8668648030

Alliance Asset Management Inc. 330 Georgetown Square #104 Wood Dale IL 60191

I owe EASTSIDE LENDERS who was deducting payments from my checking acct without my authorization. When I asked for a mailing address I was told they only take debit/checking/prepaid card, I told that a lender cannot refuse any payments. My account was transferred to Alliance. I called  866-864-8030 spoke with a man asked for a mailing address & he told me that I was feeding him BULL. Supposedly he has been in collections for 24 years, I've been a collector for 14yrs & have never told any of my customers this. Anyways, I asked for a bill/e-mail so I can have documentation, he relied that his word was worth more then mine & he would make a judgement call & would document that I refused to pay.

I keep recieving calls at work from 866-864-8030 but will not leave any info but urgent.leaves id # her name was Fran

Have received multiple phone calls from some company called Alliance. They are fishing for personal information. A few different people have called asking for my bank account numbers. They claim to be a debt collector wanting to withdraw money straight from your account. When you do not respond to their calls they try to get a hold of your payroll department hoping someone will give them the information they are looking for. Since I have no outstanding bills I know these people are SCAMMERS! Beware they will bug the crap out of you. I have requested many times for them to stop calling but they won't.

I just got of the phone with this company.  The first guy I spoke with began to tell me about this debt that I owed and I remained silent until he finished. I asked for his name and he told me Jerry.  I told him that I have been receiving calls from fraudulant companies and Im sure he would understand that I need to check out his company before I would discuss anything. I asked if the number he called from was a direct number of contact and he said "no". He gave me the number 866-864-8030. He told me that Eastside Lenders has assigned this loan for collection, and believe me, I have had trouble from these people continuing to attempt debit from my account which is closed and they have been informed many times about.  Anyway, I asked for the full company name and he said "Alliance Asset Managment".  When I asked for the address, he was vague about a location, so I told him I would need a mailing address to really verify that this is a real company. He told me he was new and needed to send me to the manager.  He did and when the manager got on the phone he said that he understood I have some questions.  Gave him the same info on reasoning for need of info, and he agree that there are scams out there and could understand.  He provided the address: 330 Georgetown Square, Suite 104, Wood Dale, IL 60191.  He even gave me Eastside Lenders number to check it out, as if they practice so legally that I would believe them.  I found this site when checking them out and oh boy am I glad I did. I wanted to provide what I have been able to get for contact information to help out.  The manager stated his name is Dan Dweyer and his number is 800-399-8584 Ext. 215. Thought this ext would help in actually contacting someone.  I know some of you have had issue which getting real person.  He wanted a call back for sure, so made sure I have his direct ext.  Good luck!

They are also calling my work place, They are very rude when they call to everyone.

Just called my work and left an ID # (case number, I assume).  Said his name is Jerry!

A guy from this number named Steve called my job asking me "is it true you have an outstanding loan of $161 that you are refusing to pay?" I asked him what he was talking about and who was he working with? He told me a company called "idealgelt" (WTF?) sent him my file, but he never revealed the name of his company.  He was very polite, but after I continued to question him, he sent me to a supervisor, who didn't give his name. I asked him the same questions (who are you, what are you talking about, don't call me anymore regarding this you have the wrong person), and I guess he was the "bad cop" to Steve's "good cop"-talking tough, making threats! "I'm going to have to take this matter further since you refuse to pay. Trust me, it's only going to get uglier from here, ma'am. So to avoid the consequences you better go get your checkbook!!"  I just told them they have the wrong person and to stop calling me and hung up. The number has called me twice since but I just answer and say "wrong person, stop calling" and hang up.
**BTW-I looked up Idealgelt, it looks like a paydayloan service***

keith bradshasw...

Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

https://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

https://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General’s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870
1-831-607-9214
1-972-674-3753
1-646-918-5211
1-206-202-4942
1-206-337-7992
1-206-339-8218
1-561-318-0446
1-585-250-8090
1-347-827-0921
1-607-398-0725
1-909-233-7338
1-888-610-5486
1-585-861-9940
1-909-233-7338
1-646-416-9016
1-805-262-6170
1-661-270-6724
1-561-705-0140
1-310-807-0220
1-347-637-6473
1-951-582-4832
1-909-503-0682
1-818-579-7691
1-347-321-6497
1-206-666-3611
1-206-203-0712
1-347-875-8418
1-347-875-9600
1-206-629-9392
1-818-532-9007
1-310-853-3491
1-347-377-7368
1-321-300-4091
1-866-840-2030
1-760-588-2207
1-845-360-0920
1-415-259-5025
1-347-637-6452
1-818-275-4539
1-707-673-9475
1-214-446-5372
1-512-646-2002
1-210-892-2666


So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller’s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Caller: FBI

They callled me at my job most likely a debt collector

I havve been having problem with to payday loan companies and loan point scammed me out of 2,800.00 dollars and now they are trying to go thur collection for this loan i got was for 400.00 dollars when are they going to stop i had to close out my checking account. this collection called my work and they have my home phone and my cell i want this to stop before i lose my job. this collection number is 1-866-864-8030 ,Please help.

hello
i was scammed by loanpoint USA and i had to close out my checking account and come to find out by cashcure also and now i am getting calls by this number too they called my work and at home .i woke up this morning to hearing the phone rinning and it them again at 8:05AM in the morning . and they were so rude i am emailing cashcure and tell them .i am contacting the FBI again. they took enogh money and i am refusing to give them any more.

Run, do not walk, to a consumer attorney.  Most will give you a free consult.  If this sleazebag company has a US office (and they may not) they can be sued.  That attorney may also be able to help you with the ripoff from the other company.  Extortion (and that's what this is) is never OK.  If they call your office, refer anyone who they talk to to the links down the right side of this website, as well as
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
which is the actual FBI website.  Don't let them victimize you; do not pick up any calls from someone you don't know, but DO keep any messages they leave for that attorney to hear.  They have broken about every law regarding debt collection there is, so you may have a really good case.

they call my work and tried to harass the hr and got no where....  they were ordered to stop calling because this is a place of business and against the law...i do not know who these people are and from what i read....this is just another scam in a list of so many others.....do not even talk to them period!!!

Repeated unwanted annoying calls to my work. Asking for my supervisor and so on...just want to them to stop.

Calling me at work... Ms. Robinson. They are not to call my employer again. Thank you

You will need to write them a letter informing them your employer does not allow these calls at work and send it VIA certified mail with return receipt attached. This is your right under the FDCPA. If they continue calling, you can sue them for $1,000 per violation.

How do I get them to stop?

I got this call from a company and the lady told me to have my step father call and gave me a reference number

I received calls from this number at my work and when my supervisor told the lady that I couldn't be reached at that number she became very pushy and demanded my home number, which he refused to give her.  I then called the number back and a woman named Laura immediately asked for my social security number before even identifying who she was.  When I told her that I didn't want to give her my social she still didn't identify who she worked for but said that she was calling on behalf of the Cash Store, which I vaguely recall taking a loan from, who I hadn't paid because the day a payment was due they tried to deposit my check because they had written my number down wrong.  This angered my husband who told them to send us a bill in the mail or refer us to their legal department because we did not want to handle the situation with that branch.  I never received anything in the mail or any phone calls from them so I was surprised when Laura said that she was calling on their behalf.  She claimed that I was refusing to pay and I told her that I was perfectly willing to settle my debt and asked for something to be sent to me through the mail.  She then claimed that they had already sent me a letter, which I have not received.  Laura then demanded that I take out my checkbook and give her my banking information.  I told her no, that I didn't have the funds right at the moment and wanted something in writing before giving out any information.  She then said that I was refusing to pay and was playing games with her and threatened to hang up.  I asked to speak with her manager and after about 5 minutes I was transferred to a male who told me he had no way of verifying the conversation with Laura and my complaint about her rudeness.  When I reminded him that she told me the calls were monitored he quickly changed the subject.  I again asked to be sent something in the mail and requested for them not to contact my work, they also had my mother's number which I also asked not to be called.  I was very polite and surprised by Laura's demands and pushy behavior.  After researching this company Alliance Asset Management and have seen the numerous complaints about them I am very uncomfortable dealing with them and will not give them any information.  If they call again I will tell them to refer me to their legal department.  I filed a complaint with the BBB, who have received 79 complaints against this company.  I have no way of verifying that this company is not a scam, and I do not respond well to bullying and intimidation, which is what I will them them when they call again.