8666314680

just found out that debt collectors must send you a written letter within 5 days of contacting you stating  the name of the creditor you owe and how to proceed if you feel you dont owe the money. since angie refused to when i asked her to email or mail me the information, I have filed a complaint with the FTC. I will also pursue other actions.

They call and my husbands phone EVERYDAY more than once!  THEY ARE VERY RUDE and I asked them to send me a bill and yet to have received it!  Its been over a month.  They won't get crap until I get an itemized statement about it!

Yes they can, what happens is as soon as you start paying on old debt, it gets brought to the front on your credit report, making it appear as if it is 'new' debt. This is completely legal, but if you refuse to pay, they can not do anything to you.

Via: two years as a collections manager.

I have set up payment arrangements with this company on behalf of my fiance'. I missed one month due to having my hours cut, going to double up this month. The rude ladies calling my house need to be put in their place. You don't call someone you're trying to get money from and get rude and nasty with them. It;s uncalled for!

I asked them for a monthly statement for my fiance' they claim they will send it but the never do. All he gets is an email when I pay it. I agree in they need to show us where the money is going.

I just got a call from them and ignored it. As to "can't collect a debt that old" the important thing to remember is that how long they can collect it is entirely up to YOU the debtor. If you talk to them, pay them, promise to pay, send them a letter, sign something, you start the clock all over again!! Do NOT talk to them, do NOT pay them, do not mail them, etc, Ignore them. If it has been more than 7 or 8 years, they can do nothing else to you as long as you do not do anything!

Despite the fact that we have given this debt collection agency the number of the person for whom the calls are intended (my son, who is 43!) and their repeated assurances that our phone number will be erased from their call list and replaced with his, we continue to get calls from this number to collect a debt not owed by me!  I have filed complaints with the Better Business Bureau of Florida (where this company is based) and with the Federal Communications Commission...and if I can think of any other entity to file a complaint with, I WILL!  By the way, both complaints were filed online.  It's easy just google Better Business Bureay of your state, as well as FCC complaints.  Takes just a few minutes, and who knows, it may even put a stop to all these phone calls!

This is frankly reckless advice. Not doing anything is precisely what debt collectors want from their pigeons. You cannot expect protection from the worst scenario if you ignore all the calls and throw away the letters. Yes, you should not make admissions against your interest, but you should be watchful of actions a *collector* takes which may be illegal and thus provide bullets for your defense.  

Your fear of "starting the clock" indicates confusion over Statutes of Limitations. This I addressed in a reply to "R4v3n" thirteen months before your comment.
https://800notes.com/Phone.aspx/1-866-631-4680/3#p320367056213104532

Again, in all but two states a debt collector could legally try to extract payment for a car note held on your great-grampy's Model A. It is simply a collection *lawsuit* which is illegal once the applicable SoL has expired. Age alone will not stop collection, and many times won't stop the lawsuit filing. It's up to you the defendant to torpedo the debt claim by raising SoL as a defense. A sure way to welcome a creditor suit is to lay back and fail to dispute the collector's early stage efforts. A one ounce dispute letter is a powerful ounce of prevention when sent timely.

Don't want my word for it? Read the federal rules yourself.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection

You will be waiting a long, long time for triple-B and the FCC to swoop down and halt skip trace calls. The former has zero enforcement power and the latter is really not much concerned with the debt collection industry. This is the Federal Trade Commission's wheelhouse, and more recently the CFPB. Even they are not your personal strike force. This problem is for you and your son to solve, and it's not difficult using the laws the FTC has overseen for 35 years.

You've seen that trying to cooperate with a debt collector's hunt for debtor location does you no good. It's not your job, besides. If you want their calls to end, *you* must notify the callers *directly*, not complain to other desks and wait for a rescue. My long form advice for "not me" cases is found here:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls

As the alleged debtor, your son is in the best position to choke off all calls to all his family members, neighbors, coworkers, former classmates, and whoever else the collector feels will make a great target to apply pressure and false shame. I'm sure he's old enough to write his own dispute letters and specify limits on communication.

By the way, now that the DCA knows where to find him, and possibly did before hassling you, there is no excuse to keep pelting everyone else and your cousin's dog with phone calls. Maybe you two ought to compare notes and see if you'd like to sue the company for your troubles. The loser company pays your legal fees under the FDCPA.

By Law in any State, a collection company CAN NOTcollect ona Old Debt. Also, if you can gain Doucments from them trying to collect and record dates when they contact you,home,work..ect.You can take them to court and win a $1000. judgement. But you have to have proof to show the judge. You can check this out for yourself and even check with Clark Howard website about old debts and new debts. The Law is on your side, not theirs! As long as know that,you can stop the stress and tell the Sneaky Snakes to drop dead after you mail them a drop dead letter as well. Clark Howard even has example lettersto send to these SNAKES!

Number has called My cell twice today, left no message.
They have contacted Me in the past (about a year ago, repeatedly, multiple times per day), at which time I returned their call and informed them that they need to cease contacting Me about My mothers medical debt, and that she has medicare and handles her own medical and financial matters.
"We've been unable to contact her on her home phone number and you were listed in her medical records as a contact".
I informed them that their inability to reach her on her home telephone line was not My problem nor was I responsible for their ineptitude. Perhaps they should mail her instead. And that even though I'm listed on a record as a contact in case of a *medical emergency* does not permit them, as a 3rd party debt collector, to harass Me regarding her personal financial business.
The calls did stop, til now.

This company Medical Revenue Services called me about my wifes medical bill. The woman from the company was rude and abusive. I told her we would try, stress try, to pay $50 a month on this bill. She wanted some kind of guaranteed payment, very pushy. I told her no guaranteed payment, I would pay her $50 a month like we do on another hospital bill my wife made some years ago. The woman then said I was refusing payment. I am 66 years old and my wife is 62. We are in debt and trying to get caught up. This company is typical of abusive collection agencies. I have talked to some nice people from these companies. she was not one of them

They can't put an old debt (over 8 years) back on your credit unless you start talking to them about and make a token payment. The moment you make a payment or set up payment arrangements (and in some states just aknowledge your identity and the debt) it becomes an "Active" debt again and can stay on your credit another 3-8 years

If a debt has expired off your credit do NOT talk to any collectors about it, or answer a letter, or anything. Ignore them. Unless it is a government loan there is absolutelynothing they can do until you start co-operating and/or negotiating/

I received a call from this number and she insist that I had contacted them two weeks. I have no idea who this company is

They keep calling but I let it go to voicemail. I don't answer the phone if I don't recognize the number. Anyway, the lady on the voicemail sounded like she woke up on the wrong side of the bed and said I must disregard the call if it not me or keep listening if it is. By the end of the message, she  gave me absolutely no information to work with in regard to the debt, even though she said she was leaving confidential and identifiable information. I don't mind paying debts off that I owe, and I've recently checked my credit report. They are not listed on it, so that's why I won't bother answering. My concern is, if I call back or answer, that they'll assume that I'm taking responsibility for something that I owe.  

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Robocall. "If you are not Tommy Williams, please hang up...." Some debt collector garbage. I've had the phone number for 20 years and I'm not Tommy Williams. If they were stupid enough to take a bad phone number from someone they are loaning money to, wah. Don't call me.

I keep getting a call for Amanda Hatty (sp?).  This has been going on since Oct 2013.  My husband called them a couple months ago and they stopped for a few weeks and have started again.  I really getting pissed.

This is a little misleading...to pay for a settlement. It sure does feel good to get it closed. But rest assured when it becomes time for the IRS~the settlement company reports the leftover from the settlement as earned income. Say you owed $10000.00 for a medical bill and they allowed you to settle for $4500.00. The settlement company reports the remaining portion of $5500.00 as earned income. Whoa doggies that complicated our tax return information. We had the paperwork done by a professional. We were having our's done professionally because of a small inheritance. We had to depreciate so many years from the farm. It was a PIA!