Christmas after which I found out he’d been stealing from me for years, even putting fraudulent auto loans in my name (he is a sleazy car salesman (not to insult anyone else in that profession...he’s sick)...anyway, I called APS twice after that as I was and did end up homeless..4 other people called on my behalf (although I didn’t agree with that)...I can barely walk, am almost deaf and blind and was destitute with nowhere to turn...they denied services each time, but refused to give me a reason, once muttering something about having to be disabled...I told her I’d been disabled for 30 years - on SSDI after i had to give up my job for 15 years...she then added, Substantially....

    They are useless...I’m so very sorry for you and your relative...poor dear...I’m terrified of being that age and at the mercy of people lacking basic compassion, professionalism, ethics.

    Sending positive thoughts your way...
  • 0
    GG replies to Ruth Fulmer
    They SHOULD go to prison; why do we have federal and state laws/statutes if they aren’t utilized in holding people accountable?...the law clearly states that if you commit identity fraud (including something called kiting, carrying a 30 year sentence all on its own (he “kited” about two dozen times in the amount of tens of thousands of dollars.  That’s only one of about 10 felonies he would face, if anyone bothered to do their job.  Even the prosecutors office was blasé about the whole thing.

    The FBI told me that my husband faces 80 years, yet local police have NOT ONCE even questioned him.  An attorney told me one has to be very nice to local law enforcement, as there is no one to force them to follow through on anyone’s claims or police reports, and if they don’t like you or believe you, they don’t have to follow-up....can you imagine?...she said that they can just ignore all of it if they want, and that’s what the police department in my former suburb is doing - ignoring it!
  • 0
    Joe Elmo
    BUYER BEWARE …………….
    This number is listed as al Dell Service Tech number, but some techs if not all of them are scamming, this number 1 800 433 2392 is  the very same number the was the bottom of a BSOD scam... They advised me to call them, I did and the tech told me would only fix my screen if I purchased a Warranty.. I  didn't trust him... and called 1 800 624 9897 and the (Tech removed the BSOD without charging me). proving that  they are at very least dishonest if not criminal ..and shouldn't be able to continue to represent Dell from India, at lease not customers living here in The United States.
  • 0
    JF replies to Al
    Move to New Zealand-it won't happen there
  • 0
    Jacky
    Getting Lifelock, don't you give your ss# to them over the web?! Is this good? I'm scared to do so...can't it be intercepted??
    Thanks all!
  • 0
    WonderWoman replies to LadyRose
    1st contact one of the credit bureaus and have your Credit Report  Freezed. Contact and file a reporrt ASAP w/ your local Police Department. Go online to www.id theft.gov  Make sure you print about 4 of those and save the ID Theft.gov document in your documents or, secure files. Change your Passcode & Password for your banking & other financial transactions. Sign up w/ Lifelock Ultimate. It's really good for $29.99. If they call you anymore w/ threats just to get you scared into giving them your financial & private & delicate/secure information "willingly". Hopefully they'll stop. If not; ask them if the letters F & O mean anything to them. Then place then on hold. hopefully your phone has a hold function. Wait for 30-45 minutes. Then pick up the phone & ask them if they are still there. If they are. Ask them, :How does it feel to have someone waste THEIR time? (LOL). Then tell them to remove your number from their call list. Be VERY, VERY stern & hold your ground. Tell em' what agencies you have reported them to. Inspector General, Attorney General, Police Department & Life Lock. Tell them to not forget to take your boot out of their back side before they can get across the state line because you HIGHLY DOUBT they'll have time to pack.
  • 0
    WonderWoman Nevada replies to teachr14206
    Call you local PD, Sheriff, Attny General & Office of the Inspector General as well as Social Security. They can't just do that to her. It's a FELONY. Those funds are Federal Funds until she uses those funds. The Fed Govt trumps the state, city, town, and all county's. The Federal Inspector General & State I. G. will  spring in on whoever too control of her money & Adult Protective Svcs is going to be in some deep Kimshi & A lot of people are going to more than likely A; Be out of a job. B; Looking at jail time & fines for allowing this to happen. (BTW, make sure to take her to a Doctor who know's for a fact that she is mentally intact. In other words no signs of Alzheimer's, etc, etc.
    Both of you need to register at www.IDtheft.gov Make sure you get a copy for the police dept & file a report each with your police department, contact your state & federal Attny General & Inspector General's office, Change your phone number which should be at NO CHARGE given the circumstances.
    Stay in close contact w/ Life Lock & let them spend up ti $1 million to sue all of the people involved in making the both of you suffer mentally & physically.
    Shame, shame, shame on them & God have mercy on their souls. I think it's too late for that for them by now. But,...just remember that THEY are the ones that've signed their name  in blood to the devil for greed. They have what attorney's call " Dirty Hands". Go to Wal-mart or a Radio Shack & get a voice activated digital recorder. It'll go a long way in getting the whole ring/ operation shut down & all involved behind bars. That includes the people that were supposed to help her. Not just TAKE OVER her finances.
    Lastly, make sure you change your phone numbers & place their numbers on your block call app or call your phone service & they'll be all to happy to do it for you both.
    Good Luck & God Bless.
  • 0
    WonderWoman Nevada replies to ET
    Bravo & well said & done. Mine was done as well. However; to date (2 1/2 years later) It's cost me over $12K.
  • 0
    Bernice Gallegos
    | 1 reply
    Ok what if they have stolen everything like cards a copy of my ID and social security card. They even stole money everything was in there and i did everything you have said but know they want me to write a letter i dont understand why. The credit bureau is the one who called me and told me. HELP PLEASE THEY ARE USING IT AND IM ALONE I JUST LOST MY HUSBAND TOO.
  • 0
    Ber replies to LadyRose
    Yeah I'm dealing with a lot of the same thing.... I'm the one who has been stolen from and yet nobody will ever handle the situation properly. I've asked for help with the process.
  • 0
    Paige Turner replies to LadyRose
    These calls are legal ONLY if the debt collector has your permission to call your cell. You may have listed your cell number on the application for credit, or maybe the company trapped your phone number when you used your cell to call them.  Here's the link with more information:  https://www.christiearkovich.com/debt-collect ... ns-you-sho.html
  • 0
    Paige Turner replies to Bernice Gallegos
    So to stop these calls all you have to do is withdraw any consent to call your cell. It's best to do this in writing with a letter sent via certified mail. This way you can easily prove you sent the letter and that it was received. In many areas of the country you can also revoke consent verbally over the phone, but even so, that is much harder to prove.  Here's a link to help you with the process:  https://www.christiearkovich.com/debt-collect ... ns-you-sho.html
  • 0
    Anon
    It could also be stolen via data breach (unintended leakage of private info), including hashed data
  • 0
    Bobbie jo glasspoole replies to bb
    Everything is gone took it all and my ss number is the same as someone else and I'm not even married why
  • 0
    Anonymous
    Enterprise Bank and Watertown Savings Bank in MA. allow thieves to open fraudulent online accounts/I.D. theft to access accounts at other banks, eg. Bank of America.  None of these banks do anything to find out who these thieves are/hold them to account/protect consumers accounts, which leads one to believe it may be bank employees that are responsible for this.  BOA also has a history of committing continuous self-serving "errors".  Why would banks allow individuals to open online accounts and not have to come into a bank branch to show I.D., if there is a problem with I.D. theft, unless the banks are in on it?

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