8557648926

J P I received the same  type of call you did. They said they had my name, SS# and before they filed a report they wanted my side of the story. I did call back and asked them for the name and SS# that was going to be on this report, then their B.S. started, rude like a lady above stated. you're right It's a scam,

855-764-8926 called today and automated msg said based on your ss# and name important info ...blah blah. I wanted to see what it was all about so I waited for rep who asked for someone named Vivian (not me) I asked how this person had my SS# and they disconnected the call.  WTF?

I got a call 2 days ago about a loan I had from check I to cash which is now paid.  They state that they will file a civil judgement against me if I don't pay them what I owe.  I have a verified letter stating I do not owe check into cash. Let them file a suit...

I received a voice message from a Alison Schrader saying there is documentation place on my name and social security number and that she is assigned to review and get a statement from me before making a recommendation. Left a file number. When I returned the call, the message said they were IRP and Associates and to leave a message.

Just got almost the exact same call that has been reported multiple times on here.  "Allison Schrader" wants me to call back because they have a "claim against my ssn number".  I have gotten a couple of calls like this before.  All of them have turned out to be scams.  If someone will not identify their company on the message they leave on your machine, then most likely they are not legitimate.  Be very careful what information you give to ANYONE who calls you on the phone.

Auto-dialer called stating they had information directly relating to my social security number. I hit 1 to speak with an associate and they were able to give me my maiden name & social but were not able to verify my address. I tried speaking to the man (who would not provide me his name or company) without providing any other information to him and he then was threatening me with court and legal action. When I asked what this was concerning he then began to get very aggressive with me and asked for my attorney's information or if I intended to retain an attorney. I told him to please send all information to my address on file and I would go over it and contact them with my decision. He informed me that everything was being recorded to be played back in court and got even louder and more aggressive with me. I hung up the phone when he would not let me speak, He then called back and began yelling at me screaming we will see you in court sir- SIR- SIR and began to threaten me again. I have blocked the number and recommend not to answer the calls.

I got an automated call, thought it was a different number I had asked to remove my name from their list.  Call the number back, IRP (?) and this guy asked is xxx was my name, I said yes, and he said he was calling about an outstanding debt with check into cash.  I've never taken out a loan with check into cash.  I told him "nope" and he hung up on me.  I called back, got some lady who transferred me back to the guy who I just spoke to and he started yelling at me and I asked him why he had a [***] attitude with me and he goes "you're the one with the [***] attitude!" so I asked what information he had, he said he had my name, SSN, address, etc.  I asked him to share it with me and he said it would be on my court papers.  Said this loan was from 2011.

I've had these calls before, they are scams.  Please don't anyone fall into their trap!

Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt.  One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws.  They do have to follow those laws, but they won’t.  They mention that they have received a Fax document, to create the sense of urgency.  They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.

If you feel you SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS.  Here is the link, fill out the proper form (probably 14039). Also file a report at the FTC Identity Theft web site as well as learn what else you need to do:
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
https://www.ftc.gov/faq/consumer-protection/report-identity-theft

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

This company names as IRP and Associates has been harassing my wife and calling members of our family for days now.  When asked specifics of the collection activity they are seeking they refuse to provide any.  This is a well orchestrated scam with many participants in this office.  All participants are very rude and unprofessional!  Please beware!

The first question this young lady asked me was "have you been served with any legal papers?"  I said "no and I am not interested!"  I hung up on her before she could say anything more.

Ditto! No company name- just Allison??!! Same.message threat about SS#

Wow it's been so long since we got one of these scare scam calls that we figured that they had finally given up this MO, especially in light of all the blogs & websites like this busting them daily....But alas here's another one!!! It's the same old same old set-up: Vague yet unsettling message left on answering machine (this one was from an "Allison Schrader") saying that my name & SSN are attached to some file & this is my last chance to make a statement yadda yadda yadda....We called & we get the voice mail for "IRP & Associates". We will call back tomorrow during normal scam hours -- Stay tuned!!!

We made several more calls to "IRP & Associates" to gather further evidence that they are just another scare scam company -- & they did their job of proving themselves to be just another scare scam company that buys old payday loan & online cash advance info from 3-5-7 years ago & then calls people saying that these debts were never paid off & resolved, thereby attempting to scare folks into paying off "the remaining balance". All of the usual red flags were accounted for during our convos with "Mr. Singletary", "Stanley Jacobs", & their fellow criminals: 1) Refusal to send you any correspondence by mail, reason being that they have allegedly "made numerous previous attempts to contact you" & will only send further info via e-mail or fax; 2) Refusal to identify themselves & exactly what they do -- Are they a debt collector, law firm, court processor? -- Usually saying they are a litigation, mediation, or arbitration office; 3) Refusal to give you a physical mailing address, reason being that "we receive numerous death threats & cannot give out our physical address for safety reasons"; 4) Refusal to give you any contact info on the original creditor, reason being that "our office is now handling this & you are not allowed to contact the original creditor"; 5) The threat of "further legal action" or court summons, or some other scary-sounding stuff. In our case, they had record of actual payments made to an "O'Brien, Wexler, & Associates" back in 2012, & their claim was that we stopped making payments to that firm & monies were still owed -- which is straight BS. They then claimed to have "federally recorded audio" of me setting up payment arrangements -- which was more BS. The easiest way to unravel these scams is to start asking questions, questions, & more questions: Ask for dates, ask for times, ask for names, ask for amounts, ask for phone numbers, ask for addresses, etc.....Their whole goal is to get the victim to take the bait & get them to either pay over the phone or get locked into a payment agreement ASAP with no questions asked (Of course only taking payments with pre-paid cards or debit cards), so once you begin asking for further details on the matter, it throws off their whole scheme, & then they start getting defensive & will usually hang up once they realize that you are "refusing" to pay. We are going to do further investigation on their alleged association with Obrien Wexler, as they claimed that they were part of that firm.

Charles Johnson, real name on the buying side is obrian wexler and associates. You probably got a call a month or two ago from Global Asset Agency. Scumbags had to take the file back because it was fake and they are collecting on it anyways

Received a call and like a dummy I called them back. The guy answers "yeah" instead of hello or stating the company name. He said he was looking for my husband in regards to a legal matter in his office. I hung up. He called back and like a dummy again I answered and he told me I was a piece of [***]. Real professional! I hung up and he called me back 5 more times in a row. I just ignored it.

Stanley tells me I owe debt, it cannot be disputed, report attached to my file, will not stop calling no matter what, I'm scum for not paying my debt, etc etc.

The NJ AG transferred me 6 times only to tell me they don't handle complaints. FTC tells me to call the NJ AG. FTC then tells me to go online to file complaint, but since I don't have any documents, or an address, I shouldn't expect anything to happen.

I got a threatening phone call saying that they had a case against me and they were pursuing legal action and they wanted my side of the story before they go forward with file # blah blah blah...  I sent the call straight to voicemail.  I don't have any friends with 800 numbers!!!  It's a scam!!!

I as well got this call saying I had a loan through a online financial place and I need to call by 3p.m. eastern or matters will be turned over and put on my collections first never had a loan through an online place second they give some bogus reference number and stated I had an account with Huntington bank never did I ever have a bank with Huntington I blocked their number but comes to voicemail

Received a call of me owing money from 2012 that I supposedly had transferred from a payday loan info my bank.. The company would have never conducted business as such #1 and #2 never an amount as stated and #3 if one goes 2-3 weeks without paying they pay a visit which never happened because not true.
The nerve of these people to try to scam people who claim to be from a company called IRP

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