student loan call

The email they sent included all my forms where I applied along with the check and the school transcripts. All looks legit but why would one wait 6 years and never try to contact anyone to collect on it... The lady was flat out rude to the attorney and myself and refused to release any information to them. Very odd!

Your nursing license cannot be revoked for failure to pay back a student loan, legit or not. If this were true, there would be MANY nurses no longer working!!! Your nursing board could CARE LESS if your loans are paid off or not!

Email is not valid.  It is supposed to be sent via the us mail, hard copy. I would contact the place you took the loan with originally and also look into your credit reports.  Do not pay by a green dot card or anything similar, this a scam operation move.

Your information is easily obtained, they have ways of getting it. First make sure this was actually sold off or not, if it was paid, when.  Make them send it via hard copy, according to the FDCPA laws.  You have 30 day's in which to respond, deny, prove it was paid or if you owe it or not.  She has to, that is the law. They can be sued provided they are a legitimate company with a legal street address.  Ask them for verifiable street and business name.  If they refuse, thats  red flag 2.

You should have legal and verifiable information from them - you can stop the calls & emails and send them a cease & desist and make them send any contact via the us mail. But you do need to research this from the actual company you had at that time, they would be able to tell you if it was sold off, to whom etc. or if it was paid.  

https://800notes.com/forum/ta-9b593c6d671798c ... sed-to-scammers
http://krebsonsecurity.com/2014/04/u-s-states ... ch-at-experian/

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Your entitled to a free credit report once a year from each:

credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
***********************
How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

These people called me on several occasions as well. They threaten to take my nursing license. This is from a very old debt that is no longer in statutes of limitation. I did a little research and found out that this is

Williams Rush and Associates
Web is: williamsrush-a**.com

Sean Williams will tell you that he is an attorney when in fact he is not. I have already made contact with an attorney in TX by the name of "Law Offices of Dean Malone" they are going to sue the pants off Sean Williams. Record all your conversations. Lead them to believe you are going to pay and get all there info and then slap them with a law suite.

Hope this helps, good luck.

These people called me on several occasions as well. They threaten to take my nursing license. This is from a very old debt that is no longer in statutes of limitation. I did a little research and found out that this is

Williams Rush and Associates
Web is: williamsrush-a**.com

Sean Williams will tell you that he is an attorney when in fact he is not. I have already made contact with an attorney in TX by the name of "Law Offices of Dean Malone" they are going to sue the pants off Sean Williams. Record all your conversations. Lead them to believe you are going to pay and get all there info and then slap them with a law suite.

Hope this helps, good luck.

Let's see what we get:
Summary:
Website: williamsrush-associates.com
Title: Collections Agency | Dallas, TX
Description: Williams Rush & Associates LLC is an accounts receivable management firm with offices

Domain Age: 2 Years, 292 Days
Website Speed: Very Fast

Owner: sean williams
Owner Address: 3131 McKinney Ave #600 (http://www.abcn.com/offices-dallas-texas-mckinney-avenue-3385 see here-it's a VIRTUAL office!)
Owner City: Dallas
Owner Postcode: 75206
Phone Number: 2145340198
Email: (was a .edu-something I find suspicious)

Owner Country : United States
Website Location : United States

Owner:
Name: sean williams
Street: 3131 McKinney Ave #600
City: Dallas
State: Texas
Postalcode: 75206
Country: United States
Telephone: 2145340198
Email:
Registrar: GODADDY.COM, LLC
Web : http://registrar.godaddy.com
Registrar Country: United States

Administrator:
Same as above

Technical Contact:
Same as above

Ip Address: 64.69.220.144
Hosting Service: "Website Pros"
Hosting City: Jacksonville
Hosting Region: FL
Hosting Postal: 32258
Hosting Country: United States
Domain Created: 2011-09-01 21:13:21
Domain Expires: 2016-09-01 21:13:21
Domain Life:
Est Value: $
Ping: 304
Speed: Very Fast
Network Name: Website Pros
Network Country: United States

Nameserver 0 IP: 216.69.185.18
Target : ns35.domaincontrol.com
City : Scottsdale
Region : AZ
Country: United States

Nameserver 1 IP: 208.109.255.18
Target : ns36.domaincontrol.com
City : Scottsdale
Region : AZ
Country: United States

All information found freely online

They Jus Called Me About A Debt That Was Originally $396 From 3years Ago Now They Say its $496 and Its Going To Be Recommended to Go To Court 2mrw at 8am.. So What Should I Do ?

There is no way they can get a court case that darn fast.. and you have to be legally served with enough time to respond. Legal servers do not call either, they just show up.  Sounds like a scam op to me..

Nothing, they have to properly serve you either in person or by US Mail, which would come Certified Return Recipt and you would most likely have to show proper ID to the US Postal Worker who would be in uniform or behind a postal facility desk to get that letter.  You cannot be "served" in any other manner in any state of the district of DC.

There may also be a statute of limitations on the debt depending on what state you live in.  I would recommend you not talk or engage them again, but if you do simply tell them you want them to send you the letter that is required by the FDCPA which is the law that covers debts and how they may be collected.  If they are legit they will know what you mean and send it, if they are criminal scam artists trying to scare you into paying they will say they can't send it for one reason or another, or that they will E mail it to you which again is not legal.

Go to bed tonight with no worries for this is a criminal enterprise that has happened many times for a long time.  If you know the name of this company and the phone number you could also report them to your State Attorney General's Office and to the CFPB:  http://www.consumerfinance.gov/  the government agency that deals with these matters.  Also please read the information on the CFPB web site on your rights pertaining to debt and the collection of debt.

Make them go away. Make them stop!!!!

Please discuss how a random anonymous stranger, the reader, is meant to accomplish this for you, another anonymous stranger, who will not identify "them" or describe what is to be stopped.

Me too

I also received a call from this place their agent we will call mr.B. This person leaves a message saying that he was calling regarding a pending legal matter in my county of residence.

I called this person back and he also gave me 3 options for repayment. I then told him that I am not working and I don't know when I will be able to return to work due to a medical issue. Mr. B then says they did a asset recovery investigation on me so in other words they ran my credit report. Mr. B then stated I had a credit line I could use to pay I then informed him that that credit line is not one I can use to pay him with since it was for bow flex. Mr. B then stated from their so called asset recovery investigation I had 2 motorcycles that I could use to pay them I invited him to call my home state and get the title status on both of them since I got rid of them a while ago. All this time he was representing himself like he was going to bring legal action. As of this day I have not received a letter statement or anything from these people a real class organization.

Misrepresenting yourself as an attorney (Officer of the Court) is a felony.

Bogus operations will say anything to scare people.