205-307-5018

It appears to be a new number for the creeps at "Datacheck".  Just block it and move on.  They are persistant little s#!@$.  Not sure how long it will take them to just give up but I have unlimited call blocking so I can keep blocking as long as they keep calling.  I only code them as a debt collector since fradulent scam artist is not an option.

Well known debt scammers.  Here is what you really need to do, because blocking them gives them no incentive not to keep calling, and they can spoof a lot of numbers.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

This is a very long and extensive report because they have so many names they hide under.

DATA CHECK OF AMERICA, INC NOW CALLING THEMSELVES DATA CHECK OF NEVADA AKA AARGON AGENCY, INC.
Posted in:  https://800notes.com/Phone.aspx/1-559-573-8780
https://800notes.com/Phone.aspx/1-678-528-0047
https://800notes.com/Phone.aspx/1-866-218-3402/2
https://800notes.com/Phone.aspx/1-334-730-4716
https://800notes.com/Phone.aspx/1-800-852-0411/2
https://800notes.com/Phone.aspx/1-702-853-1710/3
https://800notes.com/Phone.aspx/1-205-238-6303
https://800notes.com/Phone.aspx/1-866-218-3402/3
https://800notes.com/Phone.aspx/1-205-545-5161
https://800notes.com/Phone.aspx/1-323-843-2533/2
https://800notes.com/Phone.aspx/1-205-419-2950#p1024102450160442513
https://800notes.com/Phone.aspx/1-678-528-0053
https://800notes.com/Phone.aspx/1-205-419-2951#p1027942713067926781
https://800notes.com/Phone.aspx/1-559-634-9104
https://800notes.com/Phone.aspx/1-205-419-2933#p1043853528791963029
https://800notes.com/Phone.aspx/1-678-809-2785#p1046525200343374493
https://800notes.com/Phone.aspx/1-323-248-9569/2
https://800notes.com/Phone.aspx/1-205-307-5018#p1094613241226643334

Web site gives a physical location in California but a web search of that address does not show them there (possible virtual office since there seems to be numerous companies there):  http://www.datacheckofamerica.com/contact-us.html
Data Check of Nevada lists an address in Arizona? (which is an InExpress office offering mail boxes):  https://secure.datacheckofnv.com/pcipayment/index.cfm
Aargon agency claims to have offices in 5 states but gives no physical address for any of them:  http://www.aargon.com/
Aargon Face book page has lots of propaganda on it:  https://www.facebook.com/AargonAgency

BBB has them in Georgia with no rating and no complaints:  http://www.bbb.org/atlanta/business-reviews/c ... nta-ga-27604060
BBB gives DC of Nevada an F rating with 32 complaints:  http://www.bbb.org/southern-nevada/business-r ... gas-nv-90040896
BBB gives Aargon Agency and accredited A+ with 85 complaints and 4 negative reviews:  http://www.bbb.org/southern-nevada/business-r ... -vegas-nv-50413

Bizapedia has them as a Georgia Corporations:
Company Name:      DATA CHECK OF AMERICA, INC

File Number:      15059524

Filing State:      Georgia (GA)

Filing Status:      Active/Compliance

Filing Date:      June 16, 2015

Company Age:      7 Months

Registered Agent:               Cynthia Hurst
517 Windcliff Dr
Marietta, GA 30067

Principal Address:               517 Windcliff Dr
Marietta, GA 30067

Company Contacts
CYNTHIA D HURST

Incorporator

         517 Windcliff Dr
Marietta, GA 30067

And has this defunct corporation at that address also:
Company Name:      SAFFER, INC.

File Number:      J711744

Filing State:      Georgia (GA)

Filing Status:      Automated Administrative Dissolution/Revocation

Filing Date:      May 1, 1987

Company Age:      28 Years, 8 Months

Registered Agent:               Saffer, Sally M.
1045 Sterling Ridge Chase
Marietta, GA 30062

Principal Address:               3403 Chastain Dr Ne
Atlanta, GA 30342-4174

Company Contacts
DEBRA ANN SAFFER

Secretary

         928 Scenic View Dr
Atlanta, GA 30339

DEBRA ANN SAFFER

Chief Financial Officer

         517 Windcliff Dr
Marietta, GA 30067

SALLY M. SAFFER

Chief Executive Officer

         3403 Chastain Dr
Atlanta, GA 30342

Georgia Dept. of State has them formed June of 2015 and out of business January 4th of 2016:
Business Name:    Data Check Of America, INC    Control Number:    15059524
Business Type:    Domestic Profit Corporation    Business Status:    Active/Owes Current Year AR
Business Purpose:
Principal Office Address:    517 Windcliff Dr , Marietta , GA, 30067    Date of Formation / Registration Date:    6/16/2015
State of Formation:    Georgia    Last Annual Registration Year:    NONE
DissolvedDate :    01/04/2016

Registered Agent Information
Registered Agent Name:    Cynthia Hurst
Physical Address:    517 Windcliff Dr , Cobb, Marietta , GA, 30067, USA

Officer Information
Name    Title    Business Address
Cynthia Hurst, D        517 windcliff dr, Marietta , GA, 30067, USA
Cynthia Hurst, D        517 Windcliff dr, Marietta , GA, 30067, USA

517 Windcliff Dr is the business location and is a condo or townhouse that might be up for sale.

Other complaints:
http://www.everycaller.com/phone-number/1-707-205-1628/       (note the first post is a shill post).

Since the corporation has dissolved and since they are not registered anywhere else, they are not legally allowed to do business.
Nevada Dept. of State info:
DATA CHECK OF NEVADA LLC

Business Entity Information
Status:    Active    File Date:    08/19/2015
Type:    Domestic Limited-Liability Company    Entity Number:
E0397212015-4
Qualifying State:
NV    List of Officers Due:
08/31/2016
Managed By:
Managers    Expiration Date:

Foreign Name:
    On Admin Hold:
No
NV Business ID:
NV20151493965    Business License Exp:
08/31/2016
Additional Information
Central Index Key
Registered Agent Information
Name:    NEVADA LEGAL FORMS & TAX SERVICES, INC.    Address 1:    3901 W CHARLESTON BLVD
Address 2:        City:    LAS VEGAS
State:    NV    Zip Code:    89102
Phone:        Fax:
Mailing Address 1:        Mailing Address 2:
Mailing City:        Mailing State:    NV
Mailing Zip Code:
Agent Type:    Commercial Registered Agent - Corporation
Jurisdiction:    NEVADA    Status:    Active
View all business entities under this registered agent

Officers     Include Inactive Officers
Manager - DUANE CHRISTY
Address 1:    8465 W. SAHARA AVE. STE. 111-201    Address 2:
City:    LAS VEGAS    State:    NV
Zip Code:    89117    Country:    USA
Status:    Active     Email:
Manager - ERICA KIRBY
Address 1:    8465 W. SAHARA AVE. STE. 111-201    Address 2:
City:    LAS VEGAS    State:    NV
Zip Code:    89117    Country:    USA
Status:    Active     Email:
Manager - BILLY KIRBY III
Address 1:    8465 W. SAHARA AVE. STE. 111-201    Address 2:
City:    LAS VEGAS    State:    NV
Zip Code:    89117    Country:    USA
Status:    Active
AARGON AGENCY, INC.
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Business Entity Information

Status:      Active    File Date:      2/9/1996
Type:      Domestic Corporation    Entity Number:
C2860-1996
Qualifying State:
NV    List of Officers Due:
2/28/2017
Managed By:
    Expiration Date:

NV Business ID:
NV19961078829    Business License Exp:
2/28/2017

Additional Information

Central Index Key:

Registered Agent Information

Name:      JOLLEY URGA WOODBURY & LITTLE    Address 1:      3800 HOWARD HUGHES PKWY 16TH FL
Address 2:          City:      LAS VEGAS
State:      NV    Zip Code:      89169
Phone:          Fax:
Mailing Address 1:          Mailing Address 2:
Mailing City:          Mailing State:      NV
Mailing Zip Code:
Agent Type:      Commercial Registered Agent - Corporation
Jurisdiction:      NEVADA    Status:      Active

View all business entities under this registered agent

Financial Information

No Par Share Count:
25,000.00    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

Secretary - NOA CHAR
Address 1:      8668 SPRING MOUNTAIN RD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active    Email:

President - DUANE CHRISTY
Address 1:      8668 SPRING MOUNTAIN ROAD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active    Email:

Treasurer - DANIEL ROBINSON
Address 1:      8668 SPRING MOUNTAIN RD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active    Email:

Director - CLYDE WOOLBRIGHT
Address 1:      8668 SPRING MOUNTAIN RD    Address 2:
City:      LAS VEGAS    State:      NV
Zip Code:      89117    Country:      USA
Status:      Active

Nevada Business and Industry info:
License Number: CA10056    Current Date: 03/14/2016 11:28 AM
Name:     AARGON AGENCY INC
Doing Business As:     AARGON COLLECTION AGENCY
License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     04/03/1996
Addresses
Mail Address     Address     8668 SPRING MOUNTAIN RD
LAS VEGAS , NV
CLARK
89117

    Phone Number:     702-220-7037   Extension:   227

LicenseLocation     Address     AARGON COLLECTION AGENCY
8668 SPRING MOUNTAIN RD
LAS VEGAS , NV
CLARK
89117

    Phone Number:     (702) 220-7037

No license for Data Check of Nevada which means they cannot legally collect debts in that state, or even operate as a debt collector.

Other complaints:
http://www.ripoffreport.com/r/AARGON-AGENCY-INC/Las-Vegas-Nevada-89117/AARGON-AGENCY-INC-Did-not-remove-Paid-off-bill-from-credit-report-they-were-informed-tha-1018259
http://www.ripoffreport.com/r/aargon-agency-inc/las-vegas-nevada-89102/aargon-agency-inc-aargon-collection-agency-junk-debt-collectors-past-sol-debts-placed-o-572957
http://www.ripoffreport.com/reports/directory/aargon-agency
http://badfinance.org/review/1305990/aargon-agency-inc-debt-collection
Looks like there was a government action against some firms at the address for Aargon:  https://www.ftc.gov/sites/default/files/docum ... eymakercmpt.pdf

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the Georgia AG:     http://law.ga.gov/
http://consumer.georgia.gov/consumer-services
Also file a complaint with Nevada Business and industry, here is the form:  http://business.nv.gov/uploadedFiles/business ... rm%208-2015.pdf

Per Resident47:
I've older notes on Aargon Collection Agency / ACA  in Vegas making it a/k/a Bourassa Law Group and Total Credit Recovery.

I have already reported them numerous times and sent a letter when this first started back in February.  That has not stopped them one bit.  Every time they call from a new number, I update my original complaints.  Call blocking is the only thing that allows me to keep my sanity at this point.   I will look into the attorney option though.

Did you send the letter certified, return receipt?  If not they will claim they never received it.  You have and excellent FDCPA and possibly a TCPA and FCRA case.  Waiting to sue means the SOL of 1 year is ticking away.  Once that 1 year is gone that infraction pretty much doesn't exist anymore.

I did send it certified with a return receipt.  The receipt came back with a stamp on it, no signature though.

Never heard of that.  Post Office is not doing their job.  Well I suppose the receipt should be enough to show they got it.  Time to sue them now.

Somehow these [***] got ahold of a check I wrote back in like 98'.. They insist it was a bad check & want money to settle it.. The bank account is long since closed & I've never bounced a check in my life.. Even if I had its far too long since the check was written for any "law suits" against me (and it would be on my credit report, which is clean) . I keep telling them I know it's a scam & to get real jobs but they just hang up.. Then a few days or weeks later they call from a different #... They have started calling my husband (& god knows who else). I saw that somebody wrote that we need to send them a letter but I don't want them to have my address. And they have never given me a name of their said company (or one that comes up in Google search) so I wouldn't know who to file a complaint against. Meanwhile I've started telling them I have paperwork on them & need them to pay me or they are going to jail.. I mess with them for as long as I can before they hang up. I just feel bad for whomever else they are bugging from my life. I also feel bad for the ppl who fall for this [***]. They have to be making money or else they wouldn't be doing this. I'm wondering if it will ever stop... Anyways I just wanted to let ppl know that this is a scam & to NEVER give money to anyone calling!! True collectors send paperwork! They will claim they have sent stuff to a previous address but it's not true!! They will say ANYTHING to get your money! If you have a debt settle it directly with the company & if the company did send it to collections they can give you the number to the person's you need to contact!! And NEVER give out personal information! Even if they have the correct info on you, deny it!! Protect yourselves & put these crooks out of business!! Peace.

Fresno and Bakersfield have been inundated with calls regarding a debt collecting agency called:  Data Check of America.  Their webpage suggests they are a check authorization and fraud prevention company.  They claim they protect businesses and consumers from the unlawful use of checking account information.  They assert to be in the risk management business.  Under their “Consumer Alert” section, they even claim they are “NOT a Debt Collection Agency or Debt Buyer.”  They state they are working under “both STATE and FEDERAL Law Enforcement to stop unlawful collection tactics.”

Recently, over 2 dozen complaints have been registered with your BBB serving Central California & Inland Empire regarding Data Check of America.  Data Check of America is out of Phoenix, AZ, and currently has a D+ rating with the BBB.   Fresno attorney Timothy Springer discovered that the Arizona offices are virtual offices by Regus – a mailing address, a receptionist, but no employees.

The contact goes something like this:

You receive a call from 866-218-3402 regarding a returned check from between 1997 and 2009.  The original amount owed is less than $35, and very often written to a pizza parlor.  Some of the checks are drawn on Washington Mutual – a bank that went out of business in 2009.  “Simone” is one of the Data Check employees.  Simone phones.  A lot.  Sometimes 5 times per day.  When Simone makes contact to settle the original debt, the price has skyrocketed: up to $300.  Litigation is threatened.  Wash garnishment is threated.  The debtor is told a freeze will be placed on the accounts with whom Data Check does business.  One complainant was threatened with a lawsuit for $5000.  One woman asked that Simone stop calling.  Simone answered that she will, “never stop calling you.”  After being bullied into paying by credit card, Simone told a young lady to “stop crying, I can’t hear you.”

$300 for 14 year old pizza?

After clients complained about Data Check of America, Fresno attorney Timothy Springer contacted Me-N-Ed’s corporate office. Mr. Springer was told that Me-N-Ed’s was unaware of these collection attempts, and have not authorized Data Check of America to make collection efforts on their behalf.

Is this legal?

Can a creditor collect on a debt that is 14 years old?  In California, the statute of limitations for an NSF check is 4 years.  After that time, a debt is considered "time-barred." According to the law, a debt collector cannot sue you in court for not paying a debt that is time-barred.

Debt Scavengers and Zombie debt refers to old debt purchased by debt collectors, hoping to intimidate consumers into paying.  Companies sell their old, uncollected debts for pennies on the dollar to third-party agencies.  Zombie debt collection agencies have nothing to lose, and a lot to gain. They keep virtually all the money, so they stand to make a significant profit if they are able to collect even a partial payment from you.

What should I do?

Ask for the debt in writing, and tell them to stop calling you.  Ask for the company's mailing address. Then hang up.  If you are able, block the number.  Data Check of America is spoofing numbers, so blocking one number may not stop them from calling from a different number.

Will this ruin my credit?

If you are not sure whether the debt will affect your credit score, Check Your Credit Report.  If the original debt you owed was less than $100, if it shows up on your credit report, it may not significantly hurt your credit score.

What are my legal rights regarding debt collection?

There are very specific laws regarding debt collectors, outlined in the Fair Debt Collection Practices Act.  The following are rules for dealing with a debt collector:

Get it in writing.  Within five days of contacting you, a collector must send you a written notice telling you the amount of money you owe, the name of the creditor, and what action to take if you believe you don't owe the money.  Collectors must stop trying to collect until they give you verification. DON’T CHIT CHAT.  HANG UP AND WAIT FOR THE PAPERWORK.
If you don’t owe it, dispute it in writing BY CERTIFIED MAIL.  KEEP A COPY OF THE LETTER. If you do not send the letter certified mail, they can claim they never received it.
Keep a record of phone calls, voice mails, and messages.  IF THE COLLECTOR BREAKS THE LAW, YOU CAN PRESENT THE EVIDENCE IN COURT TO SUE THEM.
SAY AS LITTE AS POSSIBLE
NEGOTIATE if you owe the debt.  Start off offering 10 percent of the amount you owe.  Settle in the neighborhood of 30 – 50%.  Once you’ve gotten WRITTEN CONFIRMATION of the agreement, send the payment.  Pay with a cashier’s check, not a personal check.  UNDER NO CIRCUMSTANCES GIVE ANYONE ACCESS TO YOUR BANKING DATA.  Offer a “payment-for-deletion” deal.  Agree to pay the full payment if the collector agrees to remove the collection account from your credit report.  GET IT IN WRITING.
Debt collectors may not lie, and they may not harass you by phoning simply to annoy you.  You cannot be harassed, oppressed, abused, or threatened with arrest or criminal prosecution.
If a collector doesn't tell you that a particular debt is time-barred — but you think that it might be — ask the collector if the debt is beyond the statute of limitations. If the collector answers your question, the law requires that his answer be truthful.

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower.

Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.  Report any problems you have with a debt collector to the California Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

Data Check of America states their debts can viewed online at www.datacheckofamerica.com or www.paydatacheck.com.  They have their phone number listed online:

Data Check CUSTOMER SERVICE HOTLINE (888) 252-7454

Data Check of America Inc.  Compliance Department (888) 221-6373.

One person who was a victim of Data Check of America called the company’s compliance department, and eventually got a refund.

The website for Data Check claims they will “suspend consumer check writing privileges with our merchants in the event of a dishonored check which may be reported to CHEX SYSTEMS and/or other merchant Check Verification Agencies.”

The three systems that merchants use to verify checks are:

Chexsytems:  1.800.428.9623, or ConsumerDebit.com

Certegy Check Systems Inc.: 1-866-543-6315 or AskCertegy.com

Telecheck/FirstData: 1-800-366-2425 or FirstData.com

http://www.bbb.org/central-california-inland- ... merica-warning/

Somehow these [***] got ahold of a check I wrote back in like 98'.. They insist it was a bad check & want money to settle it.. The bank account is long since closed & I've never bounced a check in my life.. Even if I had its far too long since the check was written for any "law suits" against me (and it would be on my credit report, which is clean) . I keep telling them I know it's a scam & to get real jobs but they just hang up.. Then a few days or weeks later they call from a different #... They have started calling my husband (& god knows who else). I saw that somebody wrote that we need to send them a letter but I don't want them to have my address. And they have never given me a name of their said company (or one that comes up in Google search) so I wouldn't know who to file a complaint against. Meanwhile I've started telling them I have paperwork on them & need them to pay me or they are going to jail.. I mess with them for as long as I can before they hang up. I just feel bad for whomever else they are bugging from my life. I also feel bad for the ppl who fall for this [***]. They have to be making money or else they wouldn't be doing this. I'm wondering if it will ever stop... Anyways I just wanted to let ppl know that this is a scam & to NEVER give money to anyone calling!! True collectors send paperwork! They will claim they have sent stuff to a previous address but it's not true!! They will say ANYTHING to get your money! If you have a debt settle it directly with the company & if the company did send it to collections they can give you the number to the person's you need to contact!! And NEVER give out personal information! Even if they have the correct info on you, deny it!! Protect yourselves & put these crooks out of business!! Peace.

Thank you for the info!