8008246191

Low level bottom feeders. Scam company with numerous complaints against them. Don't bother picking up, simply block

They sent me a debt text from 844-910-2089 with a reference number in it. Haha. They're getting tech savvy.

they also texted me lol

received a 2 texts in a row on April 30, 2020 at 12:58 pm from 8449072809 ...
"From First National Collection Bureau, Inc. contacting ******* *******, This is a attempt to collect a debt by a debt collector & any information obtained will be used for that purpose. Contact us @ 1-800-824-6191 or fncbinc.com, use ref #183918466. Reply STOP to stop SMS"
Nothing was mention.

As far as I know using a text message to collect a debt is still illegal so you might have an FDCPA case.

That outfit is known to break collection laws as well.  There is a wealth of information on that outfit in this thread.  It would pay you to read the other posts.

They ask for my reference number when I told him to hold on I would get it for them they hung up on me

They have called me today May 20th 2020. They are looking for a Diane Rodriguez.  I live in a 55 community for the past 3 years and have told them repeatly there is no Diane Rodriguez. I told them will contact and report them to my local police dept and FCC for harressment. They quickly removed my number, but  I have blocked them anyway

I received a text message, no call that I was to call immediately to clear up a debt.  As I am concerned about my credit and that something may have slipped through the cracks I called.  At which time a male answers and asks "What can I do for you today?".  My reply is that "you text me, so what is it I can do for you today?"  He asked me if my name was Karen or did I know her?  I replied no and if I did you should not be calling me.  He asked if i someone else, and again i respond and say no you as well you should not be calling me even if I did.  He then has the nerve to ask if I know her number....REALLY????  Supposedly he removed my number, but I now have them blocked for calls and texts.

I got a text saying to call that number and use reference number xxx  saying for outstanding debt. I have NO outstanding debt!!!!

Received a text from FNCB stating that they were trying to collect at debt by a debt collector etc.. and they wanted me to call 800-824-6191 or to go to fncbinc.com.  Yeah I'm not doing that...

First National Collection Bureau are scammers, they are probably on a phishing scam, I don't have any loans except my credit union and they know where to find me. They say they are a legit collection agency but with this many complaints, they are far from legit.

Me, do you work for these scammers? I think you do.

Spending time replying to a post clearly made in 2007 when that person will not be back 13 years later is a waste of time and effort.  What is a great use of time and effort is taking the time to read the other posts and finding the dozen or so posts that give you great and useful information on how to stop the calls.

they sent me a test stating i needed to call to settle a debt. I don't have any debt that is behind or old.

I got a call from this Number today about A Citibank Visa credit card that was open back on 1997 it’s 2020 For crying out loud 23 years ago and she told me the last payment was 2004 16 years ago And I have no Idea want this is  and don’t ever remember having a Citibank credit card she said I have a  Judgment against me in the State of NYC. I move to the south 2011. I think someone Stole my identity.Either that or this is a total scam I asked for proof she said she was going to send me a letter.I’m waiting for it.

Well known criminal enterprise.  Very well known around here.  You don't have to remember anything.  Nothing at all because they have to prove that you owe the debt and that they have the legal right to collect it.  They will violate the law and you should sue them.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

FIRST NATIONAL COLLECTION BUREAU AKA FNCB

Web site no longer has contact info, simply a phone number and a log in page:  http://www.fncbinc.com/contactus.html

BBB now gives them a B+ rating, up from an F rating with 82 complaints and 14 negative reviews (BBB removed 292 complaints as well) as of 9/3/20:  http://www.bbb.org/reno/business-reviews/coll ... arran-nv-103653

One of the head criminals in this organization:  http://www.insidearm.com/daily/collections-jo ... liance-officer/

Nevada Dept. of Business & Industry License:
License Number: CAD11256    Current Date: 08/23/2015 07:00 PM
Name:     FIRST NATIONAL COLLECTION BUREAU INC

License Type:     Collection Agency
License Status:     Active
Expiration Date:     06/30/2016
Original License Date:     11/13/2014
Addresses
Mail Address     Address     610 WALTHAM WAY
MCCARRAN , NV
WASHOE
89434

    Phone Number:     775-829-3790

LicenseLocation     Address     FIRST NATIONAL COLLECTION BUREAU INC
610 WALTHAM WAY
MCCARRAN , NV
WASHOE
89434

    Phone Number:     800-824-6191

Nevada Dept. of State info with the head criminals listed:
FIRST NATIONAL COLLECTION BUREAU, INC.
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Business Entity Information

Status:      Active    File Date:      2/13/1992
Type:      Domestic Corporation    Entity Number:
C1319-1992
Qualifying State:
NV    List of Officers Due:
2/29/2016
Managed By:
    Expiration Date:

NV Business ID:
NV19921021331    Business License Exp:
2/29/2016

Additional Information

Central Index Key:

Registered Agent Information

Name:      BRADLEY L. JARDON    Address 1:      610 WALTHAM WAY
Address 2:          City:      MCCARRAN
State:      NV    Zip Code:      89434
Phone:          Fax:
Mailing Address 1:          Mailing Address 2:
Mailing City:          Mailing State:
Mailing Zip Code:
Agent Type:      Noncommercial Registered Agent

View all business entities under this registered agent

Financial Information

No Par Share Count:
25,000.00    Capital Amount:
$ 0
No stock records found for this company

Officers       Include Inactive Officers

President - BRADLEY L JARDON
Address 1:      610 WALTHAM WAY    Address 2:
City:      MCCARRAN    State:      NV
Zip Code:      89434    Country:      USA
Status:      Active    Email:

Director - BRADLEY JARDON
Address 1:      610 WALTHAM WAY    Address 2:
City:      MCCARRAN    State:      NV
Zip Code:      89434    Country:      USA
Status:      Active    Email:

Secretary - ELISEO MONTENEGRO
Address 1:      610 WALTHAM WAY    Address 2:
City:      MCCARRAN    State:      NV
Zip Code:      89434    Country:      USA
Status:      Active    Email:

Treasurer - ELISEO MONTENEGRO
Address 1:      610 WALTHAM WAY    Address 2:
City:      MCCARRAN    State:      NV
Zip Code:      89434    Country:      USA
Status:      Active    Email:

Other complaints:
http://www.ripoffreport.com/r/first-national-collection-bureau-inc/sparks-nevada-89434/first-national-collection-bureau-inc-trying-to-collect-money-from-a-bad-debt-that-does-n-286053
http://forums.debtcc.com/collection-agencies/clear-record.html
http://www.complaintsboard.com/complaints/first-national-collection-bureau-sparks-nevada-c358406.html
http://www.creditmagic.org/repair/first-national-collectionbureau.html
http://www.ripoffreport.com/r/First-National-Collection-Bureau-Inc/Sparks-Nevada-89434/First-National-Collection-Bureau-Inc-Regarding-DIRECTV-Client-DIRECTV-is-offering-settl-1138506
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... er/td-p/3112130
https://whocallsme.com/Phone-Number.aspx/3037855027/2
Looks like they get sued a lot (along with a $147,000 TCPA violation verdict):
https://dockets.justia.com/search?query=First+National+Collection+Bureau+Inc
http://www.gpo.gov/fdsys/granule/USCOURTS-iln ... 1_06-cv-04742-0
https://pacermonitor.com/public/case/8723566/ ... tion_Bureau_Inc
https://docs.justia.com/cases/federal/distric ... 2472/241551/13/
http://www.gpo.gov/fdsys/pkg/USCOURTS-caed-2_13-cv-01206/content-detail.html
https://casetext.com/case/schroeder-v-first-national-collection-bureau
http://www.leagle.com/decision/In%20FDCO%2020 ... 20BUREAU,%20INC.

http://www.law360.com/cases/4f79ffd1cc4ff24730004063
http://www.leagle.com/decision/In%20FDCO%2020 ... 20BUREAU,%20INC.
https://www.gpo.gov/fdsys/pkg/USCOURTS-caed-2_13-cv-01206/content-detail.html
http://www.law360.com/cases/4d3ac33fb6f4f14501000027
https://pacermonitor.com/public/case/9926213/ ... ion_Bureau,_Inc
https://www.pacermonitor.com/public/case/8494 ... ion_Bureau,_Inc
https://dockets.justia.com/docket/pennsylvania/paedce/2:2015cv06363/511674
https://dockets.justia.com/docket/ohio/ohsdce/3:2015cv00262/186313
http://law.justia.com/cases/federal/district- ... 0798/377395/11/
https://dockets.justia.com/docket/missouri/mowdce/4:2015cv00786/124139
City of New York violation:  http://www1.nyc.gov/assets/dca/downloads/pdf/ ... eau_1468607.pdf

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with Nevada Business and industry, here is the form:  http://business.nv.gov/uploadedFiles/business ... rm%208-2015.pdf

Thank you. BigA very helpful

You are very welcome!

Call daily multiple times

Now instead of calling this company is texting 15 text massages in a row from them.  What a bunch of thugs.   The only debt I have is a student Loan and that is on stand still right now..