800-900-1396

Penn credit

Long time violators of both the FDCPA and the PAFCEUA.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

PENN CREDIT AND COLLECTIONS ALSO GOES BY PENN CREDIT CORPORATION.
Alternate Business names:  C.C.C., CENTRAL CREDIT CONTROL, DEGARCIA, DONALD C. DONAGHER, JR.
They are known to be rude (especially someone named Jennifer who lies as well), and to attempt to collect debts after they were asked to validate them but did not.
Posted in:  https://800notes.com/Phone.aspx/1-800-900-1382/4#p837688652013196133
https://800notes.com/Phone.aspx/1-800-900-1372/22
https://800notes.com/Phone.aspx/1-800-900-1370/13
https://800notes.com/Phone.aspx/1-800-900-1389
https://800notes.com/Phone.aspx/1-800-900-1380/38
https://800notes.com/Phone.aspx/1-800-900-1381/6
https://800notes.com/Phone.aspx/1-612-605-4414
https://800notes.com/Phone.aspx/1-800-900-1396
Their web page with mailing addresses (these addresses are good):  http://www.penncredit.com/contact.html

BBB page, gives them an "A+" but lists 155 complaints (down from 188 complaints, wonder where they went?) and 3 negative review against them:  http://www.bbb.org/washington-dc-eastern-pa/b ... urg-pa-70001231

Bizapedia page with the officers listed:
Company Name:      PENN CREDIT CORPORATION

File Number:      958753

Filing State:      Pennsylvania (PA)

Filing Status:      Active

Filing Date:      June 9, 1987

Company Age:      28 Years, 6 Months

SIC 2 Description:      Business Services

SIC 4 Description:      Adjustment And Collection Services

Company Contacts
DONALD C. DONAGHER

Other

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Donald Donagher

KYLE R. DONAGHER

Treasurer

         916 S 14th St
Harrisburg, PA 17104

RICHARD S. TEMPLIN

President

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Richard Templin

RICHARD S. TEMPLIN

Vice President

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Richard Templin

THOMAS F. FOLEY

Secretary

         916 S 14th St
Harrisburg, PA 17104

View Nationwide Phone Book Listings For Thomas Foley

Other complaints:
http://www.complaintsboard.com/complaints/penn-credit-corporation-harrisburg-pennsylvania-c405343.html
http://www.ripoffreport.com/reports/directory/penn-credit-corporation
http://www.complaintsboard.com/complaints/penn-credit-corp-harrisburg-pennsylvania-c260148.html
http://www.ripoffreport.com/r/penn-credit-corporation/harrisburg-pennsylvania-17104/penn-credit-corporation-this-collection-agency-has-been-telephoning-my-ex-wife-we-have-be-1036917
http://ficoforums.myfico.com/t5/General-Credi ... day/td-p/155638
http://www.ripoffreport.com/r/Penn-Credit-Corporation/Harrisburg-Pennsylvania-17104/Penn-Credit-Corporation-This-collection-agency-has-been-telephoning-my-ex-wife-we-have-be-1036917
http://www.debtorboards.com/index.php?topic=398.0

Looks like they get sued a lot:

December 30, 2014
HNATOW v. PENN CREDIT CORPORATION
Case Number:  5:14-cv-07343
Court: Pennsylvania Eastern
Nature of Suit: Other Statutes: Consumer Credit
Judge: LAWRENCE F. STENGEL

http://dockets.justia.com/docket/florida/flsdce/0:2007cv61214/301725/
http://co.findacase.com/research/wfrmDocViewe ... 5839.DCO.htm/qx
http://www.rfcexpress.com/lawsuits/consumer-c ... ration/summary/
http://www.rfcexpress.com/lawsuits/consumer-c ... ration/summary/

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/

These people called me 4 times today looking for someone whose name was close to mine, but it wasn't me. I tried to explain that to them. The last call they were extremely rude and nasty. Now they are on my blocked list.

Called me several times and hung up after I answered.