Fake payday loan collection scams - Please list new numbers here [2]

Add this to the List. Asset Investigation Recovery, name is Christopher Black at this number and fake address. 800-316-9545 x101 4850 Sugar Loaf Parkway, Lawrenceville, GA 30044. He contacted my sister stating she had check fraud regarding payday loans. She thought it was real and had my parents pay $1400.00 to AIR to get out of bank fraud or she would have been arrested.

After talking this over with my mom about this. Something didn't seem right. I worked in Credit and Collections and am very familiar with state and federal laws. So I typed in the number and ended up here and was horrified to say the least that this was a huge scam. Thank Goodness my mom answered the phone last night so she can call her credit card and report the fraud. What bothered me was the information Christopher Black had on my mom and what type of car she had, as well as my name and my brother in laws name. Very Suspicious so glad I went with my gut feeling and started researching them. Reports have been made to the FBI, States Attorneys office, the Secret Service, BBB and FTC they violated the FTCPA rules by releasing private info on my sister to 3rd party people. Be Very Careful of this and definitely do your homework.

I originally got a call from a 718 area code.  The man stated he was with Check Systems Recovery and kept asking if I had an attorney representing me.  Then went onto state that they planned on filing a lawsuit against me for write hot checks.  I told him I didn't know what he was talking about since I don't write checks in general.  He then asked about a payday loan I had over 5 years ago.  I was confused.  Then I told him he was calling my work number and never to call it again.  I asked his name and he stated it was Agent Freedis.  He mentioned filing in my county.  I told him to do what had to but never to call my job again.

Then I got a call yesterday from my own area code, but the caller id showed up for a pizza place in town.  The man identified himself as Peter and he worked for D1 Services.  He was planning to serve me papers for the lawsuit.  He asked when I would be available to do so, I told him I wasn't.  Then he referred me to calling this number 855-880-3281 and gave me a case number to resolve it w/out going to court.  I asked him why he was calling from a pizza place, he said because that is where he currently was.  He just talked very quickly and then hung up on me.  He stated if I didn't call that 855 number that he would call me back in a few days and then have to serve me at my job with my supervisor present to sign as a witness.

I've noticed several numbers on my callerid from local calls as well.  I guess this is another avenue they are trying.  My thing is---I dont care what area code you are calling from--if I dont recognize it---i'm not answering it.  They arent leaving messages either---another red flag!!   Keep trying losers!!

Just as an FYI, everyone, I have attempted something that you might find interesting:

I have been reading through these posts almost daily for over a year now.  This whole scam irritated me in a unique way for some reason, and I have been hell-bent to try anything and everything I can to help stop anyone else being a victim or give them any more funding for whatever ilicit purposes they are involved in.

I have chosen numbers from random posts on this forum from other people.  Keep in mind that none of these numbers had ever contacted me!  I called back and started asking questions, acted a little bit worried and when they asked my name, I gave them a fake one (said I was Chuck U. Farley, which the humor was completely lost on them).  I would then hang up.  LITERALLY WITHIN 30 MINUTES I started receiving calls for Chuck U. Farley about a warrant for my arrest, a huge bill for a payday loan that wasn't paid, check fraud charges, etc.  Chuck U. Farley doesn't even exist, the name was an invention of my imagination, but they sucked onto it like leaches thinking it was yet another person they could scam out of money.  As soon as they had a phone number & name, a bad debt of outrageous porportions "magically appeared".

On that note, I agree that we seem to be getting nowhere with assistance from our own government.  I have filed complaints with every branch I can think of (& some new ones I found online).  There has been no response, action or resolution.  I have resolved to just keep trying to help as many as I can from sending their hard earned money, and for myself start seeing the humorous side of it all.  Here is a previous post I listed.  It may give you some good ideas on how to deal with them, but at the very least it should add a little humor to your day:

"Here's some more ideas to add in there:

They have started in with a new number now (612-235-6132), so the game begins again!  This time when the guy identified himself as an "officer", I told him he has called a crime scene and I started interrogating him.  He hung up after some stuttering and stammering.  Anyone who did not see my last post, here it is again with some more creative ideas on how to deal with these idiots:

"OK, first off, everyone CALM DOWN and don’t freak out about these guys.  No matter what they say or what they threaten, they CAN’T do anything to you.  I know every one of us has tried filing reports with law enforcement, FTC, FBI, ic3, etc.  It doesn’t seem to work, because these guys aren’t even in the USA.  So take a deep breath, relax and don’t let them ruffle your feathers.

Now, I started getting these calls about a year ago.  I have personally used all of the tactics below, and they do stop calling me for about 6 months…so the way I figure it, a little time out of my day to give them back a taste of their own medicine is worth it for 6 months of peace and quiet.  Keep in mind, as well, every minute you spend screwing with them on the phone is a minute they are NOT able to scam someone else.  (And the only way they will ever stop is if nobody pays them any money ever again!)  And now for the fun part—how to screw with them back.  I will start with the easiest and move up the line with the more time consuming:

If you have no time to mess with them:
a.    Just don’t pick up the line.  Let it go to voicemail and delete the message.
b.    Pick up the line and immediately hang up.  Keep doing it until they stop.
c.    Pick up the line and use an air horn or police whistle blown straight into the mouthpiece of the phone.  (I personally like the canned airhorn the best.)
d.    If they call while you are driving, turn the radio up as loud as possible and answer the line on speakerphone.  Don’t say anything, just let them listen to the blasting music.  Heavy metal music works best, but I personally have a CD with Star Spangled Banner on it, so I play that as loud as I can.  Just leave the line open with the music blasting until they hang up.

If you have a little more time to mess with them:
a.    Ask if they are related to the deceased (insert your name here as the “deceased”) or just a family friend, because “the viewing of the body if for family only, but the memorial service is open to everyone.”  Ask if they would like directions to the funeral.
b.    Simply tell them that you have read all about their scam on the internet & seen it on the news on TV, so you aren’t paying anything.  Don’t listen to any response, just hang up on them after saying this.
c.    Use this one only if you are willing to be as crude as they are:  Using the name they gave you (i.e., “Officer Mike Taylor” was the last one I got), say, “Is the this THE Officer Mike Taylor I read about on the internet?  Is it true what the posts online say, that you have such a small d**k that even camels won’t have sex with you?”  Then hang up on them.
d.    (For this one, I must first apologize to PETA and all vegans, but it highly offends the scammers because they consider cows to be divine beings.)  Tell them you don’t have time to speak with them, because you work at a slaughter house and you have over 100 cattle you need to “kill off” before the end off the day.  Then hang up on them.
e.    Are you good with theatrics?  Then try this one…it was actually highly effective for me:  Put on your deepest, scariest, growliest voice and just whisper into the phone over and over, “I command the demons to come for you, I command the demons to come for you, I command the demons to come for you…”.  Just keep whispering it over and over until they hang up.  I think this one worked well because they are quite superstitious.
f.    If you know a foreign language, answer the phone in it and just keep talking in unintelligible phrases.  The more obscure the language, the better.  Don’t know a foreign language?  Pig Latin seems to work just as effectively.
g.    Ask if they are calling from the convenience store, and can they give you last night’s winning lottery numbers, because you are sure you have won.  For any response they give to it, just keep yelling over and over, “I won! I won!”
h.    When you answer the phone, ask them where your pizza is and tell them because they didn’t get it to you in the “30 minutes”, you’re not paying for it.  Hang up.
i.    Tell them you are at work right now, but to call you back on your “home” phone, and give them this number: 202-835-0778.  (This is the scam and fraud reporting division number at the FBI.)  Hang up.

If you are REALLY p***ed off, and have plenty of time to screw with them:

a.    Go on to Craig’s List and post an ad in the wanted section or services section  saying you are looking for a payday loan company because you need a loan.  Ask they call you right away.  List the scammer’s name and phone number as the contact information.  (This sends the scum-sucking bottom feeders off to call the other scum sucking bottom feeders…LOL)
b.    Go online and look for every free daily horoscope, free insurance quote, free mortgage lending, etc., and click on the “have an agent contact me” link.  Type in the scammer’s name and phone number.  Viola!  Now they will get flooded with telemarketers as well.
c.    If you would like to blow off steam, and have no problem with swearing, just keep calling them over and over pretending you have Tourette’s Syndrome by just screaming obscenities in the phone until they hang up.  This works pretty good in the car, because no one else can hear you and it is a good tension reliever.
d.    Log onto these payday loan sites and enter all of the scammers’ information on it.  This way they might even wind up on their own list!
e.    (Do NOT attempt this one unless you have state of the art spyware & virus protection, and even then, you still are taking a risk):  Go into your spam folder on your computer.  Find every email you can about “you won millions of dollars” or “the Nigerian lottery” or something to that effect.  Send it back with all of the scammers’ contact information.
f.    Research for the phone numbers to both local and national TV news stations “breaking news desk”.  Again, tell the scammer on the phone to call you at your “work number” and give the number to the news station’s phone number.  (Hopefully, if the news stations get enough of these calls, they will start airing more stories about it, reaching more people and reduce the number of victims that fall for this.)

Again, before sending money to ANYONE, stop. Think.  Do you have any paperwork showing you owe money?  If not, ask for paperwork.  If they refuse to send it, they are scammers.  A real collection agency will always: 1. provide paperwork; 2. never yell or cuss at you; 3. never require you to pay first before receiving paperwork; 4. never identify themselves as an officer of law enforcement; 5. never threaten you with jail, arrest or physical harm.

Got a call today from my aunt and ncle, who I used as references for a pay day loan long ago.  

The number is 877-673-8285.  dudes name is Staven Jessup.  I laughed when they told me to call them or I was going to jail, cuz I heard it before.  Called my lawyer and gave him thier number.  They prey on people because the scare tacktics work, since people dont know any better.  Dont give em [***]!!!!! but the dial tone.  Oh.. but get a good laugh in their faces first!

I got a call from the number 646-328-2045. The guy had an Indian accent and his name was Norman. He left a message telling me to call back or for my attorney to call back. He said if I don't call back then God help me. He said I had a loan company deposited money into my account and I haven't paid it back. I went to my back and guess what, no money was deposited.

Hahaha found this very appealing thanks will have to use it on these scumbags. I even sent an email to my mom since its her and my sister dealing with them. Love it!!

My husband got a call from one of these losers last night and although we did not fall for the scam, it still rattled us a little bit.  We have of course reported this to the officials, which could care less, and also changed our bank account information.  Your post made me laugh and I am very excited to try out your suggestions on the next [***] that calls us!

officer ricky davis and deputy barbara price are also scammers. 215-606-3430 is the number they call from or it comes up as 911. they identify themselves as the state investigation bureau

I GOT A PHONE CALL FROM THIS NUMBER 888-644-5564 TELLING ME THAT IF I DIDNT RETURN THIS CALL THAT I WOULD BE RECIEVING A NOTICE TO APPEAR IN COURT OR I COULD SEND THEM $590.00 TODAY OR MAKE ARRANGEMENTS TO PAY INSTALLMENTS.

ALSO GOT A CALL AT MY JOB SAYING THEY WERE SENDING THE POLICE TO ARREST ME.THIS IS BEGINNING TO BE A HEADACHE FROM THESE DIFFERENT PEOPLE CALLING .BUT I HAVE BEGUN TO TAKE ADVICE AND NOT EVEN ANSWER THE PHONE ..CAN THEY GET A REAL LIFE OR A REAL JOB.WE AS REAL AMERICANS DO WORK FOR A LIVING.

718-478-4109 ANDREW  STRIVES CALLED SAID HE WAS SENDING PAPERS OVER FOR ME TO GO COURT AT MY JOB.EVEN CALLED MY CELL SAID I NEED TO GO GET AN ACCT SO THEY COULD DRAW MONEY OUT SAYING I NEED TO PAY A DOWN PAYMENT OF $250.00 THEN PAY
THEM $150.00 BI-WEEKLY....REALLY THEY NOT GETTING NO ACCOUNT NUMBER,TRIED TO CALL HIM BACK GOT SOME WRONG NUMBER CALL BACK AGAIN AND IT WAS A HOME PHONE NUMBER TO A FAKE ADDRESS...

I made the mistake of taking out a couple of payday loans after my husband died to get me through.I more than paid them back.I ended up having to close my bank account.These people are relentless.I finally had to file bankruptcy.Well that doesn't slow them down either! Its been a year and a half and I still receive calls.I give them my attorney info and everything.Usually its a middle eastern man who threatens me and even threatens my children! Someway they got my underage kids cell #'s.I ended up having them changed.Last summer I told one guy that I was with the FBI and that the person they were looking for (me) was murdered and that he and his company was under investigation.Slowed them down a bit but not much.Harsh I know but they threaten me and when they call it gets me so worked up even though my lawyer says they can't do anything.They have told me they will arrest me @ work.I have filled out complaints with my attorney general who is working hard to stop them and with the FTC.However they can't get in touch with them either.They can never tell you the company they are calling on behalf of.And they have the most generic American names  like John Smith when they can hardly even pronounce it! Its nice to have these boards and see that they can't do anything..Hope someone stops it. The number I got a call from today was an 832-583-0326. You can call it back and Americans pick up but they say I have a restraining order against me and that I have to go to court.How can you have a restraining order on you when you don't even know the company they are calling for.

Got a phone call from this number 202-506-9611 stating I was going to be arrested if I didn't pay this money.  Guy spoke in a heavy foreign accent and I couldn't understand the name of the company.  Made the threat that if I didn't pay this money he hoped I was ready for what was about to happen to me.  He said his name was Chris Matthews....American sounding name but definitely not American.  Caller ID showed up as DC, USA with the number.

THEY GO BY ANOTHER NUMBER NOW #401-648-7325. SAME THING I WAS TOLD THEY WERE FROM LLC. FIRM UP IN RHODE ISLAND