8003615783

You can add your name to the Do Not Call list and that works for telemarketers what you can not stop is companies trying to collect on what they say they owe you.  They start calling at about 8 AM and go till 9 PM and call pretty much every hour during the day.  For them it isn't harassment it is their job to collect.  Personally I don't see why they can't keep it to one call per day.  OK I have a cancerous brain tumour, a widow with two small kids and very little income.  So right now I owe and can't pay.  Call me once a day or 100 times, still can't pay what I don't have.  Love it when they tell me to go work at McDonalds and pay what I owe, sure I'll skip the Chemo and Radiation and go serve fries instead.  Sometimes life isn't what we expect it to be, too bad they can't see that.

it is normal to receive very days if you missed 1 pay for 1months,i thinks it is toooooosoooooo excessive


sorry my english

in reply,i say you are very loyal to your company.that is a good thing,however i have never have had dealin gs with this company.why should i have to deal with constant calls,especially when no one answers my heartfelt hello.i must admit i am rather tired of the whole experience.
now my real feelings on this subject.the company can go f%%$$##@@@#&^^^%%##@#@#,and *&^%$%$$##*^%$###@^^^^^W#@QTYYUTYEWWQWQ.thank you.

You are correct that they are not violating any law, but that doesn't make what they do moral.

When you sign a "contract" with a Financing company in exchange for "credit", what you are actually doing is providing them with a document charged with commercial energy for precisely the amount you intend to "borrow".  They take that debt instrument and deposit it on their books as an asset.  They then issue you the funds that you think of as your loan.

What makes the process immoral in my opinion is that they took no risk in lending you money.  In fact you can't even say that they loaned you anything since all they did was transform the commercial energy you provided them into a piece of plastic called a credit card.

Here is one strategy I feel is worth attempting if you're really not interested in paying credit card "debts" any more:

Send them a letter, via registered mail, asking them to produce the original security instrument that generated your loan.  In other words, ask them to produce the contract.  Do this via registered mail so you have proof that they received your request, and your request is not an unreasonable one, is it? It may also be a good idea to pay a Notary Public a couple of dollars to witness the document, and to use the Notary's mailing address as the return address on the letter.  This way, if the Notary does not receive a response, he will witness a certificate of non-response to you, which is then used to secure a judgement in your favour.

You're just using their processes against them.  Keep in mind that credit card "debts" are unsecured, which means the worst they can do is mess up your credit.

Inform them in this letter that you do not conduct business via telephone, and that you will charge them $1000.00 for every phone call they make to you subsequent to verified receipt of your letter.  In Canada, we can use Canada Post's website to print off a certificate of delivery for all registered mail (which must be signed for by the recipient).  Following that day, log every attempt to call you and issue them an invoice, once again through a Notary Public, and secure a non - response certificate from the same Notary.

It's unlikely that the credit card company will ever attempt to produce the original security instrument, since that instrument most likely has a deposit stamp on it, and would therefore be evidence of fraud.

Since they took no risk in issuing you a "loan", they have no standing in court.  You can have them dismissed from the proceedings on the grounds that they have no interest in the matters, since they took no risk in them.

they have been calling me and harassing me.  asking for this guy I've never heard of (and I've told them this)  who I'm assuming is late on a payment or owe's money.  driving me nuts!

I replied below.  I am having the same problem.  they are asking for a guy I've never heard of.  I've been nice and they've been incredibly rude

i don't have a f*cking account with these people.  they "u" are calling me and harrassing me asking for this guy I've never heard of.  I've told them "u" this so back the f*ck off

get Call forwarding and forword the number back to them

HSBC is the worst company if you forgot to pay your bill and its barely a few weeks late they will harass the s**** out of you. Cancel all your card with them they SUCK!!!!

If you have a bundle for your home phone with bell, use call screen as one of your features and block these A**holes by pressing *60 and add them so their calls dont get through!!!!

They call at home and hang up all the time! Worst, they call, and put me on hold even before I answer!!!

i had an acct with these [***] when i was 18. no admittedly i did not pay any of my bills for the first while because as many 18 yr olds are i was irresponsible about it, however after i had been sent to thier in house collection department i made an arrangement with them to put my acct back in good standing, the arrangement was to pay a set amount by a certain date and i would be back in " up todate status" the only problem is that since they have no way for thier collection and thier customer service deptartments to speak to each other once my acct was placed in good standing cs sent it back to collections immediately saying i owed all the interest. and so it went for a few years i would hold up my end of the agreement and they would not. it got so bad that they claimed i owed them $4000 when infact it should only have been about 1500 ( according to the collection dept. not me) finally when i had enough i contacted a manager in the collection dept. who agreed to make an arrangement for the original balance of the acct. and to note me as a payed customer not an paid arrangement.
after all this i am still getting calls from them but if you go this route you will get a letter from the credit dept. stating all the details of the agreement and they cannot in anyway deny your arrangement then.

in response to the person named stating the obvious ( posted about half way between here and the top)
DONT BE AN ASS! THERE ARE PLENTY OF PPL OUT THERE PAYING THIER BILLS WITH HSBC AND NOT GETTING ANYWHERE BECAUSE THE [***] IN CHARGE OF THAT COMPANY REFUSE TO OPERATE IT IN ANY WAY LIKE A PROFESSIONAL BUISNESS AND INSTEAD CHOOSE TO RUN IT LIKE A BUNCH OF SLEEZY LOAN SHARKS!

For all those out there with similar problems to mine please make sure to speak with a manager in the collections dept. explain your situation calmly and honestly with them and they should try to help you out. if not keep climbing the chain of command with in thier offices and dont be affraid to use words like class action, and lawers.

gl to all out there

I had a card payment a few days late, because my place is a mess and couldn't find the bill (...). I called the shop where I bought something, called their credit services, and just explained myself and solved the issue. HSBC hasn't called again (yet), and the lady made changes in the computer, and said they wouldn't call again. Make sure your payments are up to date.

these guys have been phoning me endlessly for weeks!  when i pick up no one answers. I phoned them back and told them they have an issue with their automated service call. I have promptly paid HSBC in full and told them I do not ever wish to do business with them again!

Now I'm just angry... they just called, on a saturday, before 8:30 a.m.. The last time someone else answered the phone and there was nobody on the other end. What a way to be awakened, sheesh.

They just called twice within 15 minutes. A couple days ago they called twice within 7 minutes. Nobody in the household deals with this company. The one person who does does not even use their card. This is harassment already.

They call me everyday, 3-4 times a day

I used to have my Future Shop card through HSBC. They would call me daily-on my cell phone and at work, and of course, since I was at work (or in class). At first I didn't answer-I was at work or in class every time they called and they never left a message. Finally they caught me on a day off-and all they wanted was "to see if you're interested in a $5000 loan you've been prequalified for!". I said no thank you, and expected that to be the end of it.

They continued calling me daily on my cell phone, and at work. I called them back on a lunch break eventually, and sure enough, they again just wanted "to see if you're interested in a $5000 loan you've been prequalfied for." I explained (somewhat pissed off) that I was a full time university student, who already had more than enoughd debt thank you very much, and to never call me again unless it was directly related to my Future Shop account. They obliged-but in all fairness, Future Shop switched card financers so I no longer have an HSBC Future Shop card.

Now they've started again-calling me daily. I just got a Brick card-and I haven't even used it so there's no possible way the calls are about payments! After getting literally 2-3 calls PER DAY for the past three weeks (since I got my card) I finally called them back from work today. After being on hold for half an hour, and hung up on 3 times, they finally told me why they're calling-"to see if you're interested in a $5000 loan you've be prequalified for."

It makes my head want to explode...seriously?!

Rude; most harassing dialer in the market.  

Shame on HSBC.  

I hope your merchants are reading – they ultimately will pay as I won’t shop there anymore!

started to get these calls no messages work night shifts

HSBC - don't have any loans / cards with them... but they call about 100 times in a week.