The court is supposed to work the math to arrive at the least painful wage garnishment. So that might be up to the 25% or whatever amount exceeds thirty times federal minimum wage. (... a picky detail which I confess to forgetting until review tonight) Federal law is the final backstop but I think...
I am sure that there was a phone number that called you. Have you checked that number out? Put it in the search box and it will take you to that thread. Once there you can post your experience with the call. That is what this site is for.
I've got a taste of predatory lending practices first hand. Because of a stellar credit history, my existing credit card companies have offered me cheap carried balances on the order of 1.5% per year for 18 months, so I'm using two of them to shift expenses (and income) from this year to the next,...
I did run across the PR for the Aktiv Kapital purchase, but that was in 2014 Q1, so I guess I'm unaware of further expansion into northern Europe. PRA also absorbed the Canadian branch of debt buyer Resurgent last Spring. I think PRA likes to go shopping like this every year, and why not with that...
Ah, another one giving advice when you don't have a clue. In all but 5 states, Federal law prevails. That means that every lawyer who does consumer lawsuits should be well aware of that law and what it contains. In those 5 states, you could have the option of bring suit under the state law, federal...
The land-line blocking device you're looking for is called a "challenge-response" type call blocker. These blockers intercept calls that are not already on its internal white list (which you can populate by hand, if desired), and asks the caller to punch a specific digit to get through. Those...
You left out one very important piece of information in your post. Anyone sending a cease and desist letter needs to send it certified return receipt so they have PROOF the recipient received it. Without that proof, you'd be outta luck.
If you look up the number when they call, why are you here and not in the number thread? In fact, why are you even on this website? You claim the calls are legit and state you know who they are so why would you come to a phone number look-up site?
I'd missed this halfway happy ending amid the illegal amateur fireworks last week. Bogus debt dealer Hylan and its execs have now joined the growing roster of rogues who are forever banned from their industry. Says the FTC, "the order against the defendants involved in Hylan Asset Management bans...
Finding the CFPB proposal for FDCPA reform of dubious value, Senators Sherrod Brown and Bob Menendez have fired off a letter to Director Kathy "Deflector Shield" Kraninger to say so, gathering about a couple dozen non-Republican cosigners. They're worried about legitimizing conduct which is...
If you want to follow Congress' action on the TRACED Act, click below: https://www.congress.gov/bill/116th-congress/senate-bill/151 Senate passed. Not yet presented to House or President.
If the original company or a debt collector has won a default court judgment against you, most of them will try to collect the debt by any legal(sometimes illegally) means possible. If an entity has a default judgment against you, they can take the money in your bank/financial accounts up to the...