855-764-8926

I am sure that the worthless, useless, toothless BBB will scare the bejeezus out of them.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

scam alert asking for someone else.

Same issues as previously mentioned.  Came in as a local phone, Allison Schrader called from a local phone number.  Said case was pending against my son and gave case #, told to call 1-855-764-8926.  I called them and listened and then gave them my attorney's number - the phone number to the Illinois Attorney General's office.

THIS IS A SCAM

They are trying to collect on an old debt of a family member even though the statue of limitations to collect that debt has expired!  I’ve been dealing with vultures like this for a year now!  Here’s what I’ve learned from filing so many complaints with the FTC:

They are required by law to give you their professional license number!

They are required by law to tell you what state they are licensed to do business in!

They are required by law to give you their address!

It is illegal for them to threaten legal action!

If they do not comply with any of the above the FTC says they are a scam and to report them.  I will now be reporting this company.

Be prepared for these people to be beligerent and hostile towards you.  Which is actually illegal, they are required by law to treat you with respect.  They apparently hate to be called out for their crimes!

Also, get informed about your rights and your state’s laws.  The statue of limitations to collect on the debt for the state my family member lives in is 4 years.  That date came and went long ago!

Don’t be ashamed and stick up for yourself and most of all file a complaint with the FTC and your state’s Attorney General’s office!!

Here’s the FTC #: (877) 382-4357.  They are very lovely people and very helpful!

Good luck everyone!!

THIS IS A SCAM

They are trying to collect on an old debt of a family member when the statue of limitations for that debt has expired!  I’ve been dealing with vultures like this for a year now!  Here’s what I’ve learned from filing so many complaints with the FTC:

They are required by law to give you their professional license number!

They are required by law to tell you what state they are licensed to do business in!

They are required by law to give you their address!

It is illegal for them to threaten legal action!

If they do not comply with any of the above the FTC says they are a scam and to report them.  I will now be reporting this company.

Be prepared for these people to be beligerent and hostile towards you.  Which is actually illegal, they are required by law to treat you with respect.  They apparently hate to be called out for their crimes!

Also, get informed about your rights and your state’s laws.  The statue of limitations to collect on the debt for the state my family member lives in is 4 years.  That date came and went long ago!

Don’t be ashamed and stick up for yourself and most of all file a complaint with the FTC and your state’s Attorney General’s office!!

Here’s the FTC #: (877) 382-4357.  They are very lovely people and very helpful!

Good luck everyone!!

Pretty sure it's a scam. I will not be returning their call.

Definitely a scam, was contacted by reaching out to a family member. (Our numbers haven't changed in years and they never called me.) When I told her that was taken care of years ago, she told me to produce the records. I said ok and ideas told to "grow a pair". When I called back to get her name I was told if I called back they would press charges against me for harassment. Bahaha your going to file harassment charges against someone who is trying to get to the bottom of a so called debt. Laughable. You met your match this time

I have been getting the same thing. I've called back several times bc the"superviser" hung up on me. I told her she was rude for someone supervising a business she said I was rude and hung up on me. Told me  to Disregard the call. I'm reporting this so called business

So, they are calling from a local number now, stating they are calling from "Check into Cash". He claimed it was a PDL from 2012. Which is 1. out of the statutes of limitations 2. not legit, PDLs are illegal in PA and I know I didn't have one in 2012. I just said I've never heard of your company, and he said a gruff thank you and he hung up on me. I'm totally reporting this.

The Statute of Limitations states how long they have to sue you, and not how long they have to collect the debt (which would technically be eternity).  They are required to do the following:

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid. 

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/

FYI, they are not "legally" required to half of what you posted.

They back!!  Got call that went directly to voicemail!  I am guessing in past I blocked this number.  Threatening legal action against my SS#.  This has been going on for years...why are they not stopped??  voice mail came from 985-500-3802.  Asking me to call 855-764-8926!

They called me in late March saying that I owed over $2K to a credit card account I had never hears of. They kept pressing me about my debit card. That had my social security number too. How they got all this, I have no idea.

Was first given this as a call back number from a call in December from 623-476-4778.  They called again today from 520-277-1115 with a similar robo call voice message for some person that is not me.  Content of the message was very similar (complete with it being Sara Schrader) as many of the above  notes

I've gotten a call from (Sarah Schrader) these people they don't state what company they are from they just say there is a case with my SSN and give them a call back this is urgent, this is their second attempt at contacting me.   They can send me something in writing.

Same "person" called and left me a message today.  Idiots!

Just got the same call saying that they have my social and someone had filed a civil case against me this is a fraus stay woke people the scammers are on theyre job.

They just called me, I did not answer. They left a message that some kind of documentation was "attached" to my social security number. They said they wanted to "reach out" on my behalf to review the documentation. The message sounded as though it was read from a script.  The call came up as from Sheridan Wyoming.

I believe this is s scam wanting my social security number