8006424720

That's funny.

This number calls my Grandmother, whose number has never been given out to anyone.  They call repeatedly and there is no reason anyone should be calling her number for anything.  They hang up when we try to ask why they are calling.  If this really is a Wells Fargo number I am seriously considering cancelling my accounts with them.  Maybe we should be keeping our money with local banks anyways, obviously these big guys are to wrapped up in profits to care about customer service.

HELLO ALL,

This is a scam, plain and simple. They use a REAL phone #, from Wells Fargo Credit Card dept., to PRETEND they are a real business, and lie and cheat and get your information from you, so they can scam you.

If you have real accounts with Wells Fargo, hang up, and call them yourselves if need be.

Do not, do not EVER give out information about yourself, your credit cards, your loans, your social security #, etc... unless YOU made the call, and YOU are initiating the call and the conversation.

When in doubt, you can HANG UP, and call your company/bank/whatever directly, yourself, to be assured you're calling the correct people.

Be aware of scams, they will do their best to appear to be legitimate, to trick you.

They CAN fake caller ID #'s, so, don't trust them, hang up, and call back yourself, that is the only way you can rest assured you're speaking with the correct party at the other end.

Cheers,

WhatUV

No, it's hard to 'ask' to not be in the program, when the phone calls over and over again, but there is never anyone on the line, even though they are calling me...

This is crap, I've called Wells Fargo, they are not aware of any legitimate reason for calls to me, this is a scam, pretending to be Wells Fargo, and using their Faked Caller ID, to appear legitimate.

Again, I called Wells Fargo to confirm this.

We've told them repeadly not to keep calling and they won't stop!

I work for a 3rd party representing Wells Fargo personal assistant progam it is a real offer from Wells Fargo. Some of us are between jobs to keep this one we have to a least rebuttal twice your no answer to keep our job, Please just be polite or do not answer your phone.

I do not have a credit card with Wells Fargo, so I find it weird that this number would call me.

I tried to go online to wells fargo and opt out of the privacy issues.  When I went to change it they said sorry its not available.  Whatever.  They say they don't  sell your info but how do we know?  I never gave my e-mail address out ever no Im getting blown up by spammers.  Thank you wells fargo

they keep calling my house...i just want it to stop!!!!!!!!!!!!!!!!!!!

This number is a system auto dialing because call my cell number every 1.5 hrs, i never answer it, then left a message  regarding someone access my account....oh well, I think just nonsense.

Debt Collectors – Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
Account #  

Dear  :

I am in receipt of your demand for payment.  However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c).  Failure to comply with said Notice shall result in a complaint filed and submitted to, the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  

Sincerely,



Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

If anyone should need help with Lawsuits regarding Collection Agencies/Debt Collectors and/or Credit Cards; I may be able to help you.  Please contact me at tlcpetmommy@gmail.com.

© petmommy copyright 2009 All rights reserved

Received a call yesterday from 209-451-9403 Stockton,CA area code landline number with a Wells Fargo (caller id) that also did not leave any message like this 800 number does. Funny thing about it is I too don't have a WF credit card, do not have an account or do any kind of business with WF. So if it is truely WF wouldn't they have their customer's correct number/information to know who is a customer and who is not? I believe this is some kind of phone SCAM too.

There may be legitimate services attached to this number like you are doing, but considering how many different services people have described coming from it, someone probably has spoofed the number. I get a call about every half hour from it starting at 11am until 3 or 4pm EST. If I try to answer, it instantly hangs up. In fact, even when I let it go to voice mail, it usually hangs up. For me it's some recording about my credit card being at risk, and a new one being sent.

If it turns out to be legit, then hey, cool, glad they're on the ball. However, even if it IS legit, there's no reason for 12 calls a day where they don't stay on the line when I answer, and continuing to call after they've left multiple messages. I work midnights, so that is right in the middle of the time I sleep. I'm not willing to turn my phone off because my grandma isn't doing well and don't want to miss the call if something goes bad.

tl;dr - Exhausted, want to burn them

Called my local Wells Fargo last Saturday, they confirmed there was nothing wrong with my account and said they'd switch my account over to no solicitations by phone, email, or snail mail. Calls stopped right after....
Until yesterday at about 3pm. Went to the bank this morning to complain in person. They actually got pretty pissed, one of the managers called the place up to tell them off for violating instructions and such. So it's probably best to talk to your local branch instead of the national 800#'s. They might actually try to do something about it.

I have been receiving calls from this number for the last 2-3 weeks. They called last  on saturday ...and my wife pick up the phone and they asked to speak to me...but I did not want to take the call .. and so  I wanted to find out about this number from the web....am glad I came a cross these postings.

I have been receiving calls from this number for the last 2-3 weeks. They called last  on saturday ...and my wife pick up the phone and they asked to speak to me...but I did not want to take the call .. and so  I wanted to find out about this number from the web....am glad I came a cross these postings.

Caller: WELLS FARGO????

caller ID: 1800-642-4720

Yep, confirmed on the website. It IS Wells Fargo Credit Card Services. My own bank is harassing me, insisting to speak to my husband. The guy was actually rude to me this morning when I politely asked if I could help him. He said, "No, YOU can't help me with anything. Good bye." Didn't say who he was with. They are calling several times daily. I called Wells Fargo and they allowed me to do a privacy "opt out". It took a few minutes to answer their questions and then at the end they told me my husband would have to personally call to opt out for himself and then it would take 60 days for it to go into effect. This is how they treat their own customers. I mean, I'm on the bloody account, too!

So I'm one of the telemarketers that call for Well's Fargo bank. For one its not a scam. For the ppl that complain about us not leaving messages we are not allowed to because its just a sales call their wouldn't be a message. Duh! Oh and It's actually a good job. I love how ppl who answer the phone say they are unemployed but dogs on me for calling their house. That cracks me up. As for calling businesses we arnt allowed to so we have to say we have a wrong number. The program it self gets mailed out in 2 to 3 weeks and dosent show up on your account statement for 3 to 4 weeks. You people really need to get over your selves Its just phone call. Take into consideration that when you say hello a couple times before we say it back means it takes awhile for the call to reach the computer. Every number is on an auto dialer so we dont get to pick who we get to call. I would just say get over yourselves your the one who signed up for a Well's Fargo account. So that means you have an established business relationship with gives us the right to contact you. As far as the DNC list, that takes up to 30 days for you name to be removed from Well's Fargo internal list. What I'm saying is show some respect for the people who call you. We are people too who also have feelings, Oh and another thing....When you say NO to the offer and we keep trying to sell it its called a rebuttal and we have to give at least two before ending the call and at least one in confirmation. NOW!!! If you have any question about this or we can be of further assistance please call your personal assistant at 1-888-276-2295 the number for Well's Fargo Credit card Customer service is 1-800-642-4720 and if you have a Well's Fargo check card call 1-800-869-3557. Have a nice day. Don't mean to be a [***] but You have to give respect to get it, and I'm tired of being treated like [***] just because I call your house.

Oh it has come to my attention that people who complain that we cant talk to them because they arn't on our screen Its the law so get over yourself. You might be on the account but It's an offer directed to your spouse not you.

We arnt allowed to any messages and Accidents happen. Every number is on an automatic dialer. So Us telemarketers dont have control over that..